Renault Captur insurance group and cost

The Renault Captur is an SUV, which has been made available by the French manufacturer since 2013 and is still being produced in the present day. A key benefit of this vehicle is that it tends to be cheaper than other SUVs to insure. In this guide, you’ll learn the key facts about insuring a Renault Captur including how much you can expect to pay to insure it.

Renault Captur car models fall within insurance groups 8–21, which means the cost of your premium should fall on the cheaper side in comparison to other makes and models.

However, the costs may vary slightly between insurance groups due to a number of different factors related to the vehicle such as the vehicle trim, the engine size and its safety rating. For example, a 30-year-old driver in an average postcode could pay around £699 for cover on a Renault Captur Iconic dCi 90 5d, or around £659 for a Renault Captur S Edition TCe 130 5d.

Using the table below, you can find out the insurance group of your Renault Captur model, and how much you’re likely to pay for your car insurance.

Renault Captur insurance groups and average cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Average Renault Captur insurance cost in the UK

To give you an idea of how much it would cost to insure your Renault Captur, we ran several quotes in order to obtain an average figure. Our results estimated that you could, on average, insure your Renault Captur with comprehensive cover for monthly payments of £76.23 or an annual sum of £865.45.

• How we got this rate

  To generate these figures we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1-litre engine
  • Factory fitted alarm system
  • Not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Driver is a homeowner
  • Driver is a 30-year-old teacher from London
  • £250 voluntary excess
  • Driving licence held for 10 years
  • 5 years no claim discount
  • Driver has not had any driving or other convictions in the last 5 years

Renault Captur insurance cost by location

There’s a number of factors that affect the cost of your insurance premium, including your job and marital status. However, your address is one of the most significant factors when assessing the cost of your insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Renault Captur GT Line dCi 90 5d.

• Expensive: £1,190 (London SE1)
• Average: £688 (Newcastle NE1)
• Cheap: £644.38 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect the insurance rate for my Renault Captur?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

• Engine type and capacity. You are more likely to pay a higher insurance premium if your car has a bigger and more powerful engine. The Renault Captur’s engines range from 0.9-litres up to 1.5-litres, so the premium can change. For example, you would pay around £935 for insurance on a 0.9-litre Renault Captur TCE (90bhp) Dynamique MediaNav 5d, while you could pay up to £1,059 for a 1.5-litre Renault Captur dCi (110bhp) Signature Energy 5d.
• Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident when calculating your insurance, and your location has a big impact on this. As an example, a 30-year-old in central London will pay £1,092 for insurance for a Renault Captur 1.2 TCE Signature Nav 5d Auto, while the same 30-year-old in Newcastle may only pay £712.
• Driver age. Like location, the age of the driver plays a huge role in determining the cost of your insurance premium. The average 20-year-old driver in London could pay £3,308 for the Renault Captur Play dCi 90 5d, while the average 40-year-old Londoner will only pay £824.

However, there are several other factors that can also impact the price of your premium. These include:

• Your marital status
• Your credit history and job
• Your car’s safety rating, security and anti-theft precautions
• Likelihood of theft
• The model and age of your car
• Your driving activity
• Your driving history
• No claim discount

How can I save on my Renault Captur premium?

Depending on your individual circumstances, car insurance doesn’t always come cheap. If you add this to additional costs such as car tax, petrol, MOTs, servicing and maintenance, it can cost a lot to be on the road.

Thankfully, there are a few things you can do to reduce your car insurance premium for your Renault Captur, and we’ve listed them below:

• Avoid any driving convictions. It may sound obvious, but having convictions on your record will make your premium more expensive.
• Be economical about your car usage. You could save money on your insurance by being more sparing with your car usage. Opting for public transport or walking when you can will help keep your mileage, and premium, lower.
• Pay annually rather than monthly. By paying annually, you can do away with the interest on monthly instalments.
• Install extra safety precautions. The safer you make your car, the better your premium will be. By investing in extra safety features, your vehicle will be more secure and less of a risk to insure.
• Don’t just accept your renewal quote. When it’s time for renewal, make sure you compare your options – you’ll be surprised at how much you could save by assessing your options.

Bottom line

You can expect to pay less than the average rate to insure a Renault Captur, and that’s not the only reason to buy this distinctive and flexible vehicle. You can reduce your insurance premiums using the tips in this guide, making it even cheaper to insure.

Frequently asked questions

• What is the top speed of a Renault Captur?

  Renault Capturs can reach a top speed of 130.5mph.

• Is the Renault Captur safe?

  The Renault Captur was awarded 5 stars out of 5 under the 2019 Euro NCAP safety analysis. Although the Renault Captur scored well for adult occupant safety (96%) and child occupant safety (83%), it did secure a slightly lower score of 74% for safety assistance measures.

• How much car tax do I have to pay for the Renault Captur?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Renault Captur?

  You can buy a Renault Captur by visiting your local Renault retailer. There is also a range of used Renault Capturs available to buy through various motor resellers and websites such as AutoTrader or Motors.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 347 Finder guides across topics including:

• Car, home and business insurance
• Helping people save money on their insurance
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• Giving valuable insights to website visitors