Mini Cooper S insurance group

Mini Cooper S models range from insurance groups 26 to 31, so the cost of insurance can vary significantly depending on which model you have.

Mini Cooper S insurance groups and cost

In the table below, we show you the insurance group for each Mini Cooper S model and also the likely cost at a few different ages.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average Mini Cooper S insurance cost

To provide you with an idea of how much it may cost you to insure your Mini Cooper S, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mini Cooper S with a comprehensive policy for the monthly price of £60.96, or an annual sum of £672.

• How we got this rate

  We generated these quotes using the following assumptions about the vehicle and the driver.The vehicle is/has:

  • Manual transmission
  • Petrol
  • Factory fitted alarm system
  • Not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • Parked in a work car park during the day
  • Parked on a driveway at night

  
  The driver is/has:

  • A 30-year-old, single teacher from London
  • A homeowner
  • Five years no-claims discount
  • No driving or other convictions in the last 5 years

Mini Cooper S insurance cost by location

The table above shows the average cost of Mini Cooper S insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Mini Cooper S 2.0 Cooper S Classic 3d.

• Expensive: £1,220 (London SE1)
• Average: £585 (Newcastle NE1)
• Cheap: £546.09 (Galashiels TD1)

Average Mini Cooper S insurance cost for a 17 year old

To provide you with an idea of how much it may cost you to insure your Mini Cooper S, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mini Cooper S with a comprehensive policy for the monthly price of £322, or an annual sum of £3,572.

What other factors affect my Mini Cooper S insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

• Your marital status
• Your credit history and job
• Your car's safety rating score
• The model of your car
• The age of your car
• Your car's security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Mini Cooper S premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
• Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

There's no getting around it: a Mini Cooper S is going to cost you more to buy, run and insure than many other cars of a similar size and spec. If that's the range you have your heart set on, be sure to compare car insurance (and car finance, if applicable) before you buy, so you don't pay any more than you have to.

Frequently asked questions

• How many doors does the Mini Cooper S have?

  The Mini Cooper S typically has 3 doors.

• What is the fuel type of a Mini Cooper S?

  The Mini Cooper S typically runs on gasoline or diesel engines.

• What is the top speed of a Mini Cooper S?

  Depending on the model version, Mini Cooper Ss can reach top speeds between 143mph and 155mph.

• What is the horsepower of a Mini Cooper S?

  The Mini Cooper S has a top power output ranging from 189 to 301 horsepower.

• What body style is available for the Mini Cooper S?

  The Mini Cooper S is available as a compact hatchback. "]

• How much car tax do I have to pay for the Mini Cooper S?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car's emissions.

• Where can I buy an Mini Cooper S?

  You can buy an Mini Cooper S online or by visiting your local retailer. There is also a range of used Mini Cooper Ss available to buy through various motor resellers and websites such as AutoTrader or Motors.

• Is an Mini Cooper S a good first car?

  It depends what you're looking for. A lot of people go for small cars for their first car, and the range might not matche that description. However, if budget is an issue, then it's worth looking at less pricey alternatives. Don't forget that younger drivers already pay more for their insurance, which could be exacerbated if you go for a car in one of the more expensive insurance classes.