
Polestar 2 insurance groups and cost
In the table below, we show you the insurance group for each Polestar 2 model and also the likely cost at a few different ages.
Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
---|---|---|---|---|---|---|
Polestar 2 Fastback 165kW 63kWh Standard Range Single Motor 5dr Auto | 34 | £1,549.25 | £891.08 | £756.41 | £696.03 | |
Polestar 2 Fastback 165kW 63kWh Standard Range SM [Pilot] 5dr Auto | 34 | £1,549.25 | £891.08 | £756.41 | £696.03 | |
Polestar 2 Fastback 165kW 63kWh Standard Range SM [Plus] 5dr Auto | 35 | £1,951.55 | £1,055.05 | £952.11 | £921.24 | |
Polestar 2 Fastback 165kW 63kWh Standard Range SM Pilot/Plus 5dr Auto | 35 | £1,951.55 | £1,055.05 | £952.11 | £921.24 | |
Polestar 2 Fastback 170kW 78kWh Long Range Single Motor 5dr Auto | 35 | £1,951.55 | £1,055.05 | £952.11 | £921.24 | |
Polestar 2 Fastback 170kW 78kWh Long Range SM [Pilot] 5dr Auto | 35 | £1,951.55 | £1,055.05 | £952.11 | £921.24 | |
Polestar 2 Fastback 170kW 78kWh Long Range SM [Pilot/Plus] 5dr Auto | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | |
Polestar 2 Fastback 170kW 78kWh Long Range SM [Plus] 5dr Auto | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | |
Polestar 2 Fastback 220kW 82kWh Long Range Single Motor 5dr Auto | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | |
Polestar 2 Fastback 220kW 82kWh Long Range SM [Pilot] 5dr Auto | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | |
Polestar 2 Fastback 220kW 82kWh Long Range SM [Plus] 5dr Auto | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | |
Polestar 2 Fastback 220kW 82kWh Long Range SM Pilot/Plus 5dr Auto | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | |
Polestar 2 Fastback 300kW 78kWh Long Range Dual Motor 5dr 4WD Auto | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Polestar 2 Fastback 300kW 78kWh Long Range DM [Pilot] 5dr 4WD Auto | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Polestar 2 Fastback 300kW 78kWh Long Range DM [Plus] 5dr 4WD Auto | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Polestar 2 Fastback 300kW 78kWh Long Range DM Pilot/Plus 5dr 4WD Auto | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Polestar 2 Fastback 350kW 78kWh LR DM [Performance] 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 350kW 78kWh LR DM [Pilot/Performance] 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 350kW 78kWh LR DM [Pilot/Plus/Perf] 5dr 4WD Auto | 45 | £2,403.40 | £1,299.41 | £978.16 | £912.43 | |
Polestar 2 Fastback 350kW BST Edition 230 78kWh LR DM 5dr 4WD Auto | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | |
Polestar 2 Fastback 350kW BST Edition 270 78kWh LR DM 5dr 4WD Auto | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | |
Polestar 2 Fastback 310kW 82kWh Long Range Dual Motor 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 310kW 82kWh Long Range DM [Pilot] 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 310kW 82kWh Long Range DM [Plus] 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 310kW 82kWh Long Range DM Pilot/Plus 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 350kW 82kWh LR DM [Performance] 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 350kW 82kWh LR DM [Pilot/Performance] 5dr 4WD Auto | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Polestar 2 Fastback 350kW 82kWh LR DM [Pilot/Plus/Perf] 5dr 4WD Auto | 45 | £2,403.40 | £1,299.41 | £978.16 | £912.43 |
Average Polestar 2 insurance cost
To provide you with an idea of how much it may cost you to insure your Polestar 2, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Polestar 2 with a comprehensive policy for £1,875.67 yearly, or £161.27 paying monthly.
Polestar 2 insurance cost by location
The table above shows the average cost of Polestar 2 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.
To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Polestar 2 Fastback 170kW 78kWh Long Range SM [Plus] 5dr Auto.
- Expensive: £1,998.50 (London E10)
- Mid-range: £947.00 (Chester CH1)
- Cheap: £800.14 (Newquay TR8)
What factors affect my Polestar 2 insurance rate?
We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:
- Your marital status
- Your credit history and job
- Your car's safety rating score
- The model of your car
- The age of your car
- Your car's security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No-claims discount
How can I save on my Polestar 2 premiums?
When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
- Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
- Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
- Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.
Bottom line
As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Polestar 2 you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £474.65 to £16,359.52, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.
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