Mini One insurance groups and cost
In the table below, we show you the insurance group for each Mini One model and also the likely cost at a few different ages.
Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
---|---|---|---|---|---|---|
1.5 One Classic 3d | 14 | £2,234 | £712 | £696 | £666 | Get Quote |
1.5 One Classic 5d | 15 | £1,787 | £674 | £655 | £592 | Get Quote |
1.5 One Exclusive 3d | 16 | £1,578 | £646 | £621 | £540 | Get Quote |
1.5 One Exclusive 5d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
1.5 One Sport 3d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
1.5 One Sport 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
1.5 One Classic Nav+ 3d | 15 | £1,787 | £674 | £655 | £592 | Get Quote |
1.5 One Classic Nav+ 5d | 16 | £1,578 | £646 | £621 | £540 | Get Quote |
1.5 One Exclusive Nav+ 3d | 17 | £2,199 | £659 | £653 | £579 | Get Quote |
1.5 One Exclusive Nav+ 5d | 18 | £1,513 | £613 | £577 | £524 | Get Quote |
Average Mini One insurance cost
To provide you with an idea of how much it may cost you to insure your Mini One, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mini One with a comprehensive policy for the monthly price of £60.96, or an annual sum of £672.
Mini One insurance cost by location
The table above shows the average cost of Mini One insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Mini One 1.5 One Classic 3d.
- Expensive: £1,092 (London SE1)
- Average: £712 (Newcastle NE1)
- Cheap: £640.74 (Galashiels TD1)
Average Mini One insurance cost for a 17 year old
To provide you with an idea of how much it may cost you to insure your Mini One, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mini One with a comprehensive policy for the monthly price of £322, or an annual sum of £3,572.
What other factors affect my Mini One insurance rate?
We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:
- Your marital status
- Your credit history and job
- Your car's safety rating score
- The model of your car
- The age of your car
- Your car's security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No claims discount
How can I save on my Mini One premiums?
When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
- Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.
Bottom line
There's no getting around it: a Mini One is going to cost you more to buy, run and insure than many other cars of a similar size and spec. If that's the range you have your heart set on, be sure to compare car insurance (and car finance, if applicable) before you buy, so you don't pay any more than you have to.Frequently asked questions
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