Swinton home insurance review

Swinton has been offering insurance to UK residents for more than 60 years and primarily offers car and home insurance. In this guide, we’ll explore the pros and cons of Swinton home insurance.

What types of policies are on offer?

Swinton offers buildings insurance, contents insurance or a combined policy which offers a discount.

There is a basic “Essential” policy as well as more advanced “Classic” and “Premier” policies.

The available add-ons include legal protection, cover against accidental damage and cover for personal possessions outside the home.

Cover limits

For buildings insurance, you’ll be covered from £500,000 upwards. For contents insurance, you’ll be covered between £50,000 and £150,000.

Claims process

To make a claim, call Swinton on 0333 035 9373. If you prefer, you can call the underwriter directly.

The claims team will ask for information from your policy documents, photos of damaged content and a crime reference number for theft claims. You might need to provide receipts to prove the value of your items and Swinton may need to inspect your property.

Managing your policy online

You can manage your account by clicking the “My Account” button at the top of the Swinton home page.

How to contact Swinton home insurance

You can call Swinton home insurance on 0333 035 9281. There is also a live chat service on the Swinton website, or you can get in touch via Facebook or Twitter.

Customer reviews

Swinton has received over 11,000 reviews on Trustpilot. At the time of this review, it had an average star rating of 4.5. Its “Classic” and “Premier” policies received a 5-star rating from rating platform Defaqto.

Pros and cons

Our verdict

Swinton has three levels of policy and several underwriters, so there is likely something suitable for your situation.

Frequently asked questions

• Does Swinton contents insurance cover items outside the home?

  Yes, but this cover is only available as an optional add-on.

• Is wear and tear covered?

  No, wear and tear isn’t covered.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 336 Finder guides across topics including:

• Car, home and business insurance
• Helping people save money on their insurance
• Project management
• Giving valuable insights to website visitors