SEAT Arona insurance group and cost

The SEAT Arona is a small crossover SUV produced by the Spanish manufacturer since 2017. It’s the smallest SUV offered by the brand with petrol and diesel engines. In this guide, you’ll discover the key facts about insuring the SEAT Arona, including how to reduce the cost of your premiums.

SEAT Arona insurance groups and cost by driver’s age

SEAT Arona models range from insurance groups 8 to 18, so although you can expect the cost of your insurance to be on the cheaper end of the scale, it might vary quite a bit between different insurance groups. Factors such as the market value of the vehicle, the safety and security features and the vehicle’s engine size help determine which insurance group the specific model should be placed in.

For example, a 30-year-old driver in an average postcode could pay around £562 for cover on a SEAT Arona 1.0 TSI SE 5d (insurance group 8), or around £613 for a SEAT Arona FR Sport 1.5 TSI EVO 150PS 5d which falls in insurance group 18.

You can find the insurance group and likely premium cost of your SEAT Arona model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average SEAT Arona insurance cost

To provide you with an idea of how much it may cost you to insure your SEAT Arona, we ran several quotes to find an average figure. Based on our results, on average, you could insure your SEAT Arona with a comprehensive policy for the monthly price of £72.51, or an annual sum of £800.45.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • 5 seat car
  • 5 doors
  • Factory fitted alarm system
  • No modifications
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years no claim discount
  • No driving or other convictions in the last 5 years

SEAT Arona insurance cost by location

The table above shows the average cost of SEAT Arona insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a SEAT Arona SE 1.0 TSI 115PS 5d.

• Expensive: £1,190 (London SE1)
• Average: £688 (Newcastle NE1)
• Cheap: £644.38 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. As a general rule of thumb, the bigger the engine capacity, the more you will pay for your car insurance. An average 30-year-old may pay £562 for the 1.0-litre SEAT Arona SE Technology 1.0 TSI 95PS 5d, but could pay around £613 for the 1.5-litre SEAT Arona FR Sport 1.5 TSI Evo 150PS (07/2018 on) 5d. In this example, the model that has an engine size 0.6 litres bigger is £107 more expensive to insure.
• Driver location. Your home address helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,190 for insurance for a SEAT Arona SE 1.0 TSI 115PS 5d, while the same 30-year-old in Newcastle may only pay £688.
• Driver age. Younger drivers are statistically more likely to be involved in accidents than older, more experienced drivers. As a result, the younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £4,296 for the SEAT Arona Xcellence Lux 1.6 TDI 95PS 5d, while the average 40-year-old Londoner will only pay £820.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history
• Your job/industry you work in
• Your car’s safety features and overall score
• The model of your car
• How old your car is
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your class of use
• Your driving history and activity
• No claim discount

Seat Arona facts and trivia

• Around 300,000 Seat Aronas were sold in Europe between 2017 and 2020.
• The car is based on the same platform as the Seat Ibiza.

Bottom line

The Seat Arona is relatively cheap to insure for a SUV. It’s not one of the most premium SUVs, but its affordability might appeal. Our guide can help you cut your premiums even further.

Frequently asked questions

• How much does a SEAT Arona cost?

  In the United Kingdom, the on-the-road price of a SEAT Arona starts from £16,685.

• What is the top speed of a SEAT Arona?

  Depending on the model, SEAT Aronas can reach top speeds of 130.5mph.

• Is the SEAT Arona safe?

  The SEAT Arona was awarded 5 out of 5 stars under the Euro NCAP safety analysis. SEAT Arona models score above average across the board with 95% for adult occupant safety and 80% for child occupant safety.

• How much car tax do I have to pay for the SEAT Arona?

  The UK standard car tax rate is £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a SEAT Arona?

  You can buy a SEAT Arona online or by visiting your local SEAT retailer. You can also buy SEAT Aronas through various motor resellers and websites.

• Is the SEAT Arona expensive to insure?

  This depends on the specific model of SEAT Arona you have and the insurance group it falls under. SEAT Arona models can range between insurance groups 8 and 18, so in general the insurance costs should fall on the cheaper side in comparison to other car makes and models.

Written by

Danny Butler

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

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