Renting out a property can sometimes be a stressful task, whether it is a commercial or residential property. There are often risks attached to renting a property, from bad tenants to natural disasters to just dumb luck. However, Landlord Insurance is there to help you out if the worst should happen by protecting your property and everything inside it.
AXA offers insurance for both commercial and residential use.
Check out our guide to find out if AXA Landlord Insurance has the policy to fit your needs.
Who is AXA Insurance?
AXA’s history dates back to the 19th Century, and it’s been helping its customers for almost 300 years. AXA operates in 64 countries and aims to help its customers protect themselves, their families and their possessions.
AXA Landlord Insurance is underwritten by AXA Insurance UK plc.
For more details about who underwrites your policy, make sure you read your Policy Schedule.
What are my cover options with AXA Landlord Insurance?
Residential landlord insurance Renting out a property can sometimes give you cause to worry, especially when you have invested time and money into the property and its furnishings. Having residential landlord insurance can ease those worries by protecting your property and possessions from damage. This policy’s features include:
0% interest on instalments when you choose to pay monthly.
Cover to re-house your tenants after a flood or fire.
Buildings insurance to repair or rebuild your property.
Commercial landlord insurance Renting can be a great way to use an empty property, whether it be residential or commercial. If you are letting a business use your space, whether it be a shop or a restaurant, you still need to make sure that you are covered for any eventuality. This policy includes:
Glass and keys replacement cover.
Protection for up to 10 properties.
Trace and access cover to find the source of leaking pipes.
What is covered under my policy?
Cover
Included as standard
Optional extras
Property owners’ liability cover up to £10 million
✔️
–
Buildings insurance to rebuild or repair your property
✔️
–
Cover to re-house your tenants in an alternative accommodation
✔️
–
Cover for up to 10 properties on one policy
✔️
–
Cover for underground pipes and cables
✔️
–
Cover for subsidence, ground heave and landslip
✔️
–
Accidental damage cover
–
✔️
Loss of rental income cover
–
✔️
Contents cover
–
✔️
Employers’ liability insurance
–
✔️
Terrorism cover
–
✔️
What is my excess?
An excess is the amount of money that you will be expected to contribute when you make a claim.
The amount of your excess will depend on the claim you are making. Make sure you read your Policy Schedule as information about your excess and the amount you will have to contribute for a claim will be detailed in it.
What is the claims process for AXA Landlord Insurance?
If you find yourself needing to make a claim, you can contact AXA’s claims department on the phone or by email.
You can call on 0345 600 2715.
The hotline is in operation Monday to Friday, 9am to 5pm.
Or, you can email directclaims@axa-insurance.co.uk.
AXA Landlord Insurance pros and cons
Pros
Easy access to policy documents online.
24-hour emergency helpline.
24-hour replacement service for windows, doors and partitions.
Cons
Cancellation fee applies.
If you fail to make a fair presentation of the risk you want to insure, you may lose your policy and not be entitled to a refund.
Claims line is not in operation 24/7.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Esther Wolffowitz was a publisher at finder.com specialising in insurance. Esther holds an MSc in Media and Communication Governance from the London School of Economics and Political Science (LSE). See full bio
Looking for landlord insurance? Review and compare Saga landlord insurance and find out which policy is best for you and how you can save.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Advertiser Disclosure
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
