| ★★★★★ | 88% |  | Part of the wider Lloyds banking group, Halifax has several current account options, ranging from basic accounts up to reward accounts. Many customers in our survey highlighted the quality of both its customer service and its mobile banking app. | Read our review |
| ★★★★★ | 87% |  | Starling’s digital-only current account is quick to open and efficient to manage, and the app is packed with features. Starling’s customers in our survey praised the app’s functionality and ease of use. | Read our review |
| ★★★★★ | 86% |  | With NatWest, you can choose between free current accounts and paid-for rewards accounts. This high street bank made it into the top three this year, with the customers we polled praising its reliable customer service, as well as its online and mobile banking. | Read our review |
| ★★★★★ | 84% |  | Another big bank that also got five stars in our survey was Lloyds. It offers current accounts that suit a wide range of needs, has a large branch network and has been investing in its digital banking features too. | Read our review |
| ★★★★★ | 84% |  | Popular digital challenger bank Monzo offers app-based current accounts that are packed with features, with customers in our survey highlighting the useful money management and savings tools. | Read our review |
| ★★★★★ | 83% |  | The last building society that does banking on a national level, Nationwide offers a good range of current accounts, some of which come with great incentives and perks, from interest paid on your balance to insurance options. | Read our review |
| ★★★★★ | 83% |  | High street bank Santander comes with all the advantages of a big bank and offers a wide range of current accounts. Among its top-selling points is the option of earning cashback on your bills. | Read our review |
| ★★★★★ | 83% |  | Another digital-only account, Monese, is especially good for frequent travellers or people who often have to work across different countries. Overseas purchases and ATM withdrawals can be free, depending on which plan you’ve signed up to, and you can also set up a euro account for free. | Read our review |
| ★★★★★ | 81% |  | Current accounts by Barclays come recommended by 81% of its customers in our survey. Respondents praised the bank’s helpful customer service, as well as its banking app. | Read our review |
| ★★★★★ | 79% |  | Revolut’s multi-currency digital account is good for travelling and for sending money abroad. You can exchange and hold 30 different currencies for free, and also use it as a standard UK current account – although you can’t deposit cash or cheques. | Read our review |
| ★★★★★ | 78% |  | Known for providing great customer service on the phone 24/7, the UK’s first telephone bank and HSBC sibling First Direct only offers one current account. But it’s a solid banking option that’s recommended by nearly four out of five customers in our survey. | Read our review |
| ★★★★★ | 78% |  | Royal Bank of Scotland is NatWest’s sister bank. Just like its peer, it offers a selection of current accounts that include cashback at selected retailers. | Read our review |
| ★★★★★ | 78% |  | HSBC has three everyday current accounts in its roster, depending on your personal circumstances and income. Many of its customers in our survey were long-standing account holders and were pleased with the customer service. | Read our review |
| ★★★★★ | 72% |  | The TSB banking brand returned to the UK high street in 2013. Some customers in our survey rated the friendly staff, while others highlighted the bank’s recent branch closures. | Read our review |
| ★★★★★ | 72% |  | Virgin Money is a relative newcomer to the current account market, launching its offering in 2019. It now has one free and one paid-for current account to choose from, and its customers that we polled were fairly happy with the customer service and banking app. | Read our review |
| ★★★★★ | 74% |  | Bank of Scotland is also a subsidiary of the Lloyds banking group. Its bank branches are mainly in Scotland, although you can live elsewhere in the UK to open an account. Its customers in our survey were mostly pleased with its digital banking offering. | Read our review |
| ★★★★★ | 68% |  | One of the few challenger banks that also has a network of branches, Metro Bank only offers one current account, whose top feature is that it doesn’t charge you for using the card to make purchases or withdraw cash in Europe. | Read our review |
