The Mercedes-Benz C-Class is considered one of the most popular cars on UK roads. This family car is sleek and sophisticated, and was first introduced in 1993 to replace the Mercedes-Benz 190 range. It is currently in its 4th generation, and its popularity seems to be growing with it.
Keep reading to find out more about Mercedes-Benz car insurance costs and how you could save on your premiums.
Mercedes C-Class insurance cost by driver’s age
Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
---|---|---|---|---|---|---|
1.3 S 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 S 5d CVT | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
S 1.3 i-VTEC (03/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
S 1.3 i-VTEC CVT auto (03/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 SE 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 SE 5d CVT | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
SE 1.3 i-VTEC (03/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
SE 1.3 i-VTEC CVT auto (03/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 EX 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 EX 5d CVT | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
EX 1.3 i-VTEC (03/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
EX 1.3 i-VTEC CVT auto (03/2018 on) 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 i-VTEC SE Navi 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 i-VTEC SE Navi auto 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 SE Navi 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 SE Navi 5d CVT | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 EX Navi 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 EX Navi 5d CVT | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 i-VTEC EX Navi 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
1.3 i-VTEC EX Navi auto 5d | 13 | £2,145 | £704 | £690 | £651 | Get Quote |
Sport 1.5 i-VTEC (03/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Sport 1.5 i-VTEC CVT auto (03/2018 on) 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
1.5 i-VTEC Sport Navi 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
1.5 i-VTEC Sport Navi auto 5d | 19 | £1,933 | £706 | £695 | £654 | Get Quote |
Average Mercedes C-Class insurance cost
To provide you with an indication of how much it may cost you to insure your Mercedes C-Class, we ran several quotes in order to get an average figure. Our results estimated that, on average, you could insure your Mercedes C-Class with comprehensive cover for monthly instalments of £82, or a single annual sum of £782.96. To run these quotes, we used the following information:
- The car is a 2015 model
- The driver is a 30-year-old teacher from London
- Manual transmission
- Petrol
- 10,000 mileage per year
- Factory fitted alarm system
- Used for social, domestic and commuting purposes
- The car is not modified
- The car is parked in a car park during the day
- The car is parked on a driveway at night
- Five years no claims discount
- No driving or other convictions for the past 5 years
Which factors affect my Mercedes C-Class insurance cost?
When it comes to your insurance premiums, there are a lot of factors that could influence the price. We have listed some of them below for you:
- Your age, marital status, job and where you live
- The model and age of your car
- Your car’s safety rating, security and any anti-theft precautions
- Annual mileage
- Your driving history and activity
- The size of your car’s engine
- No claims discount
How can I save on my Mercedes C-Class premiums?
How to save on premiums is a question that most people with insurance ask themselves, so we tried to find you an answer. There are a number of things you could try in order to lower your premium, and we’ve listed some of them below for you:
- Pay annually rather than monthly. Whilst you may not be keen on parting with such a large amount of money in one go, by paying annually you can actually save yourself money, an average of £201.04 a year!
- Be economical about your car usage. When you have a car, it’s tempting to use it for all your travelling needs. However, by opting for public transport or walking, you can save on your premiums by keeping your annual mileage down.
- Make yourself a secure investment. Insurance companies like to know they’re making a secure investment, so by keeping your credit rating good and a clean history of no claims, you may be rewarded with lower premiums.
- Don’t just accept your renewal quote. When it’s time for renewal, don’t just accept the quote you are given. Make sure you shop around, there may be a better price out there!
- Install extra safety precautions. The safer your car is, the less of a risk it is for companies to insure. By adding extra safety measures, you may in turn lower your premium.
- Avoid driving convictions. This one might sound obvious, but having a driving conviction will hike up your premium. Avoiding a driving conviction, or any convictions for that matter, will help you to keep your premium low.
Mercedes C-Class facts + trivia
- It is currently considered 10th most popular car in the UK, with almost 46,000 of them being sold in the UK last year. Around 7,000 of them were sold in March of this year alone.
- You can zoom from 0-60mph in between 4.5 and 9.9 seconds.
- This vehicle comes with 2 different turbo engines, designed to blow you away.
How safe is Mercedes C-Class?
When tested by Euro NCAP in 2014, the Mercedes C-Class was awarded a 5/5 rating for safety. It scored an impressive 92% for adult occupant safety, and gained a great score of 70% for it’s safety assist features.
As mentioned earlier, safer cars are considered a more secure investment by insurance companies. As standard, the Mercedes C-Class comes with a great selection of safety features which may help keep your premiums down. It has basic safety features such as a Seat Belt reminder, as well as features such as ESC, or electronic stability control to help your car stay gripped to the road, and speed assistance. More impressively, the Mercedes C-Class comes with AEB Inter-Urban and AEB City to help you avoid any low speed collisions.
As previously mentioned, the safer your car is, the lower your premium is likely to be. It may be worth asking your insurer what extra safety and security features you can add in return for lower premiums. There are a selection of extra safety measures that are optional, such as the Lane Assist System, which you may wish to consider.
Bottom line
The Mercedes C-Class is a quality executive car. It is somewhat costly to insure, but the tips in this guide will help you to reduce the cost of your premiums.
Frequently asked questions
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