Browse guarantor loan providers: A to Z list

A list of popular lenders providing guarantor loans to UK borrowers.

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By

Chris Lilly

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If you’re struggling to obtain a personal loan because of your credit score, a guarantor loan could be an option. This means asking a friend, relative or work colleague to act a guarantor on your loan, meeting payments if you fail to do so.

Here are some popular guarantor loan providers that offer guarantor loans for both homeowners and non-homeowners or tenants. Read our reviews and compare to find the best deal for you.

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Compare lenders

Table: sorted by representative APR, promoted deals first
1 - 2 of 2
Name Product UKFPL Finder score Total Payable Monthly Repayment Representative APR Link
Norwich Trust Limited Unsecured Homeowner Loan
Norwich Trust Limited Unsecured Homeowner Loan
4.5
★★★★★
View details
Representative example: Borrow £15,000.00 over 3 years at a rate of 28.01% p.a. (fixed). Representative APR 31.9% and total payable £21,430.80 in monthly repayments of £595.30.
1plus1 Loans Guarantor Loan
1plus1 Loans Guarantor Loan
4.0
★★★★★
Check eligibility
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 39.9% p.a. (fixed). Representative APR 39.9% and total payable £16,091.64 in monthly repayments of £446.99.
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

Late repayments can cause you serious money problems. See our debt help guides.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

Chris's expertise
Chris has written 613 Finder guides across topics including:
  • Loans & credit cards
  • Building credit
  • Financial health
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