Vauxhall Agila insurance group

The Vauxhall Agila is a city car that looks great, performs well and is affordable. In this guide, you’ll discover how much it costs to insure based on the model version and factors related to the driver.

What insurance group does the Vauxhall Agila fall under?

Before being made available to buy, all vehicles are given a specific insurance group that ranges from 1 (cheapest to insure) to 50 (most expensive). These groups help insurers determine a suitable cost for your premium. Vauxhall Agila models can be found in insurance groups ranging from 4 to 12, meaning the car insurance will be relatively cheap.

The costs will vary depending on the different factors associated with your chosen vehicle, and what group it falls in. As an example, a 30-year-old driver in an average postcode could pay around £564 for cover on a Vauxhall Agila 1.0 12V Expression 5d that is in insurance group 4 or around £699 for a Vauxhall Agila 1.3 CDTi Club 5d that is in insurance group 11. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Vauxhall Agila insurance cost by location

The table above shows the average cost of insuring a Vauxhall Agila, based on insurance groups and driver age. However, there are a lot of other factors that affect the cost of your car insurance premium, one of the biggest being your location.

To show the power of your home address, we have pulled together some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Vauxhall Agila 1.0 12V S 5d.

• Expensive: £872 (London SE1)
• Average: £641 (Newcastle NE1)
• Cheap: £605.61 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Vauxhall Agila insurance rate?

Along with insurance group, here are some of other factors that affect your insurance premium costs:

• Engine type and capacity. In general, vehicles with bigger engines cost more to insure. For example, it may cost £820 to insure a Vauxhall Agila 1.0 12V 68bhp ecoFLEX Expression 5d, while the bigger engined Vauxhall Agila 1.3 CDTi ecoFLEX Club 5d may cost £942 to insure. That’s an £85 per year difference for an engine that’s 0.3 litres bigger.
• Driver location. Insurers use your home address to calculate the likelihood of you making a claim on your car insurance. If you live in an area where motorists are more likely to make a claim, you’ll pay for your premium. For example, a 30-year-old in central London may pay £942 for insurance for a Vauxhall Agila 1.3 CDTi Design 5d, while the same 30-year-old in Newcastle may only pay £699. This £134 difference occurs because Londoners are statistically more likely to make a claim on their policies.
• Driver age. The youngest drivers are most likely to claim on their car insurance, and that’s why they have to pay more to be covered. The average 20-year-old driver in London may pay £2,322 for the Vauxhall Agila 1.0 12V S AC 5d, while the average 40-year-old Londoner will only pay £779. As you can see, in this example, the 20-year-old would have to pay more to insure a Vauxhall Agila.

Other factors that influence the cost of your insurance include:

• Your car’s safety rating score
• Your car’s security and any extra anti-theft precautions
• The model of your vehicle
• The age of your vehicle
• Annual miles driven
• Your driving history and activity
• Your marital status
• Your credit history
• Your occupation
• No claim discount

How can I save on my Vauxhall Agila premium?

Car insurance is obligatory if you want to drive your vehicle or even keep it on the road. But you don’t have to let it ruin your monthly budget. There are plenty of actions you can take to lower the cost of your premium, and we’ve listed some of them below.

• Limit your car usage (where possible). If you can lower your annual mileage, you’ll be deemed a lower risk by insurers and this can help to save on your premium.
• Pay annually rather than monthly. While it might be intimidating to part with a large sum of money in one go, you’ll usually save in the long run. This is because most insurers charge interest on monthly premium payments.
• Install extra safety precautions. By adding extra safety measures, you’ll be deemed as lower risk by insurers, and that’s why these extra features can help you lower your premium.
• Shop around for the best deal. Don’t blindly settle for the renewal price given to you. Most insurers save their best deals for new customers, so you’re likely to save by switching insurance companies each year.

Bottom line

The Vauxhall Agila is a cheap car, but it has a lot of flaws. Many reviewers complain about the selection of engines and the handling. At least it’s cheap to insure, and the tips in this guide will help you cut your premiums even further.

Frequently asked questions

• What is the top speed of a Vauxhall Agila?

  You can expect a Vauxhall Agila to reach a top speed of 96 miles per hour, depending on the model version.

• Is the Vauxhall Agila safe?

  The Vauxhall Agila hasn’t been crash-tested by Euro NCAP. However, the Suzuki Splash, which the design of the Agila is based on, received a 4-star rating out of 5 in its tests. So, it’s fair to assume that the Agila is also relatively safe.

• How much car tax do I have to pay for the Vauxhall Agila?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Vauxhall Agila?

  You can buy a Vauxhall Agila at any dealership, using an online seller or second-hand from a current owner.

• What engine size is the Vauxhall Agila?

  A Vauxhall Agila comes with a choice of 3 engine sizes: 1.0 litre, 1.2 litres or 1.3 litres.

• Is the Vauxhall Agila any good?

  The days of buying a city car just because it’s affordable are gone. The Vauxhall Agila is proof of that. This delivers a fantastic driving experience too.

• Where can I find Vauxhall Agila car insurance?

  You can compare the costs of insuring a Vauxhall Agila using any price comparison website.

• Is a Vauxhall Agila expensive to insure?

  No, the Vauxhall Agila can be found in insurance groups ranging from 4 to 11, meaning insurance will be on the relatively cheap side.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 335 Finder guides across topics including:

• Car, home and business insurance
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