Skoda Kodiaq insurance group and cost

Skoda Kodiaq models range from insurance groups 15 to 30, so the cost of insurance can vary significantly depending on which model you have.

Skoda Kodiaq insurance groups and cost

In the table below, we show you the insurance group for each Skoda Kodiaq model and also the likely cost at a few different ages.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average Skoda Kodiaq insurance cost

To provide you with an idea of how much it may cost you to insure your Skoda Kodiaq, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Skoda Kodiaq with a comprehensive policy for the monthly price of £60.96, or an annual sum of £672.

• How we got this rate

  We generated these quotes using the following assumptions about the vehicle and the driver.The vehicle is/has:

  • Manual transmission
  • Petrol
  • Factory fitted alarm system
  • Not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • Parked in a work car park during the day
  • Parked on a driveway at night

  
  The driver is/has:

  • A 30-year-old, single teacher from London
  • A homeowner
  • Five years no-claims discount
  • No driving or other convictions in the last 5 years

Skoda Kodiaq insurance cost by location

The table above shows the average cost of Skoda Kodiaq insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Skoda Kodiaq Kodiaq SE 1.5 TSI 150PS 2017.

• Expensive: £1,465 (London SE1)
• Average: £674 (Newcastle NE1)
• Cheap: £547.59 (Galashiels TD1)

Average Skoda Kodiaq insurance cost for a 17 year old

To provide you with an idea of how much it may cost you to insure your Skoda Kodiaq, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Skoda Kodiaq with a comprehensive policy for the monthly price of £322, or an annual sum of £3,572.

What other factors affect my Skoda Kodiaq insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

• Your marital status
• Your credit history and job
• Your car's safety rating score
• The model of your car
• The age of your car
• Your car's security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Skoda Kodiaq premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
• Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

There's no getting around it: a Skoda Kodiaq is going to cost you more to buy, run and insure than many other cars of a similar size and spec. If that's the range you have your heart set on, be sure to compare car insurance (and car finance, if applicable) before you buy, so you don't pay any more than you have to.

Frequently asked questions

• How many doors does the Skoda Kodiaq have?

  The Skoda Kodiaq has 5 doors.

• What is the fuel type of a Skoda Kodiaq?

  The Skoda Kodiaq runs on petrol and diesel.

• What is the top speed of a Skoda Kodiaq?

  Depending on the model version, Skoda Kodiaq cars can reach top speeds between 124mph and 143mph.

• What is the horsepower of a Skoda Kodiaq?

  The Skoda Kodiaq has a power output ranging from 148 to 242 horsepower.

• What body style is available for the Skoda Kodiaq?

  The Skoda Kodiaq is available as a mid-size crossover SUV."]

• How much car tax do I have to pay for the Skoda Kodiaq?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car's emissions.

• Where can I buy an Skoda Kodiaq?

  You can buy an Skoda Kodiaq online or by visiting your local retailer. There is also a range of used Skoda Kodiaqs available to buy through various motor resellers and websites such as AutoTrader or Motors.

• Is an Skoda Kodiaq a good first car?

  It depends what you're looking for. A lot of people go for small cars for their first car, and the range might not matche that description. However, if budget is an issue, then it's worth looking at less pricey alternatives. Don't forget that younger drivers already pay more for their insurance, which could be exacerbated if you go for a car in one of the more expensive insurance classes.