The Suzuki Jimny is a 4×4 vehicle, produced by the Japanese manufacturer since 1998. It was well-known for being a capable off-road vehicle. It’s reasonably cheap to insure too. In this guide, we’ll explore the key facts of insuring a Suzuki Jimny.
Suzuki Jimny insurance groups and cost by driver’s age
When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Suzuki Jimny models range from insurance groups 13 to 15, so you can generally expect the cost of your insurance to be quite reasonable and cheaper than models such as the Hyundai i30 or the Citroen C1.
However, insurance costs can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £704 for cover on a Suzuki Jimny 1.5 SZ4 AllGrip 3d (insurance group 13) or around £674 for a Suzuki Jimny 1.3 VVT SZ4 3d Auto that falls in insurance group 15. In this specific example, the insurance cost for a model that is two groups higher is an extra £25, which is likely down to the increase in engine size.
You can find the insurance group and likely car insurance cost of your Suzuki Jimny model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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To provide you with an idea of how much it may cost you to insure your Suzuki Jimny, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Suzuki Jimny with a comprehensive policy for the monthly price of £63.24 or an annual sum of £686.21.
To generate these quotes, we used the following information:
The vehicle is a 2018 model
Manual transmission
Petrol
1.2-litre engine
Five seats
Five doors
Factory-fitted alarm system
The car is not modified
Used for social, domestic and commuting purposes
Mileage is 10,000 miles per year
The car is parked in a work car park during the day
The car is parked on a driveway at night
Owner is a 30-year-old, single teacher from London
Owner is a homeowner
Five-year no claim discount
No driving or other convictions in the last five years
Suzuki Jimny insurance cost by location
The table above shows the average cost of Suzuki Jimny insurance based on insurance groups and driver age. However, there are a few other factors that can affect the cost of your car insurance premium, one of the biggest being your location.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Suzuki Jimny 1.5 SZ5 AllGrip 3d.
Expensive: £1,092 (London SE1)
Average: £712 (Newcastle NE1)
Cheap: £743.59 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Suzuki Jimny insurance rate?
Along with the insurance group, there are other key factors that impact your insurance premium costs:
Engine type and capacity. In general, the bigger the engine, the more you will pay for your car insurance. An average 30-year-old may pay £704 for the 1.3-litre Suzuki Jimny 1.3 JLX 3d, but could pay around £674 for the 1.7-litre Suzuki Jimny 1.3 VVT SZ4 3d.
Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,092 for insurance for a Suzuki Jimny 1.3 VVT SZ3 3d, while the same 30-year-old in Newcastle may only pay £712. As you can expect with a city that is home to over eight million people, car crime in London is much higher than it is in Newcastle. The increase of £145 for the London postcode is representative of the greater risk attached to the location.
Driver age. The younger you are, the more risk you represent to insurers – and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £4,245 for the Suzuki Jimny 1.3 VVT JLX Plus 3d Auto, while the average 40-year-old Londoner will only pay £845. In this example, a driver that is 40 years old will pay £756 less than a driver who is 20 years old.
Other factors that influence the cost of your insurance include the following:
A pick-up version of the Suzuki Jimny was released in 2018, some twenty years after the first edition of the vehicle was released.
Four-wheel drive is standard with all Suzuki Jimny models.
Bottom line
When buying a Suzuki Jimny, you can expect insurance costs to be affordable for a 4×4 vehicle. That’s one of many things to enjoy about this car. Better yet, you can reduce the costs of your premiums even further by following the advice in this guide.
Frequently asked questions
In the United Kingdom, the on-the-road price of a Suzuki Jimny starts from £16,749.
Depending on the model, Suzuki Jimnys can reach top speeds of 90 mph.
The Suzuki Jimny was awarded 3 out of 5 stars under the Euro NCAP safety analysis. Suzuki Jimny models score average across the board with 84% on child occupant safety and 73% for adult occupant safety.
The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Suzuki Jimny online or by visiting your local Vauxhall retailer. You can also buy Suzuki Jimnys through various motor resellers and websites.
This depends on the specific model of Suzuki Jimny you have and the insurance group it falls under. Suzuki Jimny models can range between insurance groups 13 and 15, so in general, the insurance costs should fall on the cheaper side in comparison to other car makes and models.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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