Nissan Almera insurance group

The Nissan Almera is an affordable family car. In this guide, we’ll explore everything you need to know about insuring a Nissan Almera. It has been made available to buy by the Japanese manufacturer from 1995 until the present day.

What insurance group does the Nissan Almera fall under?

Nissan Almera car models fall within car insurance groups 14-22, which means the cost of your premium should fall somewhere in the middle in comparison to other makes and models.

The costs may vary slightly between different Nissan Almera insurance groups due to a number of different factors related to the vehicle. For example, a 30-year-old driver in an average postcode could pay around £712 for cover on a Nissan Almera 1.5 E 3d (insurance group 14) or around £613 for a Nissan Almera 1.8 16v SXE 5d that is in insurance group 18. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

Using the table below, you can find out the insurance group of your Nissan Almera model and how much you’re likely to pay for your car insurance.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Nissan Almera insurance cost by location

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Nissan Almera 1.5 E 5d.

• Expensive: £1,092 (London SE1)
• Average: £712 (Newcastle NE1)
• Cheap: £743.59 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Nissan Almera insurance rate?

Along with insurance group, there are a number of key factors that have a significant impact on your insurance premium costs. We have listed some of them below.

• Engine type and capacity. Cars with larger engines typically cost more to insure. For example, you may pay £1,092 for insurance for a Nissan Almera 1.5 Twister 3d, while the larger engine on a Nissan Almera 2.2 Di Sport 3D would cost £942. In this specific example, it costs an extra £55 to insure a vehicle with an engine 0.7 litres bigger.
• Driver location. Insurers consider where you live when deciding how much to charge for insurance. That’s because your address determines the level of risk that your car may be stolen or you’ll be involved in an accident. For example, a 30-year-old in central London may pay £1,092 for insurance for a Nissan Almera 1.5 Activ 3d, while the same 30-year-old in Newcastle may only pay £712. In this example, the driver in the London post code has to pay an extra £145 per year in comparison to the driver from Newcastle. This is no surprise as London has a much larger population and a higher crime rate.
• Driver age. Insurers consider the likelihood of someone your age making a claim. That’s why they charge the youngest drivers so much more than older motorists. The average 20-year-old driver in London may pay £2,356 for the Nissan Almera 1.8 Sport 3d, while the average 40-year-old Londoner will only pay £798. The younger driver has to pay almost double in this scenario and this will be the case for many other vehicles too.

Other factors that influence the cost of your insurance include the following:

• Your marital status
• Your credit history and job
• Your car’s safety rating, security features and anti-theft precautions
• The model and age of your car
• Your annual mileage, driving history and activity
• No claims discount

How can I save on my Nissan Almera premiums?

Here are some ideas to help you reduce the cost of your insurance premiums for your Nissan Almera.

• Limit your car usage (where possible). If you can reduce your annual mileage, insurers will usually reduce the cost of your premiums.
• Pay annually rather than monthly. If you pay annually, you avoid having to pay interest on monthly instalments.
• Install extra safety precautions. The safer your car is deemed to be, the less you’ll pay to insure it.
• Don’t just accept your renewal quote. Shop around for the best deal every year, instead of blindly accepting your renewal quote. You’ll usually find a cheaper deal with a rival insurer.

Bottom line

The Nissan Almera is a dependable and affordable, if slightly unexciting, family car. It costs less than the average rate to insure, and you can reduce your premiums even further by following the tips in this guide.

Frequently asked questions

• What is the top speed of a Nissan Almera?

  This car can reach a top speed of 107mph.

• Is the Nissan Almera safe?

  In its official crash safety ratings, the vehicle rated 4 out of 5 stars for protecting adult occupants, but just 2 stars for protecting pedestrians.

• How much car tax do I have to pay for the Nissan Almera?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Nissan Almera?

  You can buy a Nissan Almera online or by visiting your local Nissan Almera retailer. There is also a range of used Nissan Almeras available to buy through various motor resellers and websites such as AutoTrader or Motors.

• What engine size is the Nissan Almera?

  There are plenty of options for engine size, ranging from a 1.4-litre petrol up to a 2.2-litre turbo-diesel.

• Where can I find Nissan Almera car insurance?

  You can compare the costs of Nissan Almera car insurance using any price comparison website.

• Is a Nissan Almera expensive to insure?

  This depends on the specific model of Nissan Almera you have and the insurance group it falls under. Nissan Almera models can be found in car insurance groups 14-22, meaning the insurance will be on the relatively cheap side compared to other vehicles.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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