Mazda CX 3 insurance group

The Mazda CX 3 is the smallest SUV in Mazda’s line-up. You’ll appreciate the smooth handling and punchy acceleration of this vehicle. It’s fuel efficient and reasonably cheap to insure too, which is partly due to a good range of safety features installed as standard. In this guide, you’ll learn the average costs of insuring this vehicle based on the driver’s age and location.

What insurance group does the Mazda CX 3 fall under?

Every car you see on the road has been assigned a car insurance group based on how expensive it is for insurers to cover this vehicle. These groups range from 1 (cheapest to insure) to 50 (most expensive) and insurance companies use them to set suitable premiums for their customers. A Mazda CX 3 model can be found in insurance groups ranging from 15 to 18, meaning the car insurance will be on the cheap side.

However, the costs will may vary slightly between the Mazda CX 3 models in different insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £674 for cover on a Mazda CX 3 1.5d SE 5d that is in insurance group 15 or around £613 for a Mazda CX 3 2.0 Sport Nav AWD 5d that is in insurance group 18. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Mazda CX 3 insurance cost by location

The table above shows the average cost of Mazda CX 3 insurance based on insurance groups and driver age. However, there are a lot of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda CX 3 1.5d Sport Nav 5d.

• Expensive: £1,465 (London SE1)
• Average: £674 (Newcastle NE1)
• Cheap: £630 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Mazda CX 3 insurance rate?

Along with insurance group, there are a number of important factors that have a big impact on your car insurance:

• Engine type and capacity. In general, the larger the engine, the higher the cost of your insurance. For example, it may cost £1,465 for insurance for a Mazda CX 3 1.5d SE 5d, while it may cost £1,122 for a Mazda CX 3 2.0 SE 5d. That’s a £28 difference per year for an engine that’s 0.5 litres bigger.
• Driver location. Where you live helps insurers determine the level of risk that your car may be stolen or involved in an accident. This will affect the cost of your car insurance. For example, a 30-year-old in central London may pay £1,465 for insurance for a Mazda CX 3 2.0 SE-L Nav 5d, while the same 30-year-old in Newcastle may only pay £674. That £151 annual difference occurs because Londoners are more likely to claim on their car insurance than those living in Newcastle.
• Driver age. The youngest drivers are the most likely to make a claim on their car insurance and that’s why they are made to pay more for their premiums. As an example, the average 20-year-old driver in London may pay £4,635 for the Mazda CX 3 2.0 SE-L Nav 5d Auto, while the average 40-year-old Londoner will only pay £1,203. In this example, the 20-year-old would have to pay almost double to insure a Mazda CX 3.

Other factors that influence the cost of your insurance include the following:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Mazda CX 3 premiums?

There are plenty of tricks you can try in order to lower the cost of your car insurance premiums, and we’ve listed some of them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport rather than using your car can help you save on your premiums.
• Pay annually rather than monthly. Pay annually and you’ll avoid the possibility of being charged interest on monthly premium repayments.
• Install extra safety precautions. The safer you can make your car, the more of a discount you’re likely to be offered by car insurance companies.
• Shop around for the best deal. Don’t blindly settle for the renewal price offered by your existing insurer. There is likely to be cheaper options available if you switch to a different company.

Bottom line

The Mazda CX 3 will typically cost you a bit over the average rate to insure, which isn’t bad for a SUV, and the tips in this guide will help you save some money on your premiums too.

Frequently asked questions

• What is the top speed of a Mazda CX 3?

  The fastest model can reach a top speed of 114 miles per hour.

• Is the Mazda CX 3 safe?

  The Mazda CX 3 was awarded four stars out of five in its Euro NCAP crash tests. This included an 85% rating for protecting adult occupants and a 79% rating for protecting child occupants.

• How much car tax do I have to pay for the Mazda CX 3?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Mazda CX 3?

  You can buy this vehicle at dealerships, from online sellers or from current owners across the UK.

• What engine size is the Mazda CX 3?

  You can choose an engine size between 1.5 litres and 2 litres.

• Is the Mazda CX 3 any good?

  This SUV offers great value for money and it drives well. It’s a solid purchase if you’re in the market for this type of vehicle.

• Where can I find Mazda CX 3 car insurance?

  You can compare the costs of Mazda CX 3 insurance using any price comparison website.

• Is a Mazda CX 3 expensive to insure?

  Mazda CX 3 models can be found in insurance groups ranging from 15 to 18, meaning the insurance will be on the relatively cheap side.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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