Renault Modus insurance group

The Renault Modus offers all the positive qualities of the Renault Clio coupe, while adding extra space for passengers and in the trunk. What’s more, it’s pretty much just as affordable to buy and run. In this guide, you’ll learn how much it costs to insure based on your age and location.

What insurance group does the Renault Modus fall under?

All vehicles are given a specific insurance group, ranging from 1 (cheapest) to 50 (most expensive), which helps insurers determine how much to charge for car insurance. These groups are based on how much it’s likely to cost the insurer to cover this car. Renault Modus vehicles can be found in insurance groups ranging from 5 to 14, meaning the car insurance will be on the cheap side.

However, the costs may vary slightly, depending on your chosen model and what group this fits in. As an example, a 30-year-old driver in an average postcode could pay around £641 for cover on a Renault Modus 1.2 Authentique 5d that is in insurance group 5 or around £688 for a Renault Modus 1.6 Privilege 5d that is in insurance group 12. This is a good comparison of the premiums that can apply when one vehicle is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Renault Modus insurance cost by location

The table above allows you to see the average cost of Renault Modus insurance, based on insurance groups and driver age. However, there are many other factors that affect the cost of your car insurance premiums.

Your location is one of the most significant of these factors. To show the potential influence of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Renault Modus 1.4 Oasis 5d.

• Expensive: £900 (London SE1)
• Average: £562 (Newcastle NE1)
• Cheap: £570.99 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Renault Modus insurance rate?

Here are some more key factors that have a significant impact on your insurance premium costs:

• Engine type and capacity. In general, you can expect to pay more to insure vehicles with larger engines. For example, it may cost £872 to insure a Renault Modus 1.2 Authentique 5d Euro 4, while you may pay £1,190 to cover a Renault Modus 1.6 Maxim 5d Auto. That’s a £74 difference per year for an engine that’s 0.4 litres bigger.
• Driver location. Where you live helps insurers determine the risk of your car being stolen or involved in an accident. If you live in an area where motorists are more likely to claim, you’ll pay more for your premiums. As an example, a 30-year-old in central London may pay £942 for insurance for a Renault Modus 1.6 Dynamique 5d, while the same 30-year-old in Newcastle may only pay £699. This price difference occurs because Londoners are far more likely to claim on their car insurance than motorists living in Newcastle.
• Driver age. The youngest drivers are most likely to claim on their car insurance, and that’s why they are charged far more. For example, the average 20-year-old driver in London may pay £4,296 for the Renault Modus 1.6 Initiale 5d, while the average 40-year-old Londoner will only pay £820. In this example, the average 20-year-old would have to pay almost double for Renault Modus insurance compared to a 40-year-old. This level of difference can apply for cheaper and more expensive cars too.

Other factors that influence the cost of your insurance include the following:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model and age of your car
• Your car’s security
• Your car’s extra anti-theft precautions
• Annual miles driven
• Your car usage
• Your no claims discount

How can I save on my Renault Modus premiums?

When searching for car insurance, it’s in your best interests to track down the cheapest deal you can. Thankfully, there are a number of tricks you can try to lower the cost of your premium, and we’ve listed some of the best ones below.

• Limit your car usage (where possible). Insurers will ask for your annual mileage when you apply for car insurance. If you can lower yours by using your car less often, it can help to save on your premiums.
• Pay annually rather than monthly. While it’s not always possible to pay for a year’s worth of car insurance in one go, you’ll usually save money by doing so. This is because a lot of insurers charge interest on monthly insurance payments.
• Install extra safety precautions. The safer you can make your car, the less of a risk it will be for companies to insure. That’s why insurers will often reward you with lower premiums when you install additional safety precautions.
• Don’t blindly accept your renewal quote. Make sure to use price comparison websites to shop around for the best deal every year. There may be cheaper options offered by other insurers.

Bottom line

The Renault Modus is a great family car, which provides great value for money, including insurance costs. Better yet, the tips in this guide will help you reduce your premiums even further.

Frequently asked questions

• What is the top speed of a Renault Modus?

  You can expect a Renault Modus to reach speeds of 116 miles per hour, depending on the model version.

• Is the Renault Modus safe?

  In its official Euro NCAP crash tests, the Renault Modus scored a full five stars for protecting adult occupants and four stars for protecting child occupants.

• How much car tax do I have to pay for the Renault Modus?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Renault Modus?

  You can buy this vehicle second-hand from dealerships, online sellers or current owners across the UK.

• What engine size is the Renault Modus?

  There are several engines sizes to choose from, ranging from 1.2 litres up to 1.6 litres.

• Is the Renault Modus any good?

  Some people don’t like the unorthodox design, and there are more powerful cars in this class. Still, for the price you pay, this vehicle delivers an enjoyable driving experience.

• Where can I find Renault Modus car insurance?

  You can compare the costs of Renault Modus car insurance using any price comparison website.

• Is a Renault Modus expensive to insure?

  No, this vehicle appears in car insurance groups ranging from 5 to 14, meaning your insurance will be on the cheap side compared to the average vehicle.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 347 Finder guides across topics including:

• Car, home and business insurance
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