Santander Boosts review

If you bank with Santander, you can sign up for Santander Boosts for free and get access to exclusive rewards. But is it worth the bother?

What is Santander Boosts?

Santander Boosts is a rewards scheme offered to Santander debit and credit card holders. It’s essentially a cashback scheme as you’ll earn money back when you spend at certain retailers.

Cashback rates vary between around 1% and 10%, and retailers include Greggs, The Body Shop, Tesco, Decathlon, Toby Carvery, Caffe Nero, plus a range of other retailers in areas such as tech and electronics, health and beauty, baby and kids, food and dining, and travel.

Santander will send you tailored offers that change regularly, and you can enter giveaways and prize draws to be in with a chance of winning prizes such as vouchers to use at selected stores.

Compare current accounts that are eligible for Santander Boosts

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Interest (AER) (low-high)Interest (AER) (high-low)

Product	Finder Score	Account fees	Funding requirement	Interest (AER)	Arranged overdraft	Incentive	Representative example
Santander Everyday Current Account	Finder score 8.5Great	£0	No minimum funding requirement	0% AER	39.94% EAR variable	A simple and straightforward current account, with no monthly fee.	Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39.94% EAR variable.	Go to siteView details Compare	loading Fetching your data...
Santander Edge Current Account Cashback	Finder score 9.8Excellent	£3 per month	Min. £500 Per Month (Minimum two direct debit mandates on account per month)	0% AER	39.94% EAR variable	Earn cashback every month on selected household bills and essential spend.	Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39.94% EAR variable. Account fee of £3 per month.	Go to siteView details Compare	loading Fetching your data...
Santander Edge Up current account Cashback	Finder score 9.6Excellent	£5 per month	Min. £1500 Per Month (Minimum two direct debit mandates on account per month)	3% AER	39.94% EAR variable	Earn cashback every month on selected household bills and essential spend plus interest on your balance.	Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39.94% EAR variable. Account fee of £5 per month.	Go to siteView details Compare	loading Fetching your data...
Santander 123 Mini Current Account	Finder score 7.8Great	£0	No minimum funding requirement	1% AER				Go to siteView details Compare	loading Fetching your data...
Santander Edge Student Current Account Offer	Finder score Not yet rated	£0	Min. £500 Every 4 months	0% AER	N/A	A free 4-year Santander 16-25 Railcard to save 1/3 on rail travel in Great Britain - worth £100 plus a total average saving of £768 (average saving of £192 per year).		Go to siteView details Compare	loading Fetching your data...
Santander Basic Current Account	Finder score Not yet rated	£0	No minimum funding requirement	0% AER		Sign up for Santander Boosts to receive cashback, vouchers, offers and prize draws from selected retailers.		View details Compare	loading Fetching your data...
Santander Private Current Account (v2)	Finder score Not yet rated	£5 per month	Min. £1500 Per Month (Minimum two direct debit mandates on account per month)	3% AER	39.94% EAR variable	Cashback of 1% on communication, council tax, water bills, gas & electric bills paid via direct debit, capped at £15 per month.	Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39.94% EAR variable. Account fee of £5 per month.	View details Compare	loading Fetching your data...

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Finder Score for bank accounts

To make comparing even easier we came up with the Finder Score. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account – simple.

How to get the rewards

If you already bank with Santander, you can sign up by logging into mobile banking and following the below steps:

• Tap on ‘Menu’ in the top right-hand corner
• Select ‘Santander Boosts and register your details
• Choose your interests to receive tailored offers

Alternatively, you can log in via online banking and:

• Find ‘Santander Boosts’ in the top right-hand of the page
• Select ‘Go to Santander Boosts’
• Register your details

You’ll also need to provide your Santander debit and credit card details to be able to use these with Boosts and receive your cashback.

Who is Santander Boosts for?

Santander Boosts is for anyone who holds a Santander debit or credit card and is signed up to online or mobile banking. You must also be at least 18 years old.

You won’t be able to sign up if you have a Santander business bank card or cash card.

Pros and cons

Our verdict: Is Santander Boosts worth it?

If you already hold a Santander debit or credit card, you’ve got nothing to lose by signing up to Santander Boosts. It’s free to do so and you could earn cashback whenever you spend at selected retailers, and maybe even win vouchers in the prize draws.

But if you’re currently looking for a new credit card or current account, don’t switch to Santander purely for Santander Boosts, as it won’t be worth it. If you decide to switch to Santander because the overall features of the account or card are the best match, great. But make sure you’ve compared all of your options first.

Written by

Rachel Wait

Writer

Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time. See full bio