- Compare the whole market
- Cheaper than going direct
- Optional critical illness cover
Who is Aegon?
Aegon is an international financial services provider, offering a range of products to help you manage your finances, including pensions, asset management and life insurance.
What does Aegon’s life insurance policy cover?
Aegon’s life insurance policy is named Personal Protection. It will pay out a lump sum to your loved ones if you die, become terminally ill, critically ill, permanently disabled or unable to work due to sickness/injury.
You’ll pay a monthly premium for this cover. The cost of this will depend on your age, your health, the level of cover you want and other personal circumstances.
The policy is extremely flexible, so you can adjust it to get the level of cover you desire. It’s also possible to amend this as your life goes on and your circumstances change.
Exclusions
As with any life insurance provider, Aegon will reject all claims where it has reason to believe that the insured person killed or injured themselves deliberately.
It will also reject all claims where the insured person had stopped paying their premiums, or was found to have given inaccurate information about themselves during the application process.
Claims process
You or your loved ones can make a claim by calling 03456 00 04 93o or sending an email to claims@aegon-service.co.uk, or writing a letter to Aegon, Edinburgh Park, Edinburgh, EH12 9SE.
Whatever method of contact is chosen, a member of staff will get in touch to ask for more information about the insured person and the incident that led to the claim being made.
How to contact Aegon
For general queries, you can call 03456 00 14 02, send an email to protect_support@aegon-service.co.uk or write a letter to Aegon, Edinburgh Park, Edinburgh, EH12 9SE.
Pros and cons
Pros
- You can protect your loved ones against the financial impact of your illness and injury, as well as your death.
- You’re afforded the flexibility to amend your level of cover as you see fit.
- You can amend your policy with ease after it begins.
Cons
- Aegon Personal Protection policies can only be bought via brokers/price comparison websites.
Our verdict
Aegon is one the most reputable financial services brands and this is one of the more comprehensive and flexible income protection policies on the market.
Frequently asked questions
Life insurance ratings
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
More guides on Finder
-
Best sign-up bonus offers in the UK from banks and apps
Discover which banks have welcome offers, rewards or refer-a-friend deals available.
-
Bank accounts with airport lounge access
If you regularly use airport lounges, a bank account that includes airport lounge access could be worth considering.
-
American banks in the UK
Find out more about the American banks operating in the UK.
-
How to start a business in the UK
We explain everything from registering and funding your business to employment and business law.
-
Are Premium Bonds worth it?
What are your chances of winning the monthly prize draw?
-
Best refer-a-friend sign-up offers from UK apps
We’ve compiled a list of banks and apps that pay refer-a-friend bonuses, so you can earn some money for referring your friends.
-
Side hustle tax calculator: Estimate your additional tax
Use our side hustle tax calculator to estimate how much income tax and National Insurance you might owe on your side hustle earnings.
-
Santander Boosts review
Is this cashback scheme from Santander any good?
-
How to make money online
Ways to boost your income with just an internet connection, smartphone or laptop.
-
How much cash can you deposit in the UK?
Learn more about how to deposit your hard-earned cash in a bank account.