The Subaru Impreza is a compact sedan produced by the Japanese manufacturer since 1992. It offers good value for money as far as the asking price for a new model goes, although its insurance and fuel costs tend to be a bit higher compared to its immediate competitors. In this guide, you’ll learn all you need to know about insuring a Subaru Impreza.
What insurance group does the Subaru Impreza fall under?
All vehicles are assigned a specific insurance group ranging from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium.
Subaru Impreza models are found in insurance groups ranging from 11 to 34, meaning the price you pay will vary dramatically depending on your choice of Subaru Impreza model. To highlight an example, a 30-year-old driver in an average postcode could pay around £699 for cover on a Subaru Impreza 1.5 R 5d that is in insurance group 11 or around £679 for a Subaru Impreza 2.0D RX 5d that is in insurance group 25.
Model / Version | Group (1-50) | 20yrs | 30yrs | 40yrs | 50yrs | Get quote |
---|---|---|---|---|---|---|
1.5 R (X Pack) 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
1.5 R (X Pack) 5d Auto | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
1.5 R 5d | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
1.5 R 5d Auto | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
2.0 R 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
2.0 R 5d Auto | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
2.5 WRX 5d | 36 | £25,205 | £1,838 | £1,525 | £1,319 | Get Quote |
1.5 R (C Pack) 5d | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
1.5 RC 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.5 RC 5d Auto | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
2.0 RC 5d | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
2.0 RC 5d Auto | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
2.0D RC 5d | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
2.5 WRX S 5d | 36 | £25,205 | £1,838 | £1,525 | £1,319 | Get Quote |
1.5 RX 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
1.5 RX 5d Auto | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
2.0 RX 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
2.0 RX 5d Auto | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
2.0D RX 5d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
Subaru Impreza insurance cost by location
Your location is one of the most significant factors affecting the cost of your car insurance.
To prove this, we gathered some average quotes for a 30-year-old living in three different locations. The quotes are for a Subaru Impreza 2.0 RC 5d.
- Expensive: £1,499 (London SE1)
- Average: £701 (Newcastle NE1)
- Cheap: £721 (Galashiels TD1)
Which factors affect my Subaru Impreza insurance rate?
Along with insurance group, here are some other factors that have a big impact on your insurance premium costs:
- Engine type and capacity. Cars with larger engines typically cost more to insure because they’re more expensive to repair or replace. For example, it may cost £1,005 for insurance for a Subaru Impreza 1.5 RC 5d, while you may pay £12,373 for a Subaru Impreza 2.5 WRX S 5d. So, that’s an extra £219 per year you’ll pay for the Long Range engine.
- Driver location. Your home address is used by insurers to determine the level of risk of you making a claim on your policy, based on historical data from your neighbourhood. This affects the cost of insurance. For example, a 30-year-old in central London may pay £942 for insurance for a Subaru Impreza 1.5 R 5d Auto, while the same 30-year-old in Newcastle may only pay £699. That’s an extra £134 per year that the average 30-year-old would pay in London compared to Newcastle.
- Driver age. The youngest drivers pay the most for car insurance, because they are the most likely to make a claim on their policy. As an example, the average 20-year-old driver in London may pay £3,495 for the Subaru Impreza 1.5 RX 5d, while the average 40-year-old Londoner will only pay £978. That’s £727 more per year that the younger driver would pay in this scenario.
Other factors that influence the cost of your insurance include:
- The model
- The age of your car
- Your car’s safety rating score
- Your car’s anti-theft precautions
- Your annual mileage
- Your driving history
- Your no-claim discount
- Your marital status
- Your credit history and job
How can I save on my Subaru Impreza premium?
There’s no need to let your car insurance premium break the bank. Here are some ideas to help you lower its cost.
- Limit your annual mileage (where possible). You’ll be asked for your annual mileage when you get a car insurance quote. Use your car less, declare a lower mileage, and this will help to save on your premium. Don’t understate your mileage though, as this could invalidate your insurance policy.
- Pay annually rather than monthly. Paying your premium in an annual lump sum eliminates the possibility of being charged interest on monthly payments.
- Install extra safety precautions. These make your car safer, so insurers are happy to lower your premium if you install them.
- Shop around for the best deal using price comparison websites. Don’t blindly settle for the renewal price given to you. You’ll usually find a lower premium by switching to a competitor each year, as insurers tend to save their best deals for new customers.
Facts about the Subaru Impreza
- The Subaru Impreza has been redesigned three times since being released in 1992. The redesigns occured in 2000, 2008 and 2015.
- Subaru Imprezas are produced in Japan, Malaysia and the United States.
- All editions of the 2021 Subaru Impreza come with all-wheel drive.
Bottom line
The Subaru Impreza is a reliable car, but its competitors offer better value for money when it comes to insurance and fuel efficiency.
Frequently asked questions
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