The Mitsubishi Outlander is a compact crossover, which has petrol and hybrid models. It’s more expensive to buy than its direct rivals, but its higher trims are packed with add-on, including a good range of safety features. That’s part of the reason why it’s typically cheaper to insure than its rivals. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.
What insurance group does the Mitsubishi Outlander fall under?
All vehicles are assigned a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your insurance premiums. Mitsubishi Outlander models can be found in insurance groups from 19 to 32, meaning costs will vary significantly. You can expect some vehicles to be below average and some above average, compared to the average vehicle. As an example, a 30-year-old driver in an average postcode could pay around £706 for cover on a Mitsubishi Outlander Juro Diesel 4WD auto 5d that is in insurance group 19 or around £934 for a Mitsubishi Outlander PHEV 4h 2.0 4WD auto 5d that is in insurance group 32. This is a clear impact of the premium pricing that occurs when one car is in a much higher insurance group.
Model / Version | Group (1-50) | 20yrs | 30yrs | 40yrs | 50yrs | Get quote |
---|---|---|---|---|---|---|
2.2 DI-D 2 5d | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
2.2 DI-D GX2 5d | 22 | £3,437 | £777 | £754 | £692 | Get Quote |
2.2 DI-D GX2 (10/15-) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
PHEV 3h (Leather) 2.0 4WD auto 5d | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
PHEV 3h 2.0 4WD auto 5d | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
2.2 DI-D 3 (Leather) 5d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.2 DI-D 3 (Leather) auto 5d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.2 DI-D 3 5d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.2 DI-D 3 auto 5d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.2 DI-D GX3 (Leather) 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.2 DI-D GX3 (Leather) 5d Auto | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.2 DI-D GX3 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.2 DI-D GX3 5d Auto | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.0 PHEV GX3h (09/15-) 5d Auto | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
2.0 PHEV GX3h (Leather) (09/15-) 5d Auto | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
2.0 PHEV GX3h (Leather) 5d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.0 PHEV GX3h 5d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.2 DI-D GX3 (10/15-) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.2 DI-D GX3 (10/15-) 5d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.2 DI-D GX3 (Leather) (10/15-) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.2 DI-D GX3 (Leather) (10/15-) 5d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
PHEV Verve 4WD 2.4 auto 5d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
Design CVT 4WD 2.0 auto 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
PHEV Design 4WD 2.4 auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
2.0 PHEV GX3h+ (Leather) 5d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
2.0 PHEV GX3h+ 5d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
Juro (Leather) Diesel 4WD 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Juro (Leather) Diesel 4WD auto 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Juro Diesel 4WD 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Juro Diesel 4WD auto 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Juro Petrol 4WD auto 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
PHEV 2.0 Hybrid Juro (Leather) auto 5d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
PHEV 2.0 Hybrid Juro auto 5d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
Juro Petrol Hybrid auto 4WD 5d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
Juro PHEV 4WD auto 5d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
Keiko 2.2 DI-D 4WD 5d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
Keiko 2.2 DI-D 4WD auto 5d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0 PHEV GX4hs (09/15-) 5d Auto | 22 | £3,437 | £777 | £754 | £692 | Get Quote |
2.2 DI-D GX4s 5d Auto | 22 | £3,437 | £777 | £754 | £692 | Get Quote |
2.0 PHEV GX4hs 5d Auto | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
4H PHEV 4WD auto 5d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
5H Petrol Hybrid 4WD auto 5d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
PHEV Exceed Safety auto 5d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
PHEV 2.0 Hybrid Kuto (Leather) auto 5d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
PHEV 2.0 Hybrid Kuto auto 5d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
Exceed CVT 4WD 2.0 auto 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
PHEV Exceed auto 5d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
2.0 PHEV GX5hs (01/16-) 5d Auto | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
2.0 PHEV GX5hs 5d Auto | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
4 Petrol 4WD auto 5d | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
PHEV 4h 2.0 4WD auto 5d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
2.2 DI-D 4 5d | 32 | £4,346 | £908 | £830 | £773 | Get Quote |
2.2 DI-D 4 auto 5d | 32 | £4,346 | £908 | £830 | £773 | Get Quote |
2.2 DI-D GX4 5d | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
2.2 DI-D GX4 5d Auto | 24 | £3,912 | £815 | £739 | £691 | Get Quote |
2.0 PHEV GX4h (09/15-) 5d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
2.0 PHEV GX4h 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.2 DI-D GX4 (10/15-) 5d | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.2 DI-D GX4 (10/15-) 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.2 DI-D GX5 5d Auto | 20 | £2,275 | £701 | £679 | £638 | Get Quote |
2.0 PHEV GX5h (01/16-) 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0 PHEV GX5h 5d Auto | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
PHEV 5h 2.0 4WD auto 5d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
Mitsubishi Outlander insurance cost by location
There are a number of factors that affect the cost of your car insurance premiums, including your home address.
In fact, this is arguably one of the most impactful aspects. To prove this, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mitsubishi Outlander 5H Petrol Hybrid 4WD auto 5d.
- Expensive: £2,179 (London SE1)
- Average: £934 (Newcastle NE1)
- Cheap: £1,099 (Galashiels TD1)
What factors affect my Mitsubishi Outlander insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, the bigger and more powerful the engine, the more you’ll pay for your car insurance. This is because these engines cost more to repair or replace. For example, it may cost £1,125 for insurance for a Mitsubishi Outlander 2.2 DI-D GX4s 5d Auto, while you may pay £1,600 for a Mitsubishi Outlander PHEV Exceed Auto 5d. That’s a £67 difference between this hybrid and diesel engine.
- Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,338 for insurance for a Mitsubishi Outlander 2.2 DI-D GX4 5d, while the same 30-year-old in Newcastle may only pay £815. That’s a £132 annual difference to insure the same car in two different cities.
- Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £22,523 for the Mitsubishi Outlander 2.2 DI-D 4 5d, while the average 40-year-old Londoner will only pay £1,353. In this example, the younger driver will pay almost double to insure this vehicle.
Other factors that influence the cost of your insurance include:
- Your annual mileage
- The model and age of your car
- Your car’s safety rating score
- Your car’s security features and extra anti-theft precautions
- Your credit history and job
- Your driving history and activity, including the no-claims discount.
- Your marital status
How can I save on my Mitsubishi Outlander premiums?
When searching for insurance, it’s always worth searching around for a deal within your budget. Car insurance shouldn’t break the bank, after all. With that in mind, here are some ideas to lower the cost of your premium.
- Limit your annual mileage (where possible). Your insurer will ask for your annual mileage whenever you apply for a policy. You can reduce this by occasionally walking or using public transport, rather than using your car, and save on your premiums.
- Pay annually rather than monthly. With some insurers, you’ll pay interest on top of monthly premium payments. You can eliminate this possibility by paying annually.
- Install extra safety precautions. You can make your vehicle less of a risk to insure by adding extra safety measures. Most insurers are happy to lower your premium when you do this.
- Shop around for the best deal. Don’t blindly settle for the renewal price given to you by your current insurer. Always search price comparison websites for a cheaper deal from competitors.
Bottom line
The Mitsubishi Outlander is a perfectly decent crossover, but it has to compete with so many great rivals. If you want a powerful crossover vehicle, you can expect to pay above the average rate to insure it. Thankfully, the advice in this guide will help you reduce the cost of your car insurance premiums.
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