One Call Insurance car insurance review
One Call Insurance promises to find you the best deal. Here's our analysis of its offering.

No-one wants to overpay for their car insurance. One Call Insurance says it will use its specialist knowledge to find you the best deal from among its panel of insurers – or elsewhere.
One Call Insurance is a car insurance broker that was established in 1995, when it offered car and home insurance to customers in South Yorkshire.
Since then, it has expanded and now offers car insurance to the whole of the UK, in addition to other financial products such as van, motorbike, home and travel insurance.
One Call Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority.
One Call’s Third Party cover
Third party cover is the minimum level of cover that is offered by One Call Insurance. To be on UK roads, all drivers are legally required to have at least this level of car insurance. If you are responsible for causing an accident, you’ll be protected for damage to third party vehicles or property. You won’t be protected for any damage to your own car. And don’t assume this is the cheapest option because it offers the least protection. Sometimes, this cover may work out more expensive than comprehensive. Check each cover level to see which offers the best value for you.
One Call’s Third Party Fire and Theft cover
You’ll get the same level of cover as third party but this will also provide protection against any fire damage or theft of your car.
One Call’s Comprehensive cover
This is the greatest level of cover on offer and will provide the same protection as the other levels as well as insuring your vehicle against accidental damage and vandalism. It’s always worth getting a quote for comprehensive cover, as in some cases, it can be cheaper than lower levels of cover due to the risk profile of customers who choose them.
The specific benefits to your insurance policy will vary depending on the level of cover you choose and the insurer that is able to provide the cover through One Call Insurance.
Check your policy details to ensure you have the right cover for your needs.
One Call Insurance offers policy bolt-ons including:
Any cover arranged through One Call Insurance is likely to become invalid if any of the following arises:
Check your policy for further details to confirm your cover is valid.
Your insurance excess is the amount of money you have to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.
A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.
Meanwhile, a compulsory excess amount might vary depending on the age of your car and your driving experience.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You should call the One Call Insurance Accident Helpline on 0203 738 7300 to report a claim. This 24-hour helpline is open seven days a week. You’ll need to have the following information to hand:
It’s important that you let your insurer know about an incident as soon as possible, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
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