The Nissan Navara is a range of pick-up trucks that has been produced by the Japanese manufacturer since 1985. It produces all the power and off-road capabilities you can expect from a pick-up truck, but also the high cost of ownership associated with these vehicles too. This guide explains everything you need to know about insuring a Nissan Navara, including how to keep these costs down.
What insurance group does the Nissan Navara fall under?
All of the vehicles you see on the road have been assigned an insurance group, ranging from 1 (cheapest) to 50 (most expensive). These groups help insurers determine the cost of your premium. Nissan Navaras are found in insurance groups 11 to 12. For example, a 30-year-old driver in an average postcode could pay around £699 for cover on a Nissan Navara D22 that is in insurance group 11 or around £688 for a Nissan Navara D40 that is in insurance group 12.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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Out of all the factors that impact your car insurance premium, one of the most significant is your location.
To highlight this, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Nissan Navara D22.
Expensive: £942 (London SE1)
Average: £699 (Newcastle NE1)
Cheap: £652 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Nissan Navara insurance rate?
Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:
Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. As both the engines given for this make are similar, there is no need to compare between them.
Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £942 for insurance for a Nissan Navara D22, while the same 30-year-old in Newcastle may only pay £699.
Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £3,495 for the Nissan Navara D40, while the average 40-year-old Londoner will only pay £978.
Other factors that influence the cost of your insurance include:
Car insurance can be expensive for this vehicle, but there are ways to keep costs down. Here are some ideas.
Limit your annual mileage (where possible). Occasionally walk or catch public transport instead of using your car and you’ll be able to save on your premium.
Pay annually rather than monthly. This eliminates the possibility of being charged interest on monthly payments.
Install extra safety precautions. This makes your car safer, usually making insurers happier to lower your premium.
Shop around for the best deal each year. Don’t blindly settle for the renewal price offered to you. You’ll usually be able to use a price comparison website to find a better deal and switch to a competitor each year.
Facts about the Nissan Navara
The vehicle gets its name from the Navarre region in northern Spain.
There are 4 generations of this vehicle, named D21, D22, D40 and D23.
In some parts of the world, the vehicle is sold as the Nissan Frontier or a Nissan NP300.
Bottom line
The vehicle performs incredibly well, but it can be expensive to insure. Our guide should help you to keep costs down.
Frequently asked questions
Depending on the model version, you can expect a Nissan Navara to reach a top speed of 136 miles per hour.
In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating. This rating included a 79% rating for protecting adult occupants and 78% for protecting child occupants.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Nissan Navara at dealerships, using online sellers or from a current owner.
Yes, this vehicle has won Pick-Up Of The Year awards from various publications including Honest John and 4×4 Magazine.
You can compare the costs of Nissan Navara car insurance using any price comparison website.
The Nissan Navara can be found in insurance groups ranging from 11 to 12. This means they’re among the cheaper cars to insure.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
Danny's expertise
Danny has written 336 Finder guides across topics including:
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