The Suzuki SX4 is a subcompact crossover SUV that has been made since 2006. In this guide, you’ll discover how much you could expect to pay to insure a Suzuki SX4.
What insurance group does the Suzuki SX4 fall under?
Every vehicle is assigned a specific insurance group, ranging from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. You’ll find Suzuki SX4 models in insurance groups from 13 to 20, meaning you’ll pay less than average to insure this vehicle. As an example, a 30-year-old driver in an average postcode could pay around £704 for cover on a Suzuki SX4 1.6 GL 5d that is in insurance group 13 or around £701 for a Suzuki SX4 2.0 DDiS SZ5 4X4 5d that is in insurance group 30.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
Suzuki SX4 insurance cost by location
Of all the aspects that have an impact on the cost of your car insurance premium, one of the most important is your location.
To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Suzuki SX4 1.6 DDiS SZ4 5d.
Expensive: £1,059 (London SE1)
Average: £646 (Newcastle NE1)
Cheap: £610 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Suzuki SX4 insurance rate?
Along with insurance group, here are some other key factors that have a big impact on your insurance premium costs:
Engine type and capacity. Cars with larger more powerful engines typically cost more to insure. For example, it may cost £1,005 for insurance for a Suzuki SX4 1.6 GL 5d, while you may pay £942 for a Suzuki SX4 1.6 X-EC 5d. So, that’s an extra £73 per year for a more powerful engine.
Driver location. Insurers use your address to determine the level of risk of your car being stolen or involved in an accident. It’s based on historical data and affects the cost of insurance. For example, a 30-year-old in central London may pay £1,465 for insurance for a Suzuki SX4 1.6 DDiS 5d, while the same 30-year-old in Newcastle may only pay £674. That’s an extra £151 per year that the average 30-year-old would pay in London compared to Newcastle.
Driver age. The youngest drivers will pay the most for car insurance because they are historically the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £2,356 for the Suzuki SX4 1.6 SZ3 5d, while the average 40-year-old Londoner will only pay £798. That’s £801 more per year that the younger driver would pay in this scenario.
Other factors that influence the cost of your insurance include:
Car insurance can be costly, but there are ways to make it more affordable. Here are some ideas to help you lower the cost of your premium.
Limit your annual mileage (where possible). A lower annual mileage means a lower of risk of making a claim, in the eyes of insurers anyway. So, if you can occasionally walk or use public transport, rather than using your car, you can expect to be offered a lower premium.
Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
Install extra safety precautions. This makes your car safer and reduces the risk of you making a claim on your policy. That’s why many insurers are happy to lower your premium when you do so.
Shop around for the best deal. Don’t settle for your renewal quote. Use price comparison websites to find a better deal by switching to a competitor each year.
Bottom line
This vehicle is affordable to insure, for a small SUV anyway, but our tips will help you keep costs even lower.
Frequently asked questions
Depending on the model version, you can expect a Suzuki SX4 to reach a top speed of 115 miles per hour.
In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating. This included a 92% rating for protecting adult occupants and 80% for protecting child occupants.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Suzuki SX4 at dealerships, using online sellers or from a current owner.
This isn’t a particularly bad car, but there isn’t too much to blow people away either. This is evidenced by 3-star reviews by WhatCar and Autocar.
You can compare the costs of Suzuki SX4 car insurance using any price comparison website.
The Suzuki SX4 can be found in insurance groups ranging from 13 to 20. This means they’ll be cheaper to insure than the average car.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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