Rooster car insurance aims to stand out from its competitors by offering car insurance quotes based on how its customers actually drive, rather than “crude demographics” such as age, occupation or marital status.
This might intrigue younger drivers, who are traditionally charged a lot more for car insurance.
In this guide, we’ll explore whether Rooster car insurance is an insurer worth considering.
How Rooster car insurance works
To receive a quote from Rooster car insurance, you’ll need to download the Rooster app and take a photo of your driving licence.
From there, you’ll need to make sure your phone is in your car for a few weeks’ worth of journeys. The Rooster app will then measure your driving behaviour and determine how good of a driver you are. You’ll then be offered a quote based on this rating.
These quotes are valid for 60 days. You can customise your policy and pay for it all within the Rooster app.
If you’re judged to be a bad driver, Rooster will refuse to insure you altogether. This allows it to pay out less in claims and pass the savings onto good drivers.
On top of that, you’ll receive £30 for every friend you refer.
Who is eligible for Rooster car insurance?
You have to be aged at least 20 and have 12 months or more of driving experience.
What types of policy are on offer?
Rooster offers comprehensive policies only.
Claims process
Rooster prides itself on a simple claims process.
When you need to make a claim, you’re encouraged to take photos of your vehicle to support the claim.
After that, you need to call 0333 400 1328 and give a few details of the incident. Rooster’s claims team will handle everything from there.
Rooster customer reviews
At the time of writing, Rooster car insurance had attracted 15 reviews on Trustpilot, receiving an average rating of 4.5 out of 5.
Pros and cons
Pros
- Your quote is based on your driving performance
- High levels of cover
- You’ll receive £30 for each friend you refer
Cons
- Rooster car insurance is only available once you’ve turned 20 and have been driving for at least 12 months
- The “Test Drive” is compulsory, which some might consider a hassle
Our verdict
Rooster car insurance works with a reputable underwriter and offers a revolutionary method of calculating quotes. It’s worth a shot if you’re willing to wait a few weeks for the results of your Test Drive.
Frequently asked questions
More guides on Finder
-
Why is car insurance so expensive?
Discover why your car insurance might have doubled and explore practical steps to lower your premium.
-
Range Rover Evoque insurance group and cost
Find out the cost and car insurance group of a Range Rover Evoque, and see how much you could pay based on age, location and model.
-
Low insurance group cars
Cars in low insurance groups are among the cheapest to insure, excelling in key factors that influence car premiums.
-
Petrol prices around the world: Interactive map
Use our interactive map to find out the price of petrol in different countries around the world, including the UK and the US.
-
LV= car insurance review
Get the lowdown on the car insurance from LV= to see what’s included in the cover, pros and cons of the policy and whether it’s right for you.
-
The UK’s best car insurance companies
Check out our list of the top 10 car insurance companies to find the right cover for your car. Compare options to find cover that won’t break the bank.
-
Ford Kuga insurance group & costs
Read our comprehensive guide and find out how much it may cost you to insure a Ford Kuga and how to save on your car insurance premiums.
-
Ford Focus insurance group and cost
Read our comprehensive guide and find out how much it may cost you to insure a Ford Focus and how to save on your car insurance premiums.
-
How to get cheap car insurance
Good car insurance doesn’t have to be expensive. Compare cheap car insurance quotes to start saving today.
-
Get agreed value car insurance quotes online
Find out how agreed value car insurance works and if it’s the right option for you.