Volkswagen Touran insurance group

If you’re impressed by the performance and cost-effective nature of the Volkswagen Golf, but you need a little more space, the Volkswagen Touran is the car for you. It’s essentially a Golf with more space and seven seats. In this guide, you’ll find out how much it costs to insure based on the specific model version and factors related to the driver.

What insurance group does the Volkswagen Touran fall under?

Every vehicle is assigned an insurance group based on how expensive it should be to insure. These groups range from 1 (cheapest) to 50 (most expensive). Insurers use these groups to set you a suitable premium. Volkswagen Touran models can be found in insurance groups ranging from 10 to 25, meaning it will typically be a bit cheaper than the average vehicle to insure.

The costs will vary depending on your choice of Volkswagen Touran vehicle, the different factors related to it and the insurance group it falls in. As an example, a 30-year-old driver in an average postcode could pay around £640 for cover on a Volkswagen Touran 1.6 S 5d 07 that is in insurance group 10 or around £679 for a Volkswagen Touran 1.9 TDI PD S 90ps 5d 5 Seat that is in insurance group 25. This is a clear example of the premium pricing that can apply when one edition of a vehicle is in a much higher insurance group than the other.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Volkswagen Touran insurance cost by location

There is a broad range of factors that will have an impact on the car insurance quotes offered to you, and one of the most significant is your home address.

To show the potential impact of your location, we have pulled together some average quotes for a 30-year-old living in three different locations. The quotes are for a Volkswagen Touran 1.9 TDI DPF BlueMotion Tech S 105bhp 5d.

• Expensive: £1,190 (London SE1)
• Average: £688 (Newcastle NE1)
• Cheap: £644.38 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Volkswagen Touran insurance rate?

Alongside a car’s insurance group, here are the other key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. For example, it may cost £1,190 for insurance for a Volkswagen Touran 1.6 FSI SE 5d 5 Seat, while you may pay £1,170 for a Volkswagen Touran 2.0 TDI DPF Match 5d DSG. That’s a £93 difference for an engine that’s 0.4 litres bigger.
• Driver location. Insurers will use your home address to measure the likelihood of your car being involved in a theft or an accident. If you live in an area where motorists are more likely to make a car insurance claim, your premium will rise to reflect that. For example, a 30-year-old in central London may pay £1,190 for insurance for a Volkswagen Touran 1.9 TDI Match 5d, while the same 30-year-old in Newcastle may only pay £688. This £136 difference occurs because motorists in London are a lot more likely to claim on their car insurance than those living in Newcastle.
• Driver age. The youngest drivers represent the biggest risk to insurers, because this group is the most likely to make a claim on their policies. The average 20-year-old driver in London may pay £3,308 for the Volkswagen Touran 1.6 FSI SE 5d Tip Auto 7 Seat, while the average 40-year-old Londoner will only pay £824. As you can see, in this scenario, the 20-year-old would have to pay almost double to get cover on a Volkswagen Touran. This is reflective of how much of a bigger risk they are to insurers, compared with 40-year-old drivers.

Other factors that influence the cost of your insurance include:

• Marital status
• Credit history and job
• Your car’s safety rating score
• The model and age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• Your no claims discount

How can I save on my Volkswagen Touran premiums?

When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. Below, we have listed some tricks you can try to lower the cost of your premiums.

• Lower your annual mileage. Occasionally deciding to take public transport or walk to your destination, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Some insurers charge extra to customers who pay monthly. Avoid this extra charge by paying in one annual lump sum.
• Install extra safety precautions. The safer you can make your car, the less you’re likely to pay to insure it.
• Don’t blindly accept your renewal quote. Use price comparison websites to shop around for the best deal each year. There is likely to be cheaper options out there if you’re willing to switch insurers.

Bottom line

The Volkswagen Touran is an award-winning MPV, and for good reason. It’s handling, as well as the interior design and the space offer, makes it a great purchase. In spite of this, you can expect to a pay a reasonable price to insure it too. The tips in this guide will help you reduce your premiums even further.

Frequently asked questions

• What is the top speed of a Volkswagen Touran?

  You can expect the fastest model of the Volkswagen Touran to reach top speeds of 135 miles per hour.

• Is the Volkswagen Touran safe?

  Yes, the Touran received a full 5-star rating during its Euro NCAP crash tests. This included an 88% rating for protecting adult occupants and 89% for protecting child occupants.

• How much car tax do I have to pay for the Volkswagen Touran?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Volkswagen Touran?

  You can buy a Volkswagen Touran by visiting dealerships or online sellers across the UK. You could also pick up a second-hand model from current owners who are looking to sell.

• What engine size is the Volkswagen Touran?

  There are many engine sizes to choose from, ranging from 1.4 litres up to 2 litres.

• Is the Volkswagen Touran any good?

  This car isn’t a glamorous vehicle that’ll turn a lot of heads, but it’s highly effective and delivers everything you could possibly be looking for in a large hatchback.

• Where can I find Volkswagen Touran car insurance?

  You can compare the costs of Volkswagen Touran insurance using any price comparison website.

• Is a Volkswagen Touran expensive to insure?

  This depends on the specific model of Volkswagen Touran you have chosen and the insurance group it falls under. Volkswagen Touran models can be found in insurance groups ranging from 10 to 25. That means most models will be relatively cheap to insure, but the more powerful models will cost a bit more.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 335 Finder guides across topics including:

• Car, home and business insurance
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