Historically, American Express has been much less widely-accepted than its larger rival networks Visa and Mastercard, but these days Amex cards are accepted at just about every major UK supermarket.
UK supermarkets that accept American Express October 2024:
Aldi
Lidl
Tesco
Asda
Sainsbury’s
Morrisons
Waitrose
M&S
Co-op
Ocado
Does Tesco accept Amex?
Yes. As one of the largest retailers in the world, Tesco accepts credit card payments made using Visa, Mastercard or American Express cards (as do most UK supermarkets). This applies to transactions that take place in-store, online or at its petrol stations.
Does Lidl accept Amex?
Yes. After a long wait for shoppers, in April 2019, Lidl updated the payment options section of its site to announce that alongside Visa and Mastercard, customers of the popular discount chain can now pay for their groceries using American Express.
Does Aldi accept Amex?
Yes. The German discount chain opened its first UK store in Birmingham in 1990 and now has over 700 across the country. You can use your American Express, Visa or Mastercard to pay for your groceries – at the beginning of 2018 Aldi opted to join the majority of UK supermarkets in accepting Amex.
Does Asda accept Amex?
Yes. As one of the largest UK supermarkets and a subsidiary of the US retail giant Walmart, it’s no surprise that Asda accepts credit card payments made using Visa, Mastercard or American Express cards (as do most UK supermarkets). This applies to transactions that take place in-store, online or at its petrol stations.
Does Morrisons accept Amex?
Yes, you can use your American Express card at any Morrisons supermarket, as well as when shopping online or ordering delivery. Morrisons also accepts all Visa and Mastercard credit cards, but does not accept Maestro, Solo or Electron cards.
Does Waitrose accept Amex?
Yes, you can use American Express at Waitrose and all other brands under the John Lewis umbrella. Amex also occasionally offers special deals to Waitrose customers, such as earning in-store credit for any purchases made at Waitrose using your American Express card.
Does Sainsbury’s accept Amex?
Yes. As one of the largest UK supermarket chains, Sainsbury’s accepts card payments made using Visa, Mastercard or American Express. This applies to transactions in-store, online or at its petrol stations. Additionally, Sainsbury’s acquired Argos in 2016, so you can use your Amex there too.
Does Ocado accept Amex?
Yes, online supermarket Ocado also accepts all American Express cards, as well as Visa, Mastercard and PayPal. This means that you can order your groceries online and have them delivered to your door using your Amex card.
With savvy UK consumers always on the hunt for ways to earn rewards on day-to-day spending and to make their pennies go a little further, credit cards offering cashback or rewards are a popular choice. American Express is one of the biggest names in this space, but understandably, you would want to double-check that the network is accepted at the merchants you visit most.
If you already have an Amex, you now know which supermarkets have given the network the green light and can shop with peace of mind.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio
Chris's expertise
Chris has written 617 Finder guides across topics including:
Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Advertiser Disclosure
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
