The Seat Ateca was the first SUV produced by the Spanish manufacturer when it was released in 2016. Even so, it’s one of the most desirable SUVs on the market today. In this guide, you’ll discover the key facts about insuring the Seat Ateca.
What insurance group does the Seat Ateca fall under?
When it comes to car insurance, all cars are given an insurance group from 1 (cheapest) to 50 (most expensive). This group helps insurers to determine the cost of your premium. Seat Ateca models range from insurance groups from 8 to 24, meaning the car insurance will be on the cheap side.
The costs may vary between Seat Ateca models, due to various factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £699 for cover on a Seat Ateca First Edition 1.6 TDI Ecomotive 115PS 5d that is in insurance group 11 or around £815 for a Seat Ateca Xcellence Lux 2.0 TDI 190PS 5d that is in insurance group 24. This is a great example of the premium pricing when one car sits in a much higher insurance group.
Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
---|---|---|---|---|---|---|
1.0 TSI Ecomotive S 5d | 8 | £1,344 | £562 | £551 | £528 | Get Quote |
1.6 TDI Ecomotive S 5d | 10 | £1,697 | £640 | £624 | £576 | Get Quote |
First Edition 1.0 TSI Ecomotive 115PS 5d | 9 | £1,326 | £537 | £530 | £494 | Get Quote |
First Edition 1.6 TDI Ecomotive 115PS 5d | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
SE Technology 1.0 TSI Ecomotive 115PS 5d | 9 | £1,326 | £537 | £530 | £494 | Get Quote |
SE Technology 1.6 TDI Ecomotive 115PS 5d | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
SE Technology 1.6 TDI 115PS (07/2018 on) 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
SE Technology 1.6 TDI 115PS DSG auto (07/2018 on) 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
SE Technology 1.5 TSI Evo 150PS (07/2018 on) 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
SE Technology 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
SE Technology 2.0 TDI 150PS 4Drive 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
SE Technology 1.4 EcoTSI 150PS 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
SE Technology 1.4 EcoTSI 150PS DSG auto 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
SE Technology 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
SE Technology 2.0 TDI 150PS (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
SE Technology 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
SE Technology 2.0 TDI 150PS DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
1.0 TSI Ecomotive SE 5d | 9 | £1,326 | £537 | £530 | £494 | Get Quote |
SE 1.0 EcoTSI 115PS (07/2018 on) 5d | 10 | £1,697 | £640 | £624 | £576 | Get Quote |
1.6 TDI Ecomotive SE 5d | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
SE 1.6 TDI 115PS (07/2018 on) 5d | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
SE 1.6 TDI 115PS DSG auto (07/2018 on) 5d | 11 | £1,908 | £699 | £674 | £604 | Get Quote |
SE Technology 1.0 EcoTSI 115PS (07/2018 on) 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
1.4 TSI SE 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
SE 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d | 14 | £2,234 | £712 | £696 | £666 | Get Quote |
SE 1.4 EcoTSI 150PS DSG auto 5d | 15 | £1,787 | £674 | £655 | £592 | Get Quote |
SE 2.0 TDI 150PS 4Drive 5d | 16 | £1,578 | £646 | £621 | £540 | Get Quote |
SE 1.5 TSI Evo 150PS (07/2018 on) 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
SE 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
SE 2.0 TDI 150PS (07/2018 on) 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
SE 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
SE 2.0 TDI 150PS DSG auto (07/2018 on) 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
Xcellence Lux 1.6 TDI 115PS (07/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
Xcellence Lux 1.6 TDI 115PS DSG auto (07/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
Xcellence Lux 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d | 16 | £1,578 | £646 | £621 | £540 | Get Quote |
Xcellence Lux 1.5 TSI Evo 150PS 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
Xcellence Lux 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
Xcellence Lux 2.0 TDI 150PS (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Xcellence Lux 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Xcellence Lux 2.0 TDI 150PS DSG auto (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Xcellence Lux 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
Xcellence Lux 2.0 TDI 190PS 5d | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
FR 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d | 15 | £1,787 | £674 | £655 | £592 | Get Quote |
FR 1.4 EcoTSI 150PS 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 1.4 EcoTSI 150PS DSG auto 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 1.5 TSI Evo 150PS (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 2.0 TDI 150PS (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 2.0 TDI 150PS 4Drive 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 2.0 TDI 150PS DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR 2.0 TSI 190PS 4Drive DSG auto 5d | 22 | £3,437 | £777 | £754 | £692 | Get Quote |
FR 2.0 TDI 190PS 4Drive DSG auto (07/2018 on) 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
FR 2.0 TDI 190PS 4Drive DSG auto 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
FR 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
SE L 1.0 TSI 115PS (07/2018 on) 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
FR Sport 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d | 16 | £1,578 | £646 | £621 | £540 | Get Quote |
FR Sport 1.5 TSI Evo 150PS (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR Sport 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
FR Sport 2.0 TDI 150PS (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Sport 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Sport 2.0 TDI 150PS DSG auto (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Sport 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
FR Sport 2.0 TDI 190PS 4Drive DSG auto (07/2018 on) 5d | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
Xcellence 1.6 TDI 115PS (07/2018 on) 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
Xcellence 1.6 TDI 115PS DSG auto (07/2018 on) 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
Xcellence 1.6 TDI Ecomotive 115PS 5d | 12 | £2,077 | £688 | £681 | £603 | Get Quote |
1.4 TSI Xcellence 5d | 14 | £2,234 | £712 | £696 | £666 | Get Quote |
2.0 TDI Xcellence 4WD 5d | 16 | £1,578 | £646 | £621 | £540 | Get Quote |
Xcellence 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d | 16 | £1,578 | £646 | £621 | £540 | Get Quote |
Xcellence 1.4 EcoTSI 150PS DSG auto 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
Xcellence 1.5 TSI Evo 150PS (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
Xcellence 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
Xcellence 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
Xcellence 2.0 TDI 150PS (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Xcellence 2.0 TDI 150PS DSG auto (07/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
2.0 TDI Xcellence 4WD 5d DSG | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
Xcellence 2.0 TSI 190PS 4Drive DSG auto 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
Xcellence 2.0 TDI 190PS 4Drive DSG auto (07/2018 on) 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
Xcellence 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
FR Black Edition 1.5 TSI Evo 150PS 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Black Edition 1.5 TSI Evo 150PS DSG auto 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Black Edition 2.0 TDI 150PS 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Black Edition 2.0 TDI 150PS DSG auto 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Black Edition 2.0 TDI 4Drive 150PS DSG auto 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
FR Black Edition 2.0 TDI 4Drive 190PS DSG auto 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
FR Black Edition 2.0 TSI 4Drive 190PS DSG auto 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
Seat Ateca insurance cost by location
Location plays a key role in the premiums offered to you by car insurance companies.
To highlight the impact of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Seat Ateca First Edition 1.0 TSI Ecomotive 115PS 5d.
- Expensive: £935 (London SE1)
- Average: £537 (Newcastle NE1)
- Cheap: £483 (Galashiels TD1)
Which factors affect my Seat Ateca insurance rate?
Along with insurance group, here are the other factors that have a significant impact on your insurance premium costs:
- Engine type and capacity. Cars with larger engines typically cost more to insure. For example, a bigger engine may cost £900 for insurance for a Seat Ateca 1.0 TSI Ecomotive S 5d, while a bigger engine may pay £1,617 for a Seat Ateca FR Black Edition 2.0 TSI 4Drive 190PS DSG auto 5d. There’s a £142 difference between 1.0 litre and 2.0 litre engines in a Seat Ateca.
- Driver location. Insurers will use your address to calculate the likelihood of your Seat Ateca being involved in a theft or an accident. For example, a 30-year-old in central London may pay £1,465 for insurance for a Seat Ateca SE 1.4 EcoTSI 150PS DSG auto 5d, while the same 30-year-old in Newcastle may only pay £674. That’s a £151 difference between those living in London and Newcastle, because Londoners are statistically more likely to make a claim.
- Driver age. The youngest drivers represent the biggest risk to insurers – and that’s why they pay so much more for car insurance. The average 20-year-old driver in London may pay £2,356 for the Seat Ateca Xcellence Lux 1.5 TSI Evo 150PS 5d, while the average 40-year-old Londoner will only pay £798. As you can see, the 20-year old would have to pay double in this scenario.
Other factors that influence the cost of your insurance include:
- Your car’s safety rating score
- The model and age of your car
- Your car’s security and any extra anti-theft precautions
- Your annual mileage
- Your car usage
- Your marital status
- Your credit history and job
- Your no-claims discount
How can I save on my Seat Ateca premiums?
When hunting for insurance, you’ll want to take the time to get a great deal that’s within your budget. Here are some ideas to help you do this:
- Limit your car usage (where possible). By occasionally deciding to take journeys by foot or public transport, rather than using your car, you’ll reduce your annual mileage and be given a discount on your premium.
- Pay annually rather than monthly. While it might be difficult for some people to part with a large sum of money in one go, you’ll save money on your car insurance by paying annually. This is because is you eliminate the possibility of being charged interest on monthly repayments.
- Install extra safety precautions. The safer your car is, the less of a risk you’ll be perceived as by insurers. So, you’re quite likely to lower your premium by doing so.
- Don’t just accept your renewal quote. Make sure you shop around and don’t just settle for the renewal price given to you. There are likely to be cheaper options out there!
Bottom line
This is one of the SUVs providing the best value for money today. You can expect to pay below the average rate to insure it too. On top of that, the tips in this guide will help you to reduce your premiums even further.
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