Volvo car insurance rates

How much does Volvo car insurance cost?

The average cost of car insurance for most Volvo models is between £450 and £600 per year, but the cost of your policy will depend on the make and model of your Volvo, as well as your personal driving details and the type of insurance you’re after.

Volvo has made safety its main selling point, and that may be reflected in the savings you’ll receive on your insurance compared with some other car brands.

• How we got this rate

  To determine our example insurance cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Volvo V40
  • The driver is a 30-year-old teacher
  • The driver is single and owns a home in Greater London
  • Manual transmission
  • Petrol
  • An average of 10,000 mileage per year
  • Factory-fitted Thatcham-approved alarm system
  • The car is used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no-claims’ discount
  • No driving or other convictions for the past 5 years

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How a vehicle from Volvo affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Volvo’s great safety ratings help to bring down the cost of insuring one. But you can expect to pay more if you own one of the higher-end Volvos.

Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, age and location will also be taken into consideration.

Where can I get car insurance for my Volvo?

Most established insurance providers will offer policies to cover your Volvo, and you can compare a range of insurance policies here.

Volvo car facts

• Volvo’s all about safety, and that helps tremendously with your insurance costs. Because the cars are safer, they’re usually involved in fewer accidents and fewer claims.
• Although Volvo sells high-priced models, many of its vehicles sit in a midrange price point. This also helps keep insurance costs low. The V40 is one of the cheaper models starting at £21,610, the XC60 is one of the more popular models and sells for £37,770 while the XC90 is the high end model, priced from £50,435.
• Another plus for insurance premiums: Volvos are among the least-targeted brands by car thieves.
• You may want more than third party car insurance for your Volvo, expanding your protection to third party fire and theft or comprehensive cover.

Other car brands you might want to see rates for include:

• Audi
• BMW
• Chevrolet
• Chrysler
• Citroen

What’s Volvo On Call?

Volvo On Call is a subscription service that allows you to control your car wherever you are. There are features including remotely locking or unlocking the doors, and heating the car before setting off in winter or cooling it down in summer. When you’re in the car, you can get emergency and roadside assistance.

The Volvo On Call app can be used on iPhones, Android, Windows Phones, Apple Watches and Android Wear, Apple and Windows tablets and Windows 10.

Bottom line

Volvo’s great safety ratings help to bring down the cost of insurance. But be sure to shop around to find the best car insurance for you.

Pros and cons of Volvo

Frequently asked questions about Volvo

• Where are Volvos made?

  Volvo has plants around the world, including in Sweden, China, Belgium, Canada, Thailand and Malaysia.

• Are Volvos safe cars?

  Yes, Volvos are known for their great safety features, and over the years, Volvo models have scored the maximum five-star rating from the European New Car Assessment Programme (Euro NCAP).

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen can all affect the cost of car insurance.

Written by

Liz Edwards

Editor-in-chief

Liz Edwards has been a consumer writer and editor for more than 20 years. She led award-winning teams at the campaigning publisher Which?, and has covered a range of consumer rights and personal finance topics including pensions, credit, banking and insurance. Liz has appeared frequently in national media such as The Sun, Metro, HuffPost and The Independent. She loves to cut through waffle to give consumers the real lowdown. And she loves puns. See full bio

Liz's expertise

Liz has written 108 Finder guides across topics including:

• Consumer rights and protection
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