The Suzuki Splash is a small city car with excellent fuel economy. It’s a great ride, especially for the price of the vehicle. This guide explains how much it costs to insure based on the specific model version and factors related to the driver.
What insurance group does the Suzuki Splash fall under?
All cars are assigned a specific insurance group before they are made available to buy. These groups range from 1 (cheapest) to 50 (most expensive), which helps insurers determine the cost of your premium. Suzuki Splash models range from insurance group 7 to 11, meaning this car will be cheaper than average to insure.
The costs will vary slightly depending on your chosen Suzuki Splash model and what group it appears in. As an example, a 30-year-old driver in an average postcode could pay around £689 for cover on a Suzuki Splash 1.0 SZ2 5d that is in insurance group 7 or around £699 for a Suzuki Splash 1.3 DDiS 5d that is in insurance group 11. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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There are a broad range of factors that affect the cost of your car insurance premiums, one of the biggest being your location.
To illustrate this fact, we have pulled together some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Suzuki Splash 1.2 GLS + 5d Auto.
Expensive: £942 (London SE1)
Average: £699 (Newcastle NE1)
Cheap: £652.24 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Suzuki Splash insurance rate?
Along with insurance group, here are some other factors that affect your insurance premium costs:
Engine type and capacity. In general, cars with bigger engines cost most to insure. For example, it may cost £901 for insurance for a Suzuki Splash 1.0 SZ3 5d, while you may pay £942 for a Suzuki Splash 1.3 DDiS 5d.
Driver location. Insurers will use your location to determine the risk of your car being stolen or involved in an accident. If you live in an area where motorists are more likely to make a claim, you’ll pay more for your car insurance. For example, a 30-year-old in central London may pay £942 for insurance for a Suzuki Splash 1.2 SZ4 5d Auto, while the same 30-year-old in Newcastle may only pay £699.
Driver age. The youngest drivers are the most likely to claim on their car insurance, and that’s why they are charged more. The average 20-year-old driver in London may pay £3,308 for the Suzuki Splash 1.2 SZ4 5d, while the average 40-year-old Londoner will only pay £824. As you can see, in this example, the 20-year-old would have to pay almost double to insure this vehicle.
Other factors that influence the cost of your insurance include:
Your car’s safety rating score and security features
The model and age of your car
Your car’s security and any extra anti-theft precautions
When searching for car insurance, you’ll want to find a price that’s within your budget. There are plenty of actions you can take to try to lower the cost of your premium, and we’ve listed some of them below.
Limit your annual mileage. Occasionally deciding to take public transport or walk, rather than using your vehicle, can help to save on your premiums.
Pay annually rather than monthly. While it might be intimidating to part with a large sum of money in one go, you’ll usually save money by paying an annual premium. This is because most insurers charge interest on monthly premium payments.
Install extra safety precautions. The safer you can make your car, the less of a risk you’ll be perceived as by insurers. That’s why you’re likely to lower your premium by installing extra safety measures.
Shop around for the best deal. Don’t just settle for the renewal price given by your existing insurer. There may be cheaper options out there.
Bottom line
There’s a lot to like about the Suzuki Splash, including the cost of insurance. The tips in this guide will help you to see how much you’re likely to pay, plus how to save on your premiums.
Frequently asked questions
Depending on the model version, you can expect a Suzuki Splash to reach top speeds of 109 miles per hour.
In its Euro NCAP crash tests, the Suzuki Splash rated 4 stars out of 5 for protecting adult occupants, and 3 stars for protecting child occupants.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Suzuki Splash at dealerships across the UK. Alternatively, you can buy one from online vehicle sellers or a second-hand vehicle from a current owner.
You can get a Suzuki Splash with a 1.0-litre engine or a 1.2-litre engine.
It’s an affordable vehicle that provides good value for money. In this competitive category, there are some better vehicles, but you’re unlikely to have too many complaints with the Suzuki Splash.
You can find Suzuki Splash car insurance using any price comparison website.
Suzuki Splash models can be found in insurance groups ranging from 7 to 11. That means the Suzuki Splash will be cheaper to insure than the average vehicle.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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