Mitsubishi Colt insurance group

The Mitsubishi Colt is an affordable supermini vehicle, suitable for first-time drivers. It’s not the most powerful or glamorous vehicle, but it’s one of the more reliable cars on the road with a good fuel economy. In this guide, you’ll discover all you need to know about insuring this vehicle.

What insurance group does the Mitsubishi Colt fall under?

All vehicles are given a specific car insurance group that range from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Mitsubishi Colt models fall into insurance groups ranging between 10 and 26, meaning the car insurance will be on the cheap side compared to other vehicles.

The costs may vary slightly between different Mitsubishi Colt insurance groups, due to a number of different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £640 for cover on a Mitsubishi Colt 1.1 CZ1 3d that is in insurance group 10 or around £585 for a Mitsubishi Colt 1.5 CZT Black Hawk 3d that is in insurance group 26. This comparison is a good example of premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Mitsubishi Colt insurance cost by location

The table above shows the average cost of Mitsubishi Colt insurance based on its insurance group and your age. There are other factors that affect the cost of your car insurance premium though. One of these is your location.

To show the impact of your address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mitsubishi Colt 1.1 Black 5d.

• Expensive: £1,190 (London SE1)
• Average: £688 (Newcastle NE1)
• Cheap: £644 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Mitsubishi Colt insurance rate?

Along with its insurance group, here are some other key factors that have a significant impact on your insurance premium costs:

• Engine type and capacity. A car with a bigger engine will typically cost more to insure. For example, it may cost £839 to insure a Mitsubishi Colt 1.1 CZ1 3d, while you may pay £585 for a Mitsubishi colt 1.5 CZT Black Hawk 3d. So, in this example, you’ll pay £27 more for a Mitsubishi Colt with an engine that’s 0.4 litres bigger.
• Driver location. Your location plays a key role as far as the cost of your insurance. For example, a 30-year-old in central London may pay £1,465 for insurance for a Mitsubishi Colt 1.3 CZ2 3d, while the same 30-year-old in Newcastle may only pay £674. Motorists in London are more likely to make a claim than those in Newcastle and that’s why the price is so much more to insure a Mitsubishi Colt there.
• Driver age. Statistically, the youngest drivers represent the biggest risk to insurers, and that’s why they are likely to pay more insurance. The average 20-year-old driver in London may pay £4,397 for the Mitsubishi Colt 1.5 Elegance 5d Auto, while the average 40-year-old Londoner will only pay £862. This large price difference between the two ages is relatively normal regardless of the car being insured.

Other factors that influence the cost of your insurance include:

• Your driving history and activity
• Your no-claim discount
• Your annual mileage
• Your car’s security and any extra anti-theft precautions
• Your marital status
• Your job
• Your car’s safety rating score
• The model and age of your car

How can I save on my Mitsubishi Colt premium?

Whilst car insurance is a compulsory purchase, you don’t need it to empty your bank account. Here are some ideas to help you lower the cost of your premium.

• Limit your car usage (where possible). You’ll be asked for your annual mileage when applying for car insurance. The lower your mileage, the less you’ll pay for your insurance premium.
• Pay annually rather than monthly. If you choose to pay annually, you will avoid having to pay interest on your premium payments.
• Install extra safety precautions. These will make you less of a risk in the eyes of an insurance company, and they will be happy to lower your premium as a result.
• Don’t just accept your renewal quote. Shop around for the best deal when it is time to renew your insurance. There is likely to be a cheaper deal than what’s offered by your current provider.

Frequently asked questions

• What is the top speed of a Mitsubishi Colt?

  Depending on the model version, Mitsubishi Colts can reach top speeds of 96mph.

• Is the Mitsubishi Colt safe?

  In its official crash tests, the vehicle scored 4 out of 5 stars for protecting adult occupants and 3 out of 5 stars for protecting child occupants.

• How much car tax do I have to pay for the Mitsubishi Colt?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Mitsubishi Colt?

  These vehicles are available from dealerships all over the UK. You can buy them online or second-hand from existing owners.

• What engine size is the Mitsubishi Colt?

  This vehicle comes with a choice of a 1.1-litre, 1.3-litre or a 1.5-litre diesel engine.

• Is the Mitsubishi Colt any good?

  This vehicle is unlikely to turn any heads, but it’s a good affordable choice.

• Where can I find Mitsubishi Colt car insurance?

  You can compare the costs of insuring a Mitsubishi Colt on any price comparison website.

• Is a Mitsubishi Colt expensive to insure?

  This depends on the specific model of Mitsubishi Colt you are buying. These vehicles can be found in insurance groups ranging from groups 10 to 26, meaning it will usually be cheaper than the average car to insure.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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