The best UK credit cards to earn Qantas Frequent Flyer Points

Although there are no Qantas-branded credit cards in the UK, you can still use other UK credit cards to redeem points on Qantas flights.

Which UK frequent flyer credit cards offer Qantas rewards?

If you fly regularly with Qantas from the UK, you may have wondered if there is Qantas reward credit card that you can sign up for. Unfortunately, Qantas-branded credit cards are only available in Australia and New Zealand. However, there are ways to redeem rewards on Qantas flights using other UK credit cards.

  • British Airways credit cards. As a Oneworld member, you can spend British Airways Avios Reward Points with partner airlines such as Qantas.
  • Tesco Bank credit cards. All Tesco Bank cards offer rewards in the form of Tesco Clubcard Points, which can be converted into Avios Points and spent on Qantas flights.
  • IHG Rewards Club credit cards. IHG credit cards offer IHG Rewards Club Points, which can be redeemed for Qantas flights. Every 10,000 points is worth 2,000 miles.
  • The Marriott Bonvoy American Express Card. This hotel group credit card allows customers to transfer their points to the Qantas Frequent Flyer program. Every 3 points equals 1 Qantas mile.

Although you can redeem some UK credit card reward points for Qantas flights, there doesn’t appear to be a direct way to earn Qantas Frequent Flyer Points with a UK credit card. Whatever credit card you do decide on, it’s still worth signing up to the airline’s loyalty card program.

What about the Qantas Frequent Flyer program?

UK residents are eligible to apply for the Qantas Frequent Flyer program, which allows you to earn and redeem reward points on your travels. However, any credit cards linked to the program are not available to UK residents.

Qantas is part of the Oneworld alliance along with British Airways, American Airlines, Cathay Pacific, Finnair, Iberia, Japan Airlines, LATAM, Malaysia Airlines, Qatar Airlines, Royal Jordanian, S7 Airlines and SriLankan Airlines. This means you can often earn and spend reward points from each airline’s loyalty program with another partner airline and enjoy lounge access and upgrades, depending on your tier of membership.

While no UK credit card offers you the chance to earn Qantas Points directly, you can always pick up points when you book a Qantas flight by quoting your Qantas Frequent Flyer membership number. You can also earn Qantas Points when booking with any of Qantas’s worldwide partners, including its Oneworld partner airlines, its worldwide hotel partners (eg, Sofitel, Best Western, Hilton, Holiday Inn), its car rental partners (Avis and Budget) and some travel and retail partners (including duty free shopping and travel insurance).

Best credit card to redeem points for Qantas flights?

When comparing frequent flyer credit cards, it’s important to consider the following factors:

  • How simple is it to convert points? UK credit cards only offer an indirect way to redeem points with Qantas, so you should consider how easy it is to do so. For example, Tesco Bank credit cards require Clubcard Points to be converted into Avios Points first before they can be used on Qantas flights.
  • Redemption limitations. When redeeming points for Qantas flights, you may be limited to specific routes or off-peak dates. Some point schemes may only allow for long-haul, international Qantas flights to Australia and not include any domestic flights within Australia and New Zealand.
  • Bonus sign-up offers. The introductory bonus offer is an attractive “freebie” that credit card providers use to entice you to use their card. This is a one-off promotion that new cardholders are entitled to, usually framed as a bonus points giveaway if you fulfil certain requirements within a certain amount of time.
  • The earn rate. A card’s earn rate is simply the number of points you receive for every pound spent on eligible purchases. When comparing earn rates, note that a card may charge a higher annual fee for a better earn rate. You should always consider if a card’s fees are worth its earn rate in the context of how much you are likely to spend in a year and how many points that would earn you.
  • Interest rates. As always, a credit card’s interest rate plays a huge part in determining its suitability for you. If you are not one to carry an outstanding balance, this may be less of a consideration. Otherwise, lower is always better since you don’t want to be accruing debt in the form of interest just to earn frequent flyer points.
  • Annual fee. Some cards come with zero annual fees but lack the benefits you may wish for. High annual fees usually accompany premium features such as a higher earn rate, complimentary travel insurance, airport lounge access and more. When deciding on a card, you may wish to do some simple calculations to see if the card’s annual fee is worth the benefits you’ll derive from it.
  • Other fees. Do thorough research and consider the other fees you may incur with your chosen credit card. Fees you may encounter include a joining fee, administrative or account fees and even ATM fees when you withdraw cash. Accumulated miscellaneous fees tend to outweigh the benefits of a card, so it’s wise to know what you might be paying for before you sign up.
  • Extra features. As mentioned above, some cards come with more frills than others. Premium services such as travel and medical insurance benefits, airport lounge access, personal concierge services and more usually cost more in the way of annual fees. Carefully consider if these are perks you’ll use and if they justify the higher card cost.

Compare frequent flyer credit cards

Comparison is ordered by representative APR with affiliated products shown first.
1 - 8 of 8
Product UKCCF Finder Score Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
Finder score
30.7%
£300 per annum
Min. limit £700, max. limit not specified.
139.2% APR (variable)
New Cardmembers collect 30,000 bonus Avios when you spend £6,000 in the first 3 months of your Cardmembership. T&Cs Apply, 18+, subject to status.
Representative example: When you spend £1,200 at a purchase rate of 30.7% (variable) p.a. with a fee of £300 per annum, your representative rate is 139.2% APR (variable).
Check eligibility
Finder score
30.7%
£0
Min. limit £700, max. limit not specified.
30.7% APR (variable)
New Cardmembers collect 5,000 bonus Avios when you spend £2,000 in the first 3 months of your Cardmembership. T&Cs Apply, 18+, subject to status.
Representative example: When you spend £1,200 at a purchase rate of 30.7% (variable) p.a., your representative rate is 30.7% APR (variable).
Check eligibility
Finder score
26.9%
£160 per annum
Min. limit not specified, max. limit not specified.
69.7% APR (variable)
Earn 18,000 bonus points with your first card purchase made within 90 days of account opening. Earn 1.5 Flying Club miles for every £1 spend and 3 miles for every £1 spend with Virgin Atlantic and Virgin Holidays. Spend £10K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket. Points value varies dependent on reward (min 3000pts)
Representative example: When you spend £1,200 at a purchase rate of 26.9% (variable) p.a. with a fee of £160 per annum, your representative rate is 69.7% APR (variable).
Finder score
26.9%
£0
Min. limit not specified, max. limit not specified.
26.9% APR (variable)
Earn 3,000 bonus points with your first card purchase made within 90 days of account opening. Earn 0.75 Flying Club miles for every £1 spend and 1.5.miles for every £1 spend with Virgin Atlantic or Virgin Holidays. Spend £20K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket. Points value varies dependent on reward (min 3000pts)
Representative example: When you spend £1,200 at a purchase rate of 26.9% (variable) p.a., your representative rate is 26.9% APR (variable).
Finder score
29.9%
£20 per month
Min. limit £50, max. limit not specified.
80.1% APR (variable)
Earn 25,000 Avios when £3,000 spent on card over the first 3 months of opening. Earn 1.5 Avios for every £1 you spend. Spend £10,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. Avios value varies dependent on reward (min 1,000pts for flights)
Representative example: When you spend £1,200 at a purchase rate of 29.9% (variable) p.a. with a fee of £20 per month, your representative rate is 80.1% APR (variable).
Finder score
22.94%
£15 per month
Min. limit not specified, max. limit not specified.
55% APR (variable)
0.5% on £1 to £15000 of yearly spend. 1% after £15001 of yearly spend. Cashback paid Anniversary into Card Account. Maximum spend for cashback purposes is limited to credit limit.
Representative example: When you spend £1,200 at a purchase rate of 22.94% (variable) p.a. with a fee of £15 per month, your representative rate is 55% APR (variable).
Finder score
22.94%
£15 per month
Min. limit not specified, max. limit not specified.
55% APR (variable)
0.5% on £1 to £15000 of yearly spend. 1% after £15001 of yearly spend. Cashback paid Anniversary into Card Account. Maximum spend for cashback purposes is limited to credit limit.
Representative example: When you spend £1,200 at a purchase rate of 22.94% (variable) p.a. with a fee of £15 per month, your representative rate is 55% APR (variable).
Finder score
29.9%
£0
Min. limit £50, max. limit not specified.
29.9% APR (variable)
Earn 5,000 Avios when £1,000 spent on card over the first 3 months of opening. Earn 1 Avios for every £1 you spend. Spend £20,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. Avios value varies dependent on reward (min 1,000pts for flights)
Representative example: When you spend £1,200 at a purchase rate of 29.9% (variable) p.a., your representative rate is 29.9% APR (variable).
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Finder Score for credit cards

To make comparing even easier we came up with the Finder Score. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card – simple.

Read the full methodology

Avios has changed

The Avios Travel Rewards Programme closed at the end of July 2018. Avios as a currency has carried on with all members being transferred to a British Airways (BA) Executive Club membership instead. If you already had an Avios account, you’ll have been transferred automatically and there is nothing you have to do. The deadline for opting out has passed.

You’ll still be able to redeem points for upgrades, hotel stays, goods and flights to any worldwide destination (subject to availability) with British Airways or its Oneworld alliance partners.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

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