Nissan Micra insurance cost

The Nissan Micra is a car that suits people from all walks of life as it doesn’t suit just one demographic. This car is popular on UK roads, and is a favourite amongst drivers. The supermini was first produced in 1982, and is now in its fifth generation, with its popularity still holding strong.

Keep reading to find out more about Nissan Micra car insurance costs and how you could save on your premiums.

Nissan Micra insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from group 1 (cheapest) to group 50 (most expensive) which helps determine the cost of your premium. Nissan Micra models range from insurance groups 1 to 11, so the cost of insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay around £695 for cover on a Nissan Micra Visia 1.0 71PS 5d, or around £699 for a Nissan Micra N-Connecta DIG-T 117 5d.

You can find the insurance group, and likely cost, of your Nissan Micra model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused)

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Average Nissan Micra insurance rates

To provide you with an idea of how much it could cost you to insure your Nissan Micra, we ran several quotes in order to obtain an average figure. Our results estimated that, on average, you could insure your Nissan Micra with a comprehensive policy for monthly instalments of £42.95, or an annual sum of £464.35. For our enquiries, we used the following information:

• The car is a 2018 model
• The driver is a 30-year-old teacher from London
• Manual transmission
• Petrol
• 10,000 mileage per year
• Factory fitted Thatcham approved alarm system
• Used for social, domestic and commuting purposes
• The car is not modified
• The car is parked in a car park during the day
• The car is parked on a driveway at night
• Five years no claims discount
• No driving or other convictions for the past 5 years

Which factors affect the cost of my Nissan Micra insurance?

Unfortunately, there are a lot of factors that are likely to impact the price of your premiums. We have listed a selection of these factors below:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your driving history and activity
• The size of your car’s engine
• No claims discount

How can I save on my Nissan Micra premiums?

Sometimes premiums rise and you’re left with unexpected, extra costs, and a financial headache. However, we have a selection of tips and tricks for you to try to prevent this from happening, and maybe even reduce them! Our advice includes:

• Pay annually rather than monthly. By paying annually, you could save an average of £51.05 a year!
• Make yourself a secure investment. If you keep a good credit rating and a clean history of no claims, you may be rewarded by your provider with lower premiums.
• Be economical about your car usage. Although it’s tempting to use your car for all your travelling needs, choosing alternative transport methods will help to keep your mileage low, which may lower your premiums.
• Don’t just accept your renewal quote. Most people simply accept their renewal quote, but you shouldn’t! When it’s time for renewal, make sure you shop around.
• Install extra safety precautions. Providers don’t like to insure risks, so the more secure you can make your car, the lower your premiums may be.
• Avoid driving convictions. Convictions of any kind will up your premium price, so try to avoid them.

Nissan Micra facts

• In Latin America, Japan and parts of Asia, the Nissan Micra is actually known as the Nissan March.
• According to What Car? Magazine, the K12 Nissan Micra is one of the most secure cars you can buy.
• In 1989, Nissan created a limited-edition model of the Micra called the ‘Super Turbo’. It was powered by 108 horsepower and is the fastest car Nissan has produced.

Bottom line

No matter what version you have, your Nissan Micra will generally be in the lower insurance group ratings anywhere between 1 – 11 out of 50. This will go some way in helping to keep your car insurance premiums low. However, there are other factors that may push your premiums up higher such as your driving history and mileage so it’s worth checking out what these are in order to change any that might be within your control.

You’re driving a small yet popular car so should have plenty of options in getting it insured. Shop around and compare deals to find the right policy for you.

Frequently asked questions

• What is the top speed of a Nissan Micra?

  Depending on the model version, you can expect a Nissan Micra to reach a top speed of 121 miles per hour.

• Is the Nissan Micra safe?

  When tested by Euro NCAP in 2017, the Nissan Micra was awarded a 4/5 safety rating. It scored impressively with adult occupant safety, achieving 91%, and got a great score of 79% for child occupant safety. Unfortunately, the Nissan Micra’s safety features only merited it a score of 49% for its safety assist. Because of its mediocre score, it might be worthwhile to invest in some optional features.

  As previously mentioned, the safer that your vehicle is, the lower your premiums may be. Whilst not scoring well for its safety assist, the new Nissan Micra does come with a selection of great safety features as standard. AEB City and AEB Inter-urban are fantastic features that can monitor the distance between your vehicle and an obstacle in front, and is designed to help you to avoid low-speed and rear-ending collisions. The Micra also comes with Speed Assistance which keeps you maintain the legal speed limit.

  If you find yourself wanting to invest in extra safety measures, you may wish to consider the AEB Pedestrian. Whilst the Micra scored 68% for pedestrian safety, this feature is fantastic and will help you if you encounter an unexpected obstacle. You could also consider the Lane Assist system that warns you if you are beginning to move from your lane and is designed to prevent you from drifting.

  It might be worth getting on the phone with your insurance provider and negotiating lower premiums for increase safety features.

• How much car tax do I have to pay for the Nissan Micra?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Nissan Micra?

  You can buy a Nissan Micra at dealerships, using online sellers or from a current owner.

• Where can I find Nissan Micra car insurance?

  You can compare the costs of Nissan Micra car insurance using any price comparison website.

Compare insurance for other Nissan models

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 347 Finder guides across topics including:

• Car, home and business insurance
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