Porsche Cayenne insurance group

The Porsche Cayenne is a luxury SUV, providing power and style. This guide explains everything you need to know about buying car insurance for this vehicle.

Why choose a Porsche Cayenne?

There aren’t many SUVs that combine style and power as well as this one. On top of that, it is packed with technological features and scored a full 5-star safety rating from Euro NCAP.

What insurance group does the Porsche Cayenne fall under?

When it comes to car insurance, all vehicles are given a specific insurance group before they are made available to buy. These groups range from 1 (cheapest) to 50 (most expensive to insure) and this helps insurers determine a suitable premium. The Porsche Cayenne can be found in insurance groups 40 to 50, meaning the car insurance will be very expensive compared to the average vehicle.

The costs will vary slightly, depending on the insurance group that your chosen model of the Cayenne appears in. For example, a 30-year-old driver in an average postcode could pay around £2,005 for cover on a Porsche Cayenne 3.0 D Diesel 5d Tiptronic S that is in insurance group 40 or around £2,537 for a Porsche Cayenne 3.6 S 5d Tiptronic S that is in insurance group 50. As you can see, that’s a significant difference for the same vehicle in two different insurance groups.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Porsche Cayenne insurance cost by location

The table above illustrates the average cost of insuring a Porsche Cayenne based on insurance groups and driver age. However, there are a lot of other factors that affect the cost of your car insurance premium, including where you live.

To show the impact that your address can have on your car insurance premium, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Porsche Cayenne 4.8 S 5d Tiptronic S.

• Expensive: £5,690 (London SE1)
• Average: £2,690 (Newcastle NE1)
• Cheap: £2,385 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Porsche Cayenne insurance rate?

Here are some more key factors that have a large impact on your insurance premium costs:

• Engine type and capacity. In general, cars with bigger engines cost more to insure. This is because larger engines cost more to repair and replace. It may cost £4,143 to insure a Porsche Cayenne 3.0D Diesel 245bhp 5d Tiptronic S, while you may pay £5,145 for a Porsche Cayenne 4.8 Turbo 10/14- 5d Tiptronic S.
• Driver location. Insurers will use previous claims data to estimate the likelihood of someone in your neighbourhood making a claim on their policy. This will affect the premium offered to you. For example, a 30-year-old in central London may pay £5,690 for insurance for a Porsche Cayenne 4.8 S 5d Tiptronic S, while the same 30-year-old in Newcastle may only pay £2,690. That’s a £153 difference between those living in these two cities, because Londoners are statistically more likely to make a claim.
• Driver age. The youngest drivers are charged higher premiums as they are statistically the most likely to claim on their policy. As an example, the average 20-year-old driver in London may pay £38,774 for the Porsche Cayenne 4.2D S Diesel Tiptronic S 5d, while the average 40-year-old Londoner will only pay £4,600. That’s a £1,004 difference based solely on the age of the driver.

Other factors that influence the cost of your insurance include:

• Your car usage
• Your no-claim discount
• Annual miles driven
• Your annual mileage
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Your marital status
• Your credit history and job

How can I save on my Porsche Cayenne premium?

Porsche Cayenne insurance tends to be more expensive than most other vehicles, so it’s worth doing what you can to keep costs down. We have listed some ideas for achieving this below.

• Limit your car usage (where possible). Reducing your annual mileage can help to save on your premium, so consider if there are any journeys you can occasionally take by foot or public transport.
• Pay annually rather than monthly. When you pay annually for car insurance, you eliminate the possibility of paying interest on monthly premiums.
• Install extra safety precautions. By installing additional safety features, you make yourself less of a risk in the eyes of insurers. For this reason, you can be rewarded with a lower premium, essentially meaning that these additions can eventually pay for themselves.
• Don’t just accept your renewal quote. Although it might be a hassle, it’s always worth shopping around for the best car insurance deal on the market. Don’t just settle for the renewal price given to you – there may be cheaper options out there!

Frequently asked questions

• What is the top speed of a Porsche Cayenne?

  Depending on the model version, you can potentially expect a Porsche Cayenne to reach a top speed of 152 miles per hour.

• Is the Porsche Cayenne safe?

  The Cayenne received a 5-star rating in its Euro NCAP crash test, including a 95% score for protecting adult occupants and 80% for protecting child occupants.

• How much car tax do I have to pay for the Porsche Cayenne?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Porsche Cayenne?

  You can buy a Porsche Cayenne from dealerships, online sellers or second-hand from current owners across the UK.

• What engine size is the Porsche Cayenne?

  Engine sizes range from 3.0 litres all the way up to 4.8 litres.

• Is the Porsche Cayenne any good?

  It’s not just the glamour of the Porsche brand, this car’s driving experience delivers the goods too.

• Where can I find Porsche Cayenne car insurance?

  You can find Porsche Cayenne car insurance on any price comparison website.

• Is a Porsche Cayenne expensive to insure?

  Yes, Porsche Cayenne models appear in car insurance groups ranging from 40 to 50, meaning the insurance will be on the expensive side.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 336 Finder guides across topics including:

• Car, home and business insurance
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