The Saab 9-3 is a family vehicle that was made available in the late 1990s and produced until the early 2000s. It always offered plenty of space and a great range of engines, but its handling is regarded as inferior to other entry-level vehicles. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.
What insurance group does the Saab 9-3 fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Saab 9-3 models can be found in insurance group 19 to 41. That’s a broad range, meaning costs will vary significantly between different Saab 9-3 insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £701 for cover on a Saab 9-3 1.8i Linear 4d that is in insurance group 20 or around £1,776 for a Saab 9-3 2.8 XWD V6 Turbo X 4d that is in insurance group 41. This shows the impact on premium pricing when one car is in a much higher insurance group.
Model / Version | Group (1-50) | 20yrs | 30yrs | 40yrs | 50yrs | Get quote |
---|---|---|---|---|---|---|
1.8i Linear 4d | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
2.2TiD Linear 4d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.2TiD Linear 4d (6) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9D Linear (150bhp) 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9D Linear (150bhp) 4d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9D Linear 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Linear 4d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8t Linear 4d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8t Linear BioPower 4d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8t Linear BioPower 4d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Linear 4d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Linear 4d (06) | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Linear 4d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.9TiD Linear Sport Airflow (120bhp) 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9TiD Linear Sport Airflow (150bhp) 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8i Linear Sport 4d | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
1.8t Linear Sport 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Linear Sport 4d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9D Linear Sport (150bhp) 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9D Linear Sport (150bhp) 4d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9D Linear Sport 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Linear Sport BioPower 4d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8t Linear Sport BioPower 4d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Linear Sport 4d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Linear Sport 4d (06) | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Linear Sport 4d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8i Linear SE 4d (07) | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
1.8t Linear SE 4d Auto (07) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9TiD Linear SE (120bhp) 4d (07) | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
1.9TiD Linear SE (150bhp) 4d (07) | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
1.9TiD Linear SE (150bhp) 4d Auto (07) | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
1.8t Linear SE 4d (07) | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.8t Linear SE BioPower (6) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.8t Linear SE BioPower 4d Auto (07) | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.8t Linear SE BioPower 4d (07) | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
1.9TiD Vector Airflow (120bhp) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.9TiD Vector Airflow (150bhp) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.8i Airflow (09/07-08/09) 4d (Sat Nav) | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
1.8i Airflow 4d (07) | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
1.8i Airflow 4d | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
1.8i Airflow 4d (Sat Nav) | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
1.8t Airflow 4d Auto (07) | 22 | £3,437 | £777 | £754 | £692 | Get Quote |
1.8t Airflow 4d Auto (Sat Nav) | 22 | £3,437 | £777 | £754 | £692 | Get Quote |
1.8t Linear SE (6) 4d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9TiD (150bhp) Airflow 4d (Sat Nav) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9TiD (150bhp) Airflow 4d Auto (Sat Nav) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9TiD Airflow (120bhp) 4d (07) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9TiD Airflow (120bhp) 4d (Sat Nav) (07) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9TiD Airflow (150bhp) 4d (07) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9TiD Airflow (150bhp) 4d Auto (07) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.8t Airflow (10/06-06/07) 4d (Sat Nav) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Airflow (10/06-06/07) 4d Auto (Sat Nav) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Airflow (6) 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Airflow (Sat Nav) (6) 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Airflow 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Airflow 4d (07) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Airflow 4d (Sat Nav) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Airflow 4d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9TiD Airflow (120bhp) 4d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9TiD Airflow (120bhp) 4d (Sat Nav) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9TiD Airflow 4d (150bhp) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9TiD Airflow 4d (150bhp) (Sat Nav) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9TiD Airflow 4d Auto (150bhp) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.9TiD Airflow 4d Auto (150bhp) (Sat Nav) | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8i Arc 4d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.2TiD Arc 4d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.2TiD Arc 4d (6) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.8t Arc 4d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
1.8t Arc 4d Auto | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.0t Arc 4d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.0t Arc 4d Auto | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
1.9TTiD Aero (180bhp) 4d (07) | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
1.9TTiD Aero (180bhp) 4d Auto (07) | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.0T (220bhp) XWD Aero 4d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.0T (220bhp) XWD Aero 4d Auto | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.0T Aero 4d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.0T Aero 4d (5) | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.0T Aero 4d Auto | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.0T XWD Aero 4d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.0T XWD Aero 4d Auto | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.0T (220bhp) Aero 4d | 32 | £4,346 | £908 | £830 | £773 | Get Quote |
2.0T (220bhp) Aero 4d Auto | 32 | £4,346 | £908 | £830 | £773 | Get Quote |
2.0T Aero 4d (07) | 32 | £4,346 | £908 | £830 | £773 | Get Quote |
2.0T Aero 4d Auto (07) | 32 | £4,346 | £908 | £830 | £773 | Get Quote |
2.8T Aero 4d | 36 | £25,205 | £1,838 | £1,525 | £1,319 | Get Quote |
2.8T Aero 4d Auto | 36 | £25,205 | £1,838 | £1,525 | £1,319 | Get Quote |
2.8 V6 Aero 4d (07) | 37 | £7,807 | £1,114 | £968 | £742 | Get Quote |
2.8 V6 Aero 4d Auto (07) | 37 | £7,807 | £1,114 | £968 | £742 | Get Quote |
2.8 XWD V6 Aero 4d | 37 | £7,807 | £1,114 | £968 | £742 | Get Quote |
2.8 XWD V6 Aero 4d Auto | 37 | £7,807 | £1,114 | £968 | £742 | Get Quote |
2.8 XWD V6 Turbo X 4d | 41 | £13,589 | £1,776 | £1,427 | £1,201 | Get Quote |
2.8 XWD V6 Turbo X 4d Auto | 41 | £13,589 | £1,776 | £1,427 | £1,201 | Get Quote |
1.8i Vector Sport 4d (07) | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
1.8i Vector Sport 4d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
1.8t Vector Sport (6) 4d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.8t Vector Sport 4d Auto (07) | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.9 TTiD (130bhp) Vector Sport 4d | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
1.9TiD Vector Sport (120bhp) 4d (07) | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
1.9TiD Vector Sport (150bhp) 4d (07) | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
1.9TiD Vector Sport (150bhp) 4d Auto (07) | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
1.8t Vector Sport 4d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
1.8t Vector Sport 4d (07) | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.8t Vector Sport BioPower (6) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.8t Vector Sport BioPower 4d Auto (07) | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.9 TTiD (160bhp) Vector Sport 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.9 TTiD (160bhp) Vector Sport 4d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.9D Vector Sport (150bhp) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.9D Vector Sport (150bhp) 4d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.9D Vector Sport 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.0t Vector Sport 4d (07) | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.0t Vector Sport 4d Auto (07) | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.8t Vector Sport 4d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Vector Sport 4d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Vector Sport 4d (06) | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0t Vector Sport 4d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8t Vector Sport BioPower 4d | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
1.8t Vector Sport BioPower 4d Auto | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
1.9 TTiD (180bhp) Vector Sport 4d | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
1.9 TTiD (180bhp) Vector Sport 4d Auto | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
2.0t Vector Sport BioPower 4d (07) | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
2.0t Vector Sport BioPower 4d Auto (07) | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
1.8t Vector Sport BioPower 4d (07) | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.8 XWD V6 Aero Carlsson 4d Auto | 37 | £7,807 | £1,114 | £968 | £742 | Get Quote |
Saab 9-3 insurance cost by location
Of all the other factors that affect the cost of your car insurance premium, one of the most important is your location.
To show the potential influence of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Saab 9-3 GT Line 1.5 BlueHDi 130 S&S 5d.
- Expensive: £12,373 (London SE1)
- Average: £1,838 (Newcastle NE1)
- Cheap: £1,610 (Galashiels TD1)
Which factors affect my Saab 9-3 insurance rate?
Along with insurance group, there are many key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £1,170 for insurance for a Saab 9-3 1.8i Vector Sport 4d, while you may pay £2,120 for a Saab 9-3 2.8 XWD V6 Aero 4d. That’s an extra £142 per year you’ll pay for the same vehicle with an engine that’s one litre bigger.
- Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £2,202 for insurance for a Saab 9-3 2.0t Vector Sport 4d, while the same 30-year-old in Newcastle may only pay £831. In this example, that’s £128 per year extra it would cost to insure this vehicle if you moved from Newcastle to London.
- Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £4,810 for the Saab 9-3 1.8t Airflow 4d, while the average 40-year-old Londoner will only pay £1,015. That’s an extra £826 per year that the younger driver would have to pay in this example.
Other factors that influence the cost of your insurance include:
- The model of your car
- The age of your car
- Your car’s safety rating score
- Your car’s security features
- Your car’s anti-theft precautions
- Your car usage
- Your driving history
- Your no-claim discount
- Your credit history
- Your occupation
- Your marital status
How can I save on my Saab 9-3 premium?
Car insurance can be expensive, but there’s no need to let it break the bank. Here are some ideas to lower the cost of your premium.
- Limit your annual mileage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
- Pay annually rather than monthly. Some insurers charge interest if you choose to pay monthly. Avoid the possibilities of being charged interest on monthly payments.
- Install extra safety precautions. Extra safety measures make your car less risky to insure. That’s why many insurers are happy to lower your premium when you do so.
- Shop around for the best deal every year. Don’t blindly settle for the renewal price offered to you. There are likely to be cheaper options out there, so go find them using price comparison websites.
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