Porsche 911 insurance group

The Porsche 911 has developed a reputation as one of the most-beloved sports cars available to buy over the last few decades. Its acceleration will wow you, its handling will delight you and its appearance will turn heads. It’s incredibly dependable too. It really is the whole package, although you’ll pay a lot to buy and insure this vehicle. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Porsche 911 fall under?

All vehicles are assigned a specific insurance group from 1-50 based on how expensive they should be to insure. Group 1 has the cheapest cars to insure, while Group 50 has the most expensive. Porsche 911 models can be found in insurance groups 46 to 50, meaning this car will be one of the most costly to insure. As an example, a 30-year-old driver in an average postcode could pay around £1,797 for cover on a Porsche 911 Carrera 4 Coupe 2d that is in insurance group 46 or around £2,537 for a Porsche 911 GT3 PDK auto 2d that is in insurance group 50. This is a clear impact of the premium pricing that occurs when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Porsche 911 insurance cost by location

There are various other factors that affect the cost of your car insurance premiums, including your home address.

To highlight the impact of your postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Porsche 911 GT3 2dr 2d.

• Expensive: £5,145 (London SE1)
• Average: £2,537 (Newcastle NE1)
• Cheap: £2,591 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Porsche 911 insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. Cars with larger and more powerful engines tend to cost more to insure as these engines cost more to repair or replace. For example, it may cost £6,283 for insurance for a Porsche 911 Carrera 4 Coupe 2d PDK, while you may pay £5,145 for a Porsche 911 Carrera GTS PDK auto 2d. That’s an extra £30 per year for the same vehicle with a more powerful engine.
• Driver location. Insurers will use your home address to predict the risk of your car being stolen or involved in an accident, and this will affect the cost of insurance. As an example, a 30-year-old in central London may pay £5,145 for insurance for a Porsche 911 Carrera 4 GTS 2d, while the same 30-year-old in Newcastle may only pay £2,537. So, in this example, the Londoner would pay an extra £83 per year to insure the same vehicle.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £42,524 for the Porsche 911 Carrera T 2d, while the average 40-year-old Londoner will only pay £4,234. That’s an extra £982 per year the younger driver would pay in this example.

Other factors that influence the cost of your insurance include the following:

• Your annual mileage
• Your driving history and activity, including your no-claims discount
• Your marital status
• Your credit history
• Your job
• The model and age of your car
• Your car’s safety rating and security features
• Your car’s extra anti-theft precautions

How can I save on my Porsche 911 premiums?

Car insurance can be expensive, but there is plenty you can do to stop it from breaking the bank. Here are some ideas to lower the cost of your premium.

• Limit your annual mileage (where possible). If you can declare a lower annual mileage, you’ll be judged as a lower risk of getting into an accident. So, consider whether you can occasionally travel by foot or public transport, rather than using your car.
• Pay annually rather than monthly. Some insurers charge interest if you decide to pay your premiums monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly repayments.
• Install extra safety precautions. By adding extra safety measures, you make your car less of a risk for companies to insure. That’s why many insurers are happy to lower your premium when you do so.
• Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. Search price comparison websites to find the cheapest deals from competitors.

Frequently asked questions

• What is the top speed of a Porsche 911?

  Depending on the model version, you can potentially expect your Porsche 911 to reach a top speed of 205 miles per hour.

• Is the Porsche 911 safe?

  While it hasn’t been officially crash-tested by Euro NCAP, the Porsche 911 is generally regarded as reliable by reviewers. Indeed, Porsche has a good history of producing vehicles that fare well in crash tests, so you should have little to worry about with this vehicle.

• How much car tax do I have to pay for the Porsche 911?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Porsche 911?

  You can buy a Porsche 911 at dealerships, using online sellers or from a current owner.

• Where can I find Porsche 911 car insurance?

  You can compare the costs of Porsche 911 car insurance using any price comparison website.

• Is a Porsche 911 expensive to insure?

  Porsche 911 models can be found in insurance groups ranging from 46 to 50. This means they will always be among the most expensive cars on the road to insure.

Written by

Danny Butler

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

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