Halifax current accounts for August 2024
Halifax has a range of current accounts to choose from, whether you want a free everyday bank account or a paid-for one with perks and rewards.
![Halifax Halifax](https://www.finder.com/niche-builder/5ff70d79686d7.png)
Halifax offers a decent range of current accounts with all the benefits of a big bank, including multiple ways to bank and 6 days a week customer service. From time to time, Halifax has been known to run switching incentives.
Halifax offers a free everyday current account, plus a range of options for those who are looking for something more specific:
Halifax has two different reward accounts that come with various benefits and perks in return for a monthly fee. The Reward Current Account offers preferential rates on travel money as well rewards like a free monthly cinema ticket or £5 in cash, all in return for a £3 monthly fee. The fee isn’t charged if you deposit at least £1,500 into the account each month. The Ultimate Reward Account charges £17 each month and offers extras like travel insurance and home emergency cover. However, the cashback these accounts earn is limited to a restricted number of retailers, so you may want to compare current accounts to see if there’s a better deal available for you.
Learn more about reward and incentive accounts
Halifax’s student account offers a respectable fee-free overdraft of up to £1,500, but it doesn’t come with any freebies, so it may be worth checking out the competition – some student accounts offer incentives such as railcards and retail discounts.
Learn more about student accounts
Halifax’s Expresscash account helps children between 11 and 17 to better manage their money and also treats them to a small interest rate on balances. The Money Smart account, for kids between 11 and 15, comes with a Visa debit card and interest which can be earned through a linked savings account.
Learn more about children’s accounts
In our independent 2024 customer satisfaction survey, 86% of Halifax’s users said they’d recommend the brand to a friend. Customers highlighted the bank’s easy to use app and great customer service. However, some cited a disappointing lack in competitive rates. Here’s what some of those Halifax customers had to say:
“Easy to open, friendly helpful staff, always there to answer questions 24/7”
“I love the app. It is well designed and easy to use. I have had no issues with this current account”
On the Apple App Store, Halifax is rated 4.8 out of 5 stars from almost 1.5 million reviews. On the Google Play Store, Halifax is rated 4.1 out of 5 stars from 227,000 reviews (February 2024).
To open an account with Halifax, you’ll have to provide the following information:
You can open a Halifax account online or by visiting a branch.
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Halifax offers rewards with some of its current accounts, but they might not be as eye-catching as others on the market. Make sure to look around and find the best account for your needs. If Halifax’s current accounts are not for you, you can also compare other current accounts here.
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
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New rules forcing banks to reimburse fraud victims may leave a quarter of victims empty-handed. While banks must reimburse fraud losses from October 7th, they can choose to make customers cover the first £100. Most banks remain silent despite the looming deadline.
Finder.com surveyed experts who predict a September base rate cut and two more before year-end, with the rate ending at 4.75%.
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