The Nissan Pixo is a familiar sight on our roads today. It’s very much an urban car, with its 1-litre engine, light weight and small frame. Famed for its low running costs, how does the Nissan Pixo fare when it comes to insurance?
What insurance group does the Nissan Pixo fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Nissan Pixo models range from insurance group 2 to 4, meaning they’re among the cheapest cars to insure. As an example, a 30-year-old driver in an average postcode could pay around £553 for cover on a Nissan Pixo 1.0 Visia 5d that is in insurance group 2 or around £564 for a Nissan Pixo 1.0 Tekna 5d Auto that is in insurance group 4. This clearly shows the impact on premium pricing that occurs when 1 car is in a much higher insurance group.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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One of the biggest factors that affects your car insurance premium is your location.
To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Nissan Pixo 1.0 Visia 5d.
Expensive: £762 (London SE1)
Average: £553 (Newcastle NE1)
Cheap: £559 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Nissan Pixo insurance rate?
Besides the car’s particular insurance group, there are many other key factors that have a big impact on your insurance premium costs:
Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £762 for insurance for a Nissan Pixo 1.0 Acenta 5d Auto, while you may pay £848 for a Nissan Pixo 1.0 Tekna 5d. So, that’s an extra £15 per year you’ll pay for the long range engine.
Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, which affects the cost of insurance. For example, a 30-year-old in central London may pay £848 for insurance for a Nissan Pixo 1.0 Tekna 5d, while the same 30-year-old in Newcastle may only pay £564. That’s an extra £83 per year that the average 30-year-old would pay in London compared to Newcastle.
Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £2,109 for the Nissan Pixo 1.0 Acenta 5d Auto, while the average 40-year-old Londoner will only pay £679. That’s £1,023 more per year that the younger driver would pay in this scenario.
Other factors that influence the cost of your insurance include:
Unfortunately, car insurance can be expensive, but you don’t need to let it diminish your savings. Here are some ideas to help you lower the cost of your premium.
Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, this can help to save on your premium.
Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
Install extra safety precautions. This makes your car safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.
Facts about the Nissan Pixo
– It’s a rival for the Hyundai i10 and Kia Picanto – It doesn’t come with air conditioning – It weighs just 885kg
Bottom line
You get what you pay for with a Nissan Pixo. It’s a cheap city car that will get you from A to B and back again. It’s not the prettiest car on the road, but with relatively low insurance quotes, it really doesn’t need to be.
Frequently asked questions
Depending on the model version, you can expect a Nissan Pixo to reach a top speed of a lowly 96 miles per hour.
The Nissan Pixo hasn’t had a Euro NCAP crash test. But if the very similar Suzuki Alto is anything to go by, it’s probably averaging around 3 stars.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Nissan Pixo at dealerships, using online sellers or from a current owner.
In short, yes. The Nissan Pixo received a 4-star rating from Auto Car who described it as “surprisingly fun and frugal”. High praise indeed.
You can compare the costs of Nissan Pixo car insurance using any price comparison website.
The Nissan Pixo can be found in insurance groups ranging from 2 to 4. This means it’s among the cheapest cars to insure.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio
Read our comprehensive guide and find out how much it may cost you to insure a Nissan Qashqai and how to save on your car insurance premiums.
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