The Porsche 911 has developed a reputation as one of the most-beloved sports cars available to buy over the last few decades. Its acceleration will wow you, its handling will delight you and its appearance will turn heads. It’s incredibly dependable too. It really is the whole package, although you’ll pay a lot to buy and insure this vehicle. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.
What insurance group does the Porsche 911 fall under?
All vehicles are assigned a specific insurance group from 1-50 based on how expensive they should be to insure. Group 1 has the cheapest cars to insure, while Group 50 has the most expensive. Porsche 911 models can be found in insurance groups 46 to 50, meaning this car will be one of the most costly to insure. As an example, a 30-year-old driver in an average postcode could pay around £1,797 for cover on a Porsche 911 Carrera 4 Coupe 2d that is in insurance group 46 or around £2,537 for a Porsche 911 GT3 PDK auto 2d that is in insurance group 50. This is a clear impact of the premium pricing that occurs when one car is in a much higher insurance group.
Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
---|---|---|---|---|---|---|
911 Carrera 4 Coupe 2d | 46 | £16,405 | £1,797 | £1,691 | £1,592 | Get Quote |
911 Carrera 4 Coupe 2d PDK | 46 | £16,405 | £1,797 | £1,691 | £1,592 | Get Quote |
911 (991) Carrera Coupe 2d | 46 | £16,405 | £1,797 | £1,691 | £1,592 | Get Quote |
911 (991) Carrera Coupe 2d PDK | 46 | £16,405 | £1,797 | £1,691 | £1,592 | Get Quote |
911 (991) 3.0 Carrera Coupe (09/15-) 2d | 47 | £18,845 | £3,079 | £3,001 | £2,842 | Get Quote |
911 (991) 3.0 Carrera Coupe (09/15-) 2d PDK | 47 | £18,845 | £3,079 | £3,001 | £2,842 | Get Quote |
911 (991) 3.0 Carrera 4 Coupe (10/15-) 2d | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) 3.0 Carrera 4 Coupe (10/15-) 2d PDK | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
2dr R Coupe 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
911 (991) Carrera Coupe 50th Anniversary 2d | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) Carrera Coupe 50th Anniversary 2d PDK | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
GT3 2dr 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
GT3 PDK auto 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
GT2 RS PDK auto 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
GT3 RS PDK auto 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
911 (991) Carrera Coupe S 2d | 47 | £18,845 | £3,079 | £3,001 | £2,842 | Get Quote |
911 (991) Carrera Coupe S 2d PDK | 47 | £18,845 | £3,079 | £3,001 | £2,842 | Get Quote |
911 (991) 3.0 Carrera Coupe S (09/15-) 2d | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) 3.0 Carrera Coupe S (09/15-) 2d PDK | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) Carrera 4 S Coupe 2d | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) Carrera 4 S Coupe 2d PDK | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) 3.0 Carrera 4 S Coupe (10/15-) 2d | 49 | £17,607 | £2,531 | £1,998 | £1,859 | Get Quote |
911 (991) 3.0 Carrera 4 S Coupe (10/15-) 2d PDK | 49 | £17,607 | £2,531 | £1,998 | £1,859 | Get Quote |
Carrera T 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
Carrera T PDK auto 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
911 (991) GTS Carrera 4 Coupe 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
911 (991) GTS Carrera 4 Coupe 2d PDK | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
911 (991) GTS Carrera Coupe 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
911 (991) GTS Carrera Coupe 2d PDK | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
Carrera 4 GTS 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
Carrera 4 GTS PDK auto 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
Carrera GTS 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
Carrera GTS PDK auto 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
Turbo S Exclusive Series PDK auto 2d | 50 | £16,407 | £2,537 | £1,889 | £1,807 | Get Quote |
911 (991) Carrera Coupe Black Edition 2d | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) Carrera Coupe Black Edition 2d PDK | 48 | £20,218 | £2,354 | £1,876 | £1,549 | Get Quote |
911 (991) Carrera 4 Coupe Black Edition 2d | 49 | £17,607 | £2,531 | £1,998 | £1,859 | Get Quote |
911 (991) Carrera 4 Coupe Black Edition 2d PDK | 49 | £17,607 | £2,531 | £1,998 | £1,859 | Get Quote |
Porsche 911 insurance cost by location
There are various other factors that affect the cost of your car insurance premiums, including your home address.
To highlight the impact of your postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Porsche 911 GT3 2dr 2d.
- Expensive: £5,145 (London SE1)
- Average: £2,537 (Newcastle NE1)
- Cheap: £2,591 (Galashiels TD1)
Which factors affect my Porsche 911 insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. Cars with larger and more powerful engines tend to cost more to insure as these engines cost more to repair or replace. For example, it may cost £6,283 for insurance for a Porsche 911 Carrera 4 Coupe 2d PDK, while you may pay £5,145 for a Porsche 911 Carrera GTS PDK auto 2d. That’s an extra £30 per year for the same vehicle with a more powerful engine.
- Driver location. Insurers will use your home address to predict the risk of your car being stolen or involved in an accident, and this will affect the cost of insurance. As an example, a 30-year-old in central London may pay £5,145 for insurance for a Porsche 911 Carrera 4 GTS 2d, while the same 30-year-old in Newcastle may only pay £2,537. So, in this example, the Londoner would pay an extra £83 per year to insure the same vehicle.
- Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £42,524 for the Porsche 911 Carrera T 2d, while the average 40-year-old Londoner will only pay £4,234. That’s an extra £982 per year the younger driver would pay in this example.
Other factors that influence the cost of your insurance include the following:
- Your annual mileage
- Your driving history and activity, including your no-claims discount
- Your marital status
- Your credit history
- Your job
- The model and age of your car
- Your car’s safety rating and security features
- Your car’s extra anti-theft precautions
How can I save on my Porsche 911 premiums?
Car insurance can be expensive, but there is plenty you can do to stop it from breaking the bank. Here are some ideas to lower the cost of your premium.
- Limit your annual mileage (where possible). If you can declare a lower annual mileage, you’ll be judged as a lower risk of getting into an accident. So, consider whether you can occasionally travel by foot or public transport, rather than using your car.
- Pay annually rather than monthly. Some insurers charge interest if you decide to pay your premiums monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly repayments.
- Install extra safety precautions. By adding extra safety measures, you make your car less of a risk for companies to insure. That’s why many insurers are happy to lower your premium when you do so.
- Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. Search price comparison websites to find the cheapest deals from competitors.
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