Volkswagen Up insurance group & cost

The Volkswagen Up is a smart, popular city car that is part of the Volkswagen Small Family series of models. It was unveiled in 2011, with production starting in the December. Its popularity among UK drivers is clear, with a whopping 208,462 cars being sold in 2017.

Keep reading to find out more about Volkswagen Up car insurance costs and how you can save on your premiums.

Volkswagen Up insurance groups and cost by driver’s age

When it comes to working out the cost of your car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Volkswagen Up models range from insurance groups 1 to 17, so the cost of insurance can vary significantly. For example, a 30-year-old driver in an average postcode could pay around £695 for cover on a Volkswagen Up 1.0 Take Up 3d, or around £640 for a Volkswagen Up Up Beats 1.0 TSI 90PS 5d.

Use the table below to find out the insurance group and likely cost of your Volkswagen Up model.

Volkswagen Up insurance cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused)

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Volkswagen Up average insurance costs

To provide you with an idea of how much it may cost you to insure your Volkswagen Up, we used a scenario – see below – and ran several quotes from a variety of insurance providers. In our scenario, we could insure our Volkswagen Up with a comprehensive policy for the monthly cost of £52.55, or an annual fee of £570.07.

• How we got these rates

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Petrol
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • Used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Which factors affect my Volkswagen Up insurance rate?

There are many factors that may influence the price of your premiums. Some of them include:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your driving history and activity
• The size of your car’s engine
• No claims discount

How can I save on my Volkswagen Up premiums?

When it comes to car insurance, naturally you want to find the best policy for a price that’s affordable for you. For premiums that don’t leave you counting pennies, we’ve put together some tricks and tips for you that are likely to save you money on your premiums.

• Pay annually rather than monthly. We’d have saved an average of £60.53 a year by paying annually in our scenario.
• Make yourself a secure investment. By maintaining a clean history of no claims and a good credit rating, you may find yourself being rewarded with lower premiums.
• Be economical about your car usage. By opting for public transport or walking, rather than using your car, you will keep both your mileage and premiums down.
• Don’t just accept your renewal quote. Renewal quotes aren’t always the best option out there, so make sure you shop around when it’s time for renewal – and haggle.
• Install extra safety precautions. Providers don’t like to insure risks, so by investing in extra safety measures, you may find that you premiums become lower.
• Avoid driving convictions. Convictions of any kind increase the price of your premiums, so try your best to avoid any.

Volkswagen Up facts

• There have been 8 different concept models for the Volkswagen Up since 2007.
• It proved very popular in Europe, with sales reaching over 120,000 in 2014 and being voted 3rd in the European Minicar group in 2012 to 2014.
• The Volkswagen Up won What Car? City Car of the Year in 2013, as well as World Car of the Year in 2012.

Bottom line

The Volkswagen Up is one of the cheapest cars on the road to insure, but the tips in this guide will help you cut your premiums costs even further.

Frequently asked questions

• What is the top speed of a Volkswagen Up?

  Depending on the model version, you can expect a Volkswagen Up to reach a top speed of 122 miles per hour.

• Is the Volkswagen Up safe?

  When tested by crash test experts at Euro NCAP in 2011, the Volkswagen Up was awarded a 5/5 safety rating, although the rating expired in 2018. It scored 89% for its adult occupant safety and 80% for its child occupant safety. The safety features of the Volkswagen Up earned it a score of 86% for the safety assist category.

  The Volkswagen Up comes with basic safety features such as airbags. It also comes with ESC, or electronic stability control, which keeps your car balanced no matter the terrain. However, there are not many details available about the safety measures that accompanies the Up, nor the optional features available other than the AEB. The AEB system breaks on your behalf, or enhances your own braking in order to reduce your braking distance.

  For more details, visit the Volkswagen website or contact a dealership.

• How much car tax do I have to pay for the Volkswagen Up?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Volkswagen Up?

  You can buy a Volkswagen Up at dealerships, using online sellers or from a current owner.

• Where can I find Volkswagen Up car insurance?

  You can compare the costs of Volkswagen Up car insurance using any price comparison website.

• Is a Volkswagen Up expensive to insure?

  The Volkswagen Up can be found in insurance groups ranging from 1 to 10. This means they’re among the cheapest cars to insure.

Compare insurance for other Volkswagen models

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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