Polestar 2 insurance group

Find out how much it costs to insure a Polestar 2 and how you can save on your car insurance premiums.

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Polestar 2 models range from insurance groups 34 to 46, so the cost of insurance can vary significantly depending on which model you have.

Polestar 2 insurance groups and cost

In the table below, we show you the insurance group for each Polestar 2 model and also the likely cost at a few different ages.

Model / Version
Group (1-50)
Age 20yrs
Age 30yrs
Age 40yrs
Age 50yrs
Link
Polestar 2 Fastback 165kW 63kWh Standard Range Single Motor 5dr Auto
34
£1,549.25
£891.08
£756.41
£696.03
Polestar 2 Fastback 165kW 63kWh Standard Range SM [Pilot] 5dr Auto
34
£1,549.25
£891.08
£756.41
£696.03
Polestar 2 Fastback 165kW 63kWh Standard Range SM [Plus] 5dr Auto
35
£1,951.55
£1,055.05
£952.11
£921.24
Polestar 2 Fastback 165kW 63kWh Standard Range SM Pilot/Plus 5dr Auto
35
£1,951.55
£1,055.05
£952.11
£921.24
Polestar 2 Fastback 170kW 78kWh Long Range Single Motor 5dr Auto
35
£1,951.55
£1,055.05
£952.11
£921.24
Polestar 2 Fastback 170kW 78kWh Long Range SM [Pilot] 5dr Auto
35
£1,951.55
£1,055.05
£952.11
£921.24
Polestar 2 Fastback 170kW 78kWh Long Range SM [Pilot/Plus] 5dr Auto
36
£1,795.79
£947.00
£829.72
£807.78
Polestar 2 Fastback 170kW 78kWh Long Range SM [Plus] 5dr Auto
36
£1,795.79
£947.00
£829.72
£807.78
Polestar 2 Fastback 220kW 82kWh Long Range Single Motor 5dr Auto
40
£2,497.85
£1,182.11
£1,154.65
£1,006.90
Polestar 2 Fastback 220kW 82kWh Long Range SM [Pilot] 5dr Auto
40
£2,497.85
£1,182.11
£1,154.65
£1,006.90
Polestar 2 Fastback 220kW 82kWh Long Range SM [Plus] 5dr Auto
40
£2,497.85
£1,182.11
£1,154.65
£1,006.90
Polestar 2 Fastback 220kW 82kWh Long Range SM Pilot/Plus 5dr Auto
40
£2,497.85
£1,182.11
£1,154.65
£1,006.90
Polestar 2 Fastback 300kW 78kWh Long Range Dual Motor 5dr 4WD Auto
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Polestar 2 Fastback 300kW 78kWh Long Range DM [Pilot] 5dr 4WD Auto
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Polestar 2 Fastback 300kW 78kWh Long Range DM [Plus] 5dr 4WD Auto
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Polestar 2 Fastback 300kW 78kWh Long Range DM Pilot/Plus 5dr 4WD Auto
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Polestar 2 Fastback 350kW 78kWh LR DM [Performance] 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 350kW 78kWh LR DM [Pilot/Performance] 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 350kW 78kWh LR DM [Pilot/Plus/Perf] 5dr 4WD Auto
45
£2,403.40
£1,299.41
£978.16
£912.43
Polestar 2 Fastback 350kW BST Edition 230 78kWh LR DM 5dr 4WD Auto
46
£2,460.13
£1,350.17
£1,076.48
£989.03
Polestar 2 Fastback 350kW BST Edition 270 78kWh LR DM 5dr 4WD Auto
46
£2,460.13
£1,350.17
£1,076.48
£989.03
Polestar 2 Fastback 310kW 82kWh Long Range Dual Motor 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 310kW 82kWh Long Range DM [Pilot] 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 310kW 82kWh Long Range DM [Plus] 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 310kW 82kWh Long Range DM Pilot/Plus 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 350kW 82kWh LR DM [Performance] 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 350kW 82kWh LR DM [Pilot/Performance] 5dr 4WD Auto
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Polestar 2 Fastback 350kW 82kWh LR DM [Pilot/Plus/Perf] 5dr 4WD Auto
45
£2,403.40
£1,299.41
£978.16
£912.43

Average Polestar 2 insurance cost

To provide you with an idea of how much it may cost you to insure your Polestar 2, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Polestar 2 with a comprehensive policy for £1,875.67 yearly, or £161.27 paying monthly.

Polestar 2 insurance cost by location

The table above shows the average cost of Polestar 2 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Polestar 2 Fastback 170kW 78kWh Long Range SM [Plus] 5dr Auto.

  • Expensive: £1,998.50 (London E10)
  • Mid-range: £947.00 (Chester CH1)
  • Cheap: £800.14 (Newquay TR8)

What factors affect my Polestar 2 insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my Polestar 2 premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Polestar 2 you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £474.65 to £16,359.52, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’25). 51% of Confused.com car insurance customers could save £462.49.
Jason Loewenthal's headshot
Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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