The Suzuki Ignis is a small city car produced by the Japanese manufacturer between 2000 and 2008. In this guide, you’ll find out how much it could cost to insure based on the specific model version and factors related to the driver.
Why choose a Suzuki Ignis?
This is a tiny car, but its looks channel an SUV. There aren’t many affordable, economical vehicles that look like this, so if that’s what you’re after, the Ignis could be for you.
What insurance group does a Suzuki Ignis fall under?
When it comes to car insurance, all vehicles are assigned a specific insurance group based on how expensive they should be to insure. These groups range from 1 (cheapest to insure) to 50 (most expensive). Insurers use these groups to determine a suitable premium for you. Suzuki Ignis models range from insurance groups 8 to 21, meaning the insurance will be on the cheaper side.
However, the costs will vary depending on the model of Suzuki Ignis you choose and what insurance group it falls in. As an example, a 30-year-old driver in an average postcode could pay around £562 for cover on a Suzuki Ignis 1.3 GA 3d, or around £722 for a Suzuki Ignis 1.5 Sport 3d.
You can find the insurance group, and likely cost, of your Suzuki Ignis model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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Your home address location is one of the most significant factors used by insurers to determine a suitable premium for you.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Suzuki Ignis 1.2 Dualjet+SHVS SZ5 AllGrip 5d.
Expensive: £942 (London SE1)
Average: £613 (Newcastle NE1)
Cheap: £588.52 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Suzuki Ignis insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
Engine type and capacity. In general, cars with bigger engines will cost more to insure. An average 30-year-old may pay £701 for the 1.2-litre Suzuki Ignis 1.2 Dualjet SZ3 5d, but could pay around £722 for the 1.5-litre Suzuki Ignis 1.5 Sport 3d.
Driver location. Insurers will use previous claims data to measure the likelihood of a motorist in your area making a claim on their car insurance. If you live in an area where motorists are more likely to make a claim, insurers will raise your premium to compensate for this added risk. For example, a 30-year-old in central London may pay £1,499 for insurance for a Suzuki Ignis 1.2 Dualjet, while the same 30-year-old in Newcastle may only pay £701. That’s a £156 difference between two motorists from two different cities driving the same car.
Driver age. Statistically, the youngest drivers are most likely to claim on their car insurance. That’s why they are charged so much more to cover a Suzuki Ignis, or any vehicle! As an exmaple, the average 20-year-old driver in London may pay £5,429 for the Suzuki Ignis 1.2 Dualjet SZ3 5d, while the average 40-year-old Londoner will only pay £1,126. As you can see, in this example, the 20-year-old would have to pay almost double to insure a Suzuki Ignis for one year.
Other factors that influence the cost of your insurance include:
Your car’s safety rating score
The model of your car
The age of your car
Your car’s security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
Your marital status
Your credit history and job
Your no-claim discount
How can I save on my Suzuki Ignis premium?
When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. With that in mind, here are some tricks you can try to lower the cost of your premium.
Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
Pay annually rather than monthly. If you pay annually for car insurance, you eliminate the possibility of being charged interest on monthly payments.
Install extra safety precautions. The safer you can make your car, the less of a risk it will be for companies to insure. That’s why many companies will happily reduce your premium when you install extra safety measures.
Don’t blindly accept your renewal quote. When it’s time for renewal, make sure to shop around for the best deal using price comparison websites. Don’t blindly settle for the renewal price given to you. There may be cheaper options out there!
Bottom line
The Suzuki Ignis is somewhat expensive to insure considering its size and power, but you can reduce your premiums somewhat by following the tips in this guide.
Frequently asked questions
You can expect the fastest version of the Suzuki Ignis to reach top speeds of 106 miles per hour.
In its Euro NCAP crash tests, the Suzuki Ignis scored three stars out of five. This includes a 79% rating for protecting adult occupants and 79% for protecting child occupants.
The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Suzuki Ignis at dealerships, from online sellers and from current owners across the UK.
You can choose between petrol engine sizes from 1.2 litres to 1.5 litres.
It’s small, affordable and economical. Yet, despite its diminutive size and engine, its acceleration may surprise you, especially in the lower gears.
You can compare the costs of Suzuki Ignis car insurance using any price comparison website.
A Suzuki Ignis can be found in insurance groups ranging from group 8 to 21. This means the Suzuki Ignis will be cheaper to insure than the average vehicle.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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