Best refer-a-friend sign-up offers from UK apps

See which banking apps give you free money when you refer a friend.

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Jason Loewenthal

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If there’s a bank or banking app you love using, you’re probably going to want to tell your friends about it. We’ve compiled a list of banks and apps that pay refer-a-friend bonuses, so you can earn some money while you do just that. We check and update this guide on a weekly basis and each offer has its own set of terms and conditions that apply.

Brand Product type Offer details Link
Wise Money transfer Free £75 when you refer a friend to Wise Get deal
Tide Business banking Get £50 when you refer a friend Get deal
Monzo Bank account Free £10 when you refer a friend Get deal
Revolut Bank account Earn up to £60 when you refer a friend Get deal
Western Union Money transfer Get £10 when you refer a friend Get deal
Skrill Money transfer Get £10 off your first transfer when you refer a friend Get deal
Remitly Money transfer Sign up and get £10 off your first transfer when you send £100
Show code
Currencyfair Money transfer Refer a friend and earn rewards Get deal
Zing Money transfer Free £30 when you refer a friend Get deal
Raisin Savings account Get £50 bonus when you refer a friend Get deal
Wealthify Share trading £50 refer-a-friend cashback Get deal
Capital at risk
Wealthyhood Share trading Free £5 to £200 ETF share when you refer a friend Get deal
Capital at risk
Scottish Friendly Share trading £25 referral voucher
Show code
Capital at risk
Trading212 Share trading Invite friends and get free fractional shares Get deal
Capital at risk
Robinhood Share trading Refer up to 5 friends to get free fractional share trades Get deal
Capital at risk
AJBell Dodl Share trading Refer a friend and you'll both get a £100 gift card Get deal
Capital at risk
Currensea Travel card Free £10 when you refer a friend Get deal
Snoop Banking apps Get a £5 Amazon voucher when you refer a friend Get deal
IG Investing Earn £50 when you refer a friend Get deal
Rakuten Cashback Earn £25 when you refer a friend Get deal
Paypal Banking apps Get up to £10 when you refer a friend Get deal
AJ Bell Share trading Refer a friend and you'll both get a £100 gift card Get deal
Capital at risk
AJ Bell Dodl Share trading Free £30 voucher if you refer a friend Get deal
Capital at risk
XE Money transfer Free £25 Mastercard gift card when you refer a friend Get deal
Monzo Business banking Get £50 when you refer a friend to Monzo Business Get deal
MyGuava Money transfer Earn £10 when you a refer a friend Get deal
Fidelity Share trading Receive a £100 gift card when you sign up Get deal
Capital at risk
Bex Bank account Free £5 when you refer a friend Get deal
Monese Banking apps Free £10 when you refer a friend Get deal
Nutmeg Share trading Free £50 when you refer a friend Get deal
Capital at risk

How refer-a-friend offers work

Refer-a-friend offers usually work by you getting a unique code or link from your app or account, then sending that to a friend. They then use that to sign up. Once all the eligibility criteria is fulfilled, the bonus can get paid out. Eligibility criteria could be a minimum deposit or minimum amount of time the account needs to be open. It’s best to only use offers that are achievable to you and for products you’ll actually use, otherwise you could end up with lots of open accounts and unable to keep on top of things.

Bottom line

Refer-a-friend offers are a great way to tell someone else about a bank or app you’re using that you think they’ll enjoy using too. Just make sure you’re aware of what’s required and pick offers that are achievable. If not, you could end up disappointed.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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