Promoted for welcome bonus
Best sign-up bonus offers in the UK
See if you could find a good deal.
Best for beginners
Capital at risk. T&Cs apply.
Free share up to £100
Choose from 6,000+ stocks
0% commission on trades
Earn 3% interest on cash
0% commission on trades
Earn 3% interest on cash
Best for ready-made portfolios
Capital at risk. T&Cs apply.
£100 welcome bonus. T&Cs apply.
You can build your own portfolio or get one made
Over 600 ETFs
The platform looks great, and it’s easy to use
Over 600 ETFs
The platform looks great, and it’s easy to use
Best for learning tools
£15 pocket money bonus
Use code AFFFDR215
Debit card for ages 6 to 18
No obligation / upfront payment
Debit card for ages 6 to 18
No obligation / upfront payment
We have compiled a list of the best sign-up bonus offers and promotions from banks and banking apps in the UK. We check and update this guide on a weekly basis and each offer has its own set of terms and conditions that apply.
| Brand | Bonus type | Product type | Offer details | Link |
|---|---|---|---|---|
| Revolut | Sign-up | Banking apps | Get a sign-up bonus of £20 | Get deal |
| Wise | Refer-a-friend | Money transfer | Free £75 when you refer a friend to Wise | Get deal |
| Freetrade | Sign-up | Investing | Free stock worth £10-£100 | Get deal |
| InvestEngine | Sign-up | Investing | Sign-up welcome bonus of £20-£100 | Get deal |
| GoHenry | Sign-up | Kids bank account | Get a £15 pocket money bonus for your child | |
| Tide | Refer-a-friend | Business banking | Get £50 when you refer a friend | Get deal |
| Santander | Switching | Bank account | £150 bonus for current account switch | Get deal |
| first direct | Switching | Bank account | £175 bonus for a current account switch | Get deal |
| Nationwide | Switching | Bank account | £175 bonus for a current account switch. May include monthly fee. | Get deal |
| Monzo | Refer-a-friend | Bank account | Free £10 when you refer a friend | Get deal |
| Revolut | Refer-a-friend | Bank account | Earn up to £60 when you refer a friend | Get deal |
| Revolut Pro | Sign-up | Business banking | Get a sign-up bonus of £20 | Get deal |
| Quidco | Sign-up | Cashback | Get £30 cashback when you refer a friend | Get deal |
| Topcashback | Sign-up | Cashback | Get £5 cashback when you refer a friend | Get deal |
| nimbl | Sign-up | Kids bank account | Get £10 free pocket money plus your first month free | Get deal |
| Western Union | Refer-a-friend | Money transfer | Get £10 when you refer a friend | Get deal |
| Skrill | Refer-a-friend | Money transfer | Get £10 off your first transfer when you refer a friend | Get deal |
| Remitly | Refer-a-friend | Money transfer | Sign up and get £10 off your first transfer when you send £100 | |
| Currencyfair | Refer-a-friend | Money transfer | Refer a friend and earn rewards | Get deal |
| Zing | Refer-a-friend | Money transfer | Free £30 when you refer a friend | Get deal |
| Pensionbee | Sign-up | Pension | Open a pension and receive a £50 bonus | Get deal |
| Raisin | Refer-a-friend | Savings account | Get £50 bonus when you refer a friend | Get deal |
| Plum | Sign-up | Savings account | Get £10 cashback after saving over £100 in your first 90 days | Get deal |
| Wealthify | Refer-a-friend | Share trading | £50 refer-a-friend cashback | Get deal Capital at risk |
| Wealthyhood | Refer-a-friend | Share trading | Free £5 to £200 ETF share when you refer a friend | Get deal Capital at risk |
| Scottish Friendly | Refer-a-friend | Share trading | £25 referral voucher | Capital at risk |
| Trading212 | Refer-a-friend | Share trading | Invite friends and get free fractional shares | Get deal Capital at risk |
| Robinhood | Refer-a-friend | Share trading | Refer up to 5 friends to get free fractional share trades | Get deal Capital at risk |
| AJBell Dodl | Refer-a-friend | Share trading | Refer a friend and you'll both get a £100 gift card | Get deal Capital at risk |
| Santander | Sign-up | Student account | Free 16-25 railcard with Santander Student | Get deal |
| Currensea | Refer-a-friend | Travel card | Free £10 when you refer a friend | Get deal |
| Snoop | Refer-a-friend | Banking apps | Get a £5 Amazon voucher when you refer a friend | Get deal |
| IG | Refer-a-friend | Investing | Earn £50 when you refer a friend | Get deal |
| Rakuten | Refer-a-friend | Cashback | Earn £25 when you refer a friend | Get deal |
| Paypal | Refer-a-friend | Banking apps | Get up to £10 when you refer a friend | Get deal |
| Cashback UK | Sign-up | Cashback | Free £10 when you sign-up | Get deal |
| Penfold | Sign-up | Pension | Earn £25 when you refer a friend | Get deal |
| AJ Bell | Refer-a-friend | Share trading | Refer a friend and you'll both get a £100 gift card | Get deal Capital at risk |
| AJ Bell Dodl | Refer-a-friend | Share trading | Free £30 voucher if you refer a friend | Get deal Capital at risk |
| XE | Refer-a-friend | Money transfer | Free £25 Mastercard gift card when you refer a friend | Get deal |
| Monzo | Refer-a-friend | Business banking | Get £50 when you refer a friend to Monzo Business | Get deal |
| MyGuava | Refer-a-friend | Money transfer | Earn £10 when you a refer a friend | Get deal |
| InvestEngine | Sign-up | Pension | Sign-up welcome bonus of £10-£50 | Get deal |
| Widilo | Sign-up | Cashback | Get a £5 welcome bonus when you sign up | Get deal |
| Fidelity | Refer-a-friend | Share trading | Receive a £100 gift card when you sign up | Get deal Capital at risk |
| Bex | Refer-a-friend | Bank account | Free £5 when you refer a friend | Get deal |
| Monese | Refer-a-friend | Banking apps | Free £10 when you refer a friend | Get deal |
| Nutmeg | Refer-a-friend | Share trading | Free £50 when you refer a friend | Get deal Capital at risk |
| Tide | Sign-up | Business banking | £150 cashback when you open a business bank account |
Why do banking apps offer sign-up deals?
Banks and banking apps offer sign-up deals to entice new customers. They’re happy to pay to acquire new customers because once an account is open they’re then able to offer other products to that new customer. It’s mutually beneficial, because customers get rewarded for trying (and sometimes continuing to use) a new app, while banks are able to incrase their customer base.
Are there any catches?
Sometimes there will be some extra hoops to jump through to get the bonus. This could be something like depositing a certain amount of money in the account and keeping it there for a certain amount of time or making a number of qualifying transactions. You may also need to offer a current account to access a savings account, or vice versa. Just make sure you’re aware of the eligibility criteria and be sure you can fulfil it.
Will a reward impact my credit score?
There normally isn’t an impact on your credit score just from accepting a sign-up bonus or earning rewards from your account. But if you’ve switched current accounts to get an offer or reward, there’s a chance this can temporarily affect your credit score. When you open a new account, banks normally do a hard credit search, which shows up on your credit file.We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.