Toyota Avensis insurance group

What insurance group does the Toyota Avensis fall under?

Toyota Avensis car models fall within car insurance groups 8-25, which means the cost of your premium should typically be cheaper than the average car.

The costs will vary for different Toyota Avensis insurance groups, due to the various factors related to the vehicle. For example, a 30-year-old driver in an average postcode could pay around £562 for cover on a Toyota Avensis 1.6D Active 4d (insurance group 8), or around £777 for a Toyota Avensis 2.0 D-4D Edition 4d that is in insurance group 22. This illustrates the impact of premium pricing when one car is in a higher insurance group.

The table below will help you discover the insurance group of your Toyota Avensis model and how much you’re likely to pay for your car insurance.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Toyota Avensis insurance cost by location

The table above shows the average cost of Toyota Avensis insurance, based on insurance groups and your age. However, there are other factors including your location. To show how impactful this can be, here are some average quotes for a 30-year-old living in three different locations in the UK. The quotes are for a Toyota Avensis 2.0 D-4D T2 4d.

• Expensive: £942 (London SE1)
• Average: £613 (Newcastle NE1)
• Cheap: £588.52 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Toyota Avensis insurance rate?

Along with insurance group, there are other factors that impact your insurance premium costs:

• Engine type and capacity. Cars with larger engines typically cost more to insure, because these engines cost more to repair or replace. For example, it may cost £935 for insurance for a Toyota Avensis 1.6D Business Edition 4d, while you may pay £1,195 for a Toyota Avensis 2.2 D-4D Icon 4d. That’s £151 more per year for a car with a 0.6-litre bigger engine.
• Driver location. Location plays a key role too. If you live in an area where motorists are more likely to make a claim, your premium will be larger. For example, a 30-year-old in central London may pay £1,005 for insurance for a Toyota Avensis 1.8 Active 4d, while the same 30-year-old in Newcastle may only pay £704.
• Driver age. The youngest drivers have to pay a lot more for insurance because they are statistically more likely to make a claim. The average 20-year-old driver in London may pay £3,988 for the Toyota Avensis 1.8 V-matic TR 4d, while the average 40-year-old Londoner will only pay £1,007. This is a pretty common example of the vast difference between 20-year-old and 40-year old motorists.

Other factors that influence the cost of your insurance include:

• Your driving history and activity, including your no-claims discount
• The model and age of your car
• Your car’s safety rating score
• Your annual mileage
• Your car’s security and any extra anti-theft precautions
• Your marital status
• Your credit history and job

How can I save on my Toyota Avensis premiums?

When searching for insurance, you’ll want to find a deal within your budget. Here are some tricks to lower the cost of your premium.

• Limit your annual mileage. Use your vehicle less often and you’re likely to be offered a discounted premium.
• Pay annually, rather than monthly. When you do so, you’ll avoid paying interest on monthly repayments.
• Install extra safety precautions. The safer your car is, the less of a risk it is deemed to be by car insurance companies and you’ll be offered lower premiums as a result.
• Don’t just accept your renewal quote. Price comparison websites will help you find the best deal available to you.

Frequently asked questions

• What is the top speed of a Toyota Avensis?

  Depending on the model version, the Toyota Avensis can potentially reach top speeds of 96mph.

• Is the Toyota Avensis safe?

  It received 5 stars out of 5 during its Euro NCAP test. In these tests, the car rated 93% for protecting adult occupants and 85% for protecting child occupants.

• How much car tax do I have to pay for the Toyota Avensis?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Toyota Avensis?

  You can buy a Toyota Avensis online or by visiting your local Toyota retailer. There is also a range of used Toyota Avensis vehicles available to buy through various motor resellers and websites such as AutoTrader or Motors.

• What engine size is the Toyota Avensis?

  There is a choice of three petrol and two diesel engines. The smallest is 1.6 litres and the largest is 2 litres.

• Is the Toyota Avensis any good?

  This isn’t the most exciting car in its class, but for the price you pay, you might be impressed with the style and the handling of this vehicle.

• Where can I find Toyota Avensis car insurance?

  You can compare the costs of insuring a Toyota Avensis on any price comparison website.

• Is the Toyota Avensis expensive to insure?

  This depends on the specific model of Toyota Avensis you have and the insurance group it falls under. Toyota Avensis models are in insurance groups ranging from 8 to 25, meaning the insurance will usually be on the relatively cheap side.

Written by

Danny Butler

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

linkedin