Revolut has made a name for itself as a favourite for frequent travellers by offering great currency services. Stick within the “fair usage” limit for your plan and the pricing is hard to beat for popular currencies.
Please note: You should always refer to quotes you receive from transfer services themselves directly for exact amounts as they may vary from our estimates.
country
currency
Åland Islands
EUR
Albania
USD
Algeria
USD
American Samoa
USD
Andorra
EUR
Anguilla
USD
Antarctica
USD
Antigua & Barbuda
USD
Argentina
USD
Armenia
USD
Aruba
USD
Australia
AUD
Austria
EUR
Azerbaijan
USD
Bahamas
USD
Bahrain
USD
Bangladesh
USD
Barbados
USD
Belgium
EUR
Belize
USD
Benin
USD
Bermuda
USD
Bhutan
USD
Bolivia
BOB
Bosnia & Herzegovina
USD
Botswana
USD
Bouvet Island
NOK
Brazil
BRL
British Indian Ocean Territory
USD
British Virgin Islands
USD
Brunei
USD
Bulgaria
BGN
Cameroon
USD
Canada
CAD
Cape Verde
USD
Caribbean Netherlands
USD
Cayman Islands
USD
Chad
USD
Chile
CLP
China
USD
Christmas Island
AUD
Cocos (Keeling) Islands
AUD
Colombia
COP
Comoros
USD
Cook Islands
NZD
Costa Rica
CRC
Côte d’Ivoire
USD
Croatia
HRK
Curaçao
USD
Cyprus
EUR
Czechia
CZK
Denmark
DKK
Djibouti
USD
Dominica
USD
Dominican Republic
USD
Ecuador
USD
Egypt
EGP
El Salvador
USD
Equatorial Guinea
USD
Estonia
EUR
Falkland Islands (Islas Malvinas)
USD
Faroe Islands
DKK
Fiji
USD
Finland
EUR
France
EUR
French Guiana
EUR
French Polynesia
USD
French Southern Territories
EUR
Gabon
USD
Gambia
USD
Georgia
USD
Germany
EUR
Ghana
USD
Gibraltar
USD
Greece
EUR
Greenland
DKK
Grenada
USD
Guadeloupe
EUR
Guam
USD
Guatemala
GTQ
Guernsey
GBP
Heard & McDonald Islands
AUD
Honduras
USD
Hong Kong
HKD
Hungary
HUF
Iceland
USD
India
INR
Indonesia
IDR
Ireland
EUR
Isle of Man
GBP
Israel
ILS
Italy
EUR
Jamaica
USD
Japan
JPY
Jersey
GBP
Jordan
USD
Kazakhstan
USD
Kenya
USD
Kiribati
AUD
Kuwait
USD
Kyrgyzstan
USD
Latvia
EUR
Lesotho
USD
Liberia
USD
Liechtenstein
CHF
Lithuania
EUR
Luxembourg
EUR
Macao
USD
Madagascar
USD
Malawi
USD
Malaysia
MYR
Maldives
USD
Mali
USD
Malta
EUR
Marshall Islands
USD
Martinique
EUR
Mauritania
USD
Mauritius
USD
Mayotte
EUR
Mexico
MXN
Micronesia
USD
Moldova
USD
Monaco
EUR
Mongolia
USD
Montenegro
EUR
Montserrat
USD
Morocco
USD
Mozambique
USD
Namibia
USD
Nauru
AUD
Nepal
NPR
Netherlands
EUR
New Caledonia
USD
New Zealand
NZD
Nicaragua
USD
Niger
USD
Nigeria
USD
Niue
NZD
Norfolk Island
AUD
North Macedonia
USD
Northern Mariana Islands
USD
Norway
NOK
Oman
USD
Palau
USD
Papua New Guinea
USD
Paraguay
USD
Peru
PEN
Philippines
PHP
Pitcairn Islands
NZD
Poland
PLN
Portugal
EUR
Puerto Rico
USD
Qatar
USD
Réunion
EUR
Romania
RON
Rwanda
USD
Samoa
USD
San Marino
EUR
São Tomé & Príncipe
USD
Saudi Arabia
SAR
Senegal
USD
Serbia
RSD
Seychelles
USD
Singapore
SGD
Sint Maarten
USD
Slovakia
EUR
Slovenia
EUR
Solomon Islands
USD
South Africa
ZAR
South Georgia & South Sandwich Islands
GBP
South Korea
KRW
Spain
EUR
Sri Lanka
LKR
St. Barthélemy
EUR
St. Helena
USD
St. Kitts & Nevis
USD
St. Lucia
USD
St. Martin
EUR
St. Pierre & Miquelon
EUR
St. Vincent & Grenadines
USD
Suriname
USD
Svalbard & Jan Mayen
NOK
Sweden
SEK
Switzerland
CHF
Taiwan
USD
Tanzania
USD
Thailand
THB
Togo
USD
Tokelau
NZD
Tonga
USD
Tunisia
USD
Turkey
TRY
Turkmenistan
USD
Turks & Caicos Islands
USD
Tuvalu
AUD
U.S. Outlying Islands
USD
U.S. Virgin Islands
USD
Ukraine
USD
United Arab Emirates
AED
United Kingdom
GBP
United States
USD
Uruguay
USD
Uzbekistan
USD
Vatican City
EUR
Vietnam
VND
Wallis & Futuna
USD
Western Sahara
USD
Zambia
USD
How much does Revolut charge for international transfers?
Revolut’s pricing is extremely competitive, but you could be forgiven for getting lost in some of the terms. The cost of your international transfer will depend on the following factors:
Which Revolut plan you’re on. Standard and Plus plans have the same fee structure on currency exchange, while Premium and Metal plans can work out cheaper.
How much you exchange within a month. Standard and Plus plans have a “fair usage” limit of £1,000 of currency conversion (spending in a foreign currency, buying other currencies or sending money overseas) per month. Over £1,000, there will be 1% fee.
Where you’re sending to. Fees vary according to destination, with transfers within the Single Euro Payments Area (SEPA) being free within your fair usage limit, Monday to Friday.
Which day of the week you’re sending on. Transfers at the weekend (when forex markets are closed) will involve a mark-up. That means that the exchange rate you’re offered will be worse.
What are Revolut’s international transfer exchange rates?
Revolut states that it uses the “real” exchange rate for money currency exchanges, Monday–Friday. Outside those hours, forex markets are closed and Revolut uses the latest available exchange rate with a small mark-up on top to cover any fluctuations in its costs.
How long does an international transfer with Revolut take?
Transfers to other Revolut users are instant, SEPA transfers typically land within 30 minutes and other international SWIFT transfers can take up to 5 working days. When you get your live quote in the Revolut app, you’ll also be able to see an estimated arrival time.
Revolut international transfers pros and cons
Pros
Free for smaller transfers to specific countries… …with a few caveats!
Most transfers use the interbank exchange rate. The interbank rate is generally the best rate going, but most money transfer services (including almost all banks) add a mark-up on top of this – essentially hiding a fee in an adjusted exchange rate. Revolut doesn’t do this during market hours.
A beautiful, easy-to-use app. Revolut wrote the book on great user experience – along with Monzo it’s an OG fintech disruptor. It offers a bunch of other features which you can read about in our review of the Revolut app.
No upper limits. For most currencies, you can send as much as you like. Just bear in mind that when you’re sending thousands, a specialist broker with a bit of human hand-holding can translate into meaningful savings.
Cons
Complicated terms. Revolut isn’t doing itself any favours with the fiddly terms. We’ve crunched the numbers, and for most people Revolut will be extremely competitive. But some people may be put off by the elaborate exceptions to the free transfers (especially if Revolut chops and changes them, as it did in July 2022).
It’s all self-service. Revolut has one of the best personal finance apps around, but it’s less about the human touch.
How do I make an international transfer with Revolut?
Open your app, navigate to the wallet you wish to transfer from and hit “Transfers”.
Click “New transfer”.
Choose “Send international”.
Select the country your recipient’s account is based in.
Input how much you wish to transfer. At this point you can see the live rate and any applicable fees, along with the estimated arrival time. If you’re happy to proceed, choose “Continue”.
You’ll now be prompted to enter your recipient’s details. The account reference number(s) you’ll need can vary depending on where you’re sending to, but normally it’s just the “IBAN”. Select “Add recipient” once you’ve added their details.
Finally confirm your transfer.
Are Revolut international transfers safe to use?
Revolut is above board. Founded in 2015, it operates in more than 200 countries and has over 18 million users. It’s headquartered in London and regulated in the UK by the Financial Conduct Authority (FCA) with reference 900562.
While its global transfers are generally cheaper than the banks’, because it’s authorised in the UK as an “e-money institution” rather than a bank, FSCS protection does not apply. The Financial Services Compensation Scheme can pay out compensation in the event that a bank goes bust while holding consumers’ money.
The verdict: Are Revolut international transfers any good?
Free is hard to beat! But it’s crucial to know the limits of the plan you’re on (Standard, Plus, Premium or Metal) to avoid charges. If you only tend to make 3-figure transfers to countries within the Single Euro Payments Area (SEPA) and you’re happy to do that Monday–Friday, then look no further.
Overall, Revolut international transfers are very competitive and easy. It’s just a shame about all the small-print!
For most currencies, you can send as much as you like. If you’re sending several thousand, you may prefer to use a specialist broker with a bit of human assistance (e.g. TorFX), which can translate into meaningful savings on your transfer.
For many things, yes! Revolt offers many features (like investing, budgeting, kids cards, rewards and perks, etc.) that Wise doesn’t. If you’re only interested in currency services, Revolut has the edge on smaller SEPA currencies, while outside of that the cheapest option can vary depending on the specific currency.
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Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio
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Lloyds Bank provides a range of options for sending money overseas to friends and family. See exchange rates, fees and services here and compare your options.
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