The Renault Twingo is a small city car, originally produced in 1992, now in its third generation. It’s affordable, reliable and fun to drive. In this guide, you’ll learn how much it costs to insure based on the specific model version as well as the demographics of the driver.
What insurance group does the Renault Twingo fall under?
All vehicles are given a specific car insurance group that ranges from 1 (cheapest) to 50 (most expensive) based on how expensive they should be to insure. Car insurance companies use these groups to determine the cost of your premium. A Renault Twingo can be found in insurance groups ranging from 2 to 11, meaning the car insurance will be on the cheap side.
However, the costs will vary depending on the specific model of Renault Twingo you have and the insurance group it falls under. As an example, a 30-year-old driver in an average postcode could pay around £553 for cover on a Renault Twingo 1.0 SCE Expression 5d that is in insurance group 2 or around £699 for a Renault Twingo GT TCe 110 5d that is in insurance group 11. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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The table above shows the average cost of Renault Twingo insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premium, one of the biggest being your location.
To show the potential influence of your home address, we have pulled together some average quotes for a 30-year-old living in three different locations. The quotes are for a Renault Twingo 0.9 TCE Iconic 5d.
Expensive: £900 (London SE1)
Average: £562 (Newcastle NE1)
Cheap: £570.99 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Renault Twingo insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
Engine type and capacity. In general, cars with bigger engines cost more to insure. That’s because bigger engines cost more to repair or replace. As an example, it may cost £791 for insurance for a Renault Twingo 1.0 SCE Play 5d, while you may pay £942 for a Renault Twingo GT TCe 110 5d.
Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £762 for insurance for a Renault Twingo 1.0 SCE Expression 5d, while the same 30-year-old in Newcastle may only pay £553.
Driver age. The youngest drivers have to pay more for car insurance, because they are statistically the most likely to claim on their policies. As an example, the average 20-year-old driver in London may pay £2,739 for the Renault Twingo Iconic TCe 90 EDC auto 5d, while the average 40-year-old Londoner will only pay £746.
Other factors that influence the cost of your insurance include:
Your marital status
Your credit history and job
Your car’s safety rating score
The model of your car
The age of your car
Your car’s security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
No claim discount
How can I save on my Renault Twingo premium?
Car insurance is relatively cheap for a Renault Twingo, but you’ll surely still want to do all you can to find the best deal for a price that’s within your budget. Here are some ideas to help you do that.
Limit your car usage (where possible). Occasionally deciding to walk or getting public transport, rather than using your car, can help to save on your premium.
Pay annually rather than monthly. If you pay annually, you’ll usually save money, as most insurers charge interest on monthly premium payments.
Install extra safety precautions. The safer you make your car, the less of a risk you’ll be deemed. As such, by adding extra safety measures, you’re quite likely to lower your premium.
Don’t just accept your renewal quote. Insurance companies tend to save their best deals for new customers, so don’t blindly accept your renewal quote. Shop around for the best deal using price comparison websites – there may be cheaper options out there!
Bottom line
The Renault Twingo provides great value for money. It’s cheap to buy, run and insure. Plus, the tips in this guide will help you to reduce your premiums even further.
Frequently asked questions
Depending on the model version, you can potentially expect a Renault Twingo to reach a top speed of 113 miles per hour.
The Renault Twingo achieved a 4-star rating out of 5 in its Euro NCAP crash tests. This included a 78% rating for protecting adult occupants and an 81% rating for protecting child occupants.
The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Renault Twingo at dealerships, using online sellers or from current owners across the UK.
The Renault Twingo offers everything you could possibly want from a small city car. It’s affordable, reliable, economical, easy to drive, and really easy to park! It’s a great choice of entry-level vehicle.
You can compare the costs of Renault Twingo insurance using any price comparison website.
This car can be found in insurance groups ranging from 2 to 11, meaning the insurance will be very cheap compared to the average vehicle.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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Danny has written 335 Finder guides across topics including:
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