Free £75 when you refer a friend to Wise
How to get a free £75 with Wise?
- Share your unique referral link with a friend (this link can be found in your Wise app).
- When your friend uses your link to sign, the fee for your friend’s first transfer will be waived up to £500.
- When 3 of your friends make their first transfer of more than £200, you’ll be paid up to £75 as a referral bonus.
- It can take up to 5 working days for the reward to be ready to claim.
Each friend who signs up using your unique link will need to make an international transfer of at least £200 for you to get rewarded. They’ll still get the fee-free transfer of up to £500 regardless if they send less than £200.
About Wise
Wise is a digital-only multi-currency account that allows users to hold and send money around the world in over 40 different currencies. There are also limited free ATM withdrawals whilst abroad although limits depend on the type of currency you’re withdrawing. However, Wise’s fees are transparent when calculating or making a transfer, allowing users to lock in a rate for a day or more to complete a transfer While Wise isn’t a bank and not protected by the FSCS, it is regulated by the FCA.
Pros and cons of Wise
Pros
- Spend abroad with no fees at the Mastercard exchange rate.
- FCA regulated.
- Easy to monitor transactions in the app.
- 2 free cash withdrawals per month (up to £200).
- Free account available.
Cons
- No branches.
- Conversion fees apply if you don’t hold the currency in your account.
- ATM withdrawal fees apply if you exceed limits.
- No FSCS protection.
- No overdraft or loan facility.
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