Vauxhall Adam insurance group and cost

The Vauxhall Adam is a small city car, produced by the British manufacturer since 2012. It’s well-known for providing lush interiors and low running costs, as well as being cheap to insure. In this guide, you’ll discover the key facts about insuring a Vauxhall Adam.

Vauxhall Adam insurance groups and cost by driver’s age

When it comes to car insurance, all cars are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Vauxhall Adam models range from insurance groups 3 to 15, so you can generally expect the cost of your insurance to be quite reasonable.

However, the difference in cost between each insurance group may vary quite a bit and this is down to factors such as the vehicle’s engine size and performance, its safety and security features and its market value. For example, a 30-year-old driver in an average postcode could pay around £498 for cover on a Vauxhall Adam 1.2i Slam 3d (insurance group 5) or around 3d”] for a Vauxhall Adam 1.0T ecoFLEX Unlimited [Start Stop] 3d which falls in insurance group 10.

You can find the insurance group and likely premium cost of your Vauxhall Adam model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Average Vauxhall Adam insurance cost

To provide you with an idea of how much it may cost you to insure your Vauxhall Adam, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Vauxhall Adam with a comprehensive policy for the monthly price of £61.23, or an annual sum of £698.88.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • 5 years no claim discount
  • No driving or other convictions in the last 5 years

Vauxhall Adam insurance cost by location

The table above shows the average cost of Vauxhall Adam insurance based on insurance groups and driver age. However, there are a few other factors that can impact the cost of your insurance, one of the biggest being your physical address.

To show how much your location can impact your insurance, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Vauxhall Adam 1.4i Unlimited 3d.

• Expensive: £872 (London SE1)
• Average: £641 (Newcastle NE1)
• Cheap: £605.61 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Vauxhall Adam insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £553 for the Vauxhall Adam 1.2i Energised 3d, but could pay around £674 for the Vauxhall Adam 1.4T Grand Slam 3d.
• Driver location. Your physical address plays a big role in determining the cost of your insurance premiums. For example, a 30-year-old in central London may pay £872 for insurance for a Vauxhall Adam 1.4i Slam 3d, while the same 30-year-old in Newcastle may only pay £641. The difference in price of £133 for the London post code shows the true power of the post code.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,322 for insurance on the Vauxhall Adam Glam 1.4i (87PS) Easytronic auto 3d, while the average 40-year-old Londoner will only pay £779. The extra £667 in premium costs for the younger driver shows how significant age is in calculating car insurance costs.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your car usage
• No claims discount

Vauxhall Adam facts and trivia

• In other parts of the world, this car is known as Opel Adam.
• In 2019, Vauxhall announced that the Opel Adam would cease production, and there would be no direct replacement, as the company prefers to focus more heavily on SUVs.

Bottom line

As with most cars of its size, The Vauxhall Adam is reasonably cheap to insure. That’s in spite of the fancy interiors and vast range of models. The advice in this guide will help you to reduce your premiums even further.

Frequently asked questions

• What is the top speed of a Vauxhall Adam?

  Depending on the model, Vauxhall Adams can reach top speeds of 130mph.

• Is the Vauxhall Adam safe?

  The Vauxhall Adam was awarded 4 out of 5 stars under the Euro NCAP safety analysis. Vauxhall Adam models score well across the board with 87% for adult occupant safety and 72% for child occupant safety.

• How much car tax do I have to pay for the Vauxhall Adam?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Vauxhall Adam?

  You can buy a used Vauxhall Adam by visiting your local Vauxhall retailer. You can also buy Vauxhall Adams through various motor resellers and websites.

• Is the Vauxhall Adam expensive to insure?

  This depends on the specific model of Vauxhall Adam you have and the insurance group it falls under. Vauxhall Adam models can range between insurance groups 3 and 15, so in general the insurance costs should fall on the cheaper side in comparison to other car makes and models.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 347 Finder guides across topics including:

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