Mazda 6 insurance group and cost

The Mazda 6 is one of the most popular models to have come out of the Japanese company, Mazda. With its smooth braking and responsive handling, it is clear to see why this midsize sedan has managed to keep its popularity since its roll out in 2002.

What insurance group does the Mazda 6 fall under?

Mazda 6 car models fall within car insurance groups 16-30, which means the cost of your premium should fall somewhere in the middle in comparison to other makes and models.

However, the costs may vary slightly between different Mazda 6 insurance groups due to a number of different factors related to the vehicle. For example, a 30-year-old driver in an average postcode could pay around £646 for cover on a Mazda 6 1.8 Sakata 5d (insurance group 16), or around £896 for a Mazda 6 Dynamic AWD Hybrid 2.5 VVT-i auto 5d that is in insurance group 30. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

Using the table below, you can find out the insurance group of your Mazda 6 model, and how much you’re likely to pay for your car insurance.

Mazda 6 insurance groups and average cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Average Mazda 6 insurance cost in the UK

To give you an idea of how much it would cost to insure your Mazda 6, we ran several quotes in order to obtain an average figure. Our results estimated that you could, on average, insure your Mazda 6 with comprehensive cover for monthly payments of £91.60 or an annual sum of £1,043.20.

• How we got this rate

  To generate these figures, we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.8l engine
  • Factory fitted alarm system
  • Not modified
  • Used for social, domestic and commuting purposes
  • Driven 10,000 miles per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Driver is a homeowner
  • Driver is a 30-year-old teacher from London
  • £250 voluntary excess
  • Driving licence held for 10 years
  • Five years no claims discount
  • Driver has not had any driving or other convictions in the last five years

Insurance cost by location

Multiple factors play a role in the cost of your insurance premium, including your car’s safety rating and your credit history. However, the cost of car insurance is greatly impacted by your address.

To show how your location can impact your premiums, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda 6 Excel AWD Hybrid 2.5 VVT-i auto 5d.

• Expensive: £2,154 (London SE1)
• Average: £896 (Newcastle NE1)
• Cheap: £683.27 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect the insurance rate for my Mazda 6?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

• Engine type and capacity. As a general rule of thumb, your car insurance will increase if your vehicle has a large and powerful engine. The Mazda 6s’ engines range from 1.8 litres up to 2.5 litres, so the premium can change. For example, you would pay around £1,059 for insurance on a Mazda 6 1.8 S 5d, while you could pay up to £1,220 for a Mazda 6 2.5 Sport (2010) 5d. In this specific example, the Mazda 2.5 Sport (2010) 5d that is 0.7 litres bigger in engine size, costs an extra £62 in premium.
• Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident when calculating your insurance, and your location has a big impact on this. As an example, a 30-year-old in central London will pay £2,154 for insurance for a Mazda 6 Excel AWD Hybrid 2.5 VVT-i auto 5d, while the same 30-year-old in Newcastle may only pay £896.
• Driver age. Unfortunately, younger drivers are statistically more likely to be involved in car accidents. Therefore, your age plays a huge role in determining the cost of your premiums. The average 20-year-old driver in London could pay £5,429 for the Mazda 2.0 TS 5d, while the average 40-year-old Londoner will only pay £1,126.

However, there are a lot of other factors that can also impact the price of your premiums. These include the following:

• Your marital history
• Your credit history
• Your job title
• Your car’s safety rating, security and anti-theft precautions
• Likelihood of theft
• The model and age of your car
• Your driving experience
• Your driving usage
• Your driving history
• No claims bonuses

Bottom line

The Mazda 6 is a classy saloon that you’ll enjoy driving, although it can cost a fair bit to insure. You might pay way above the average rate for some of these vehicles. Thankfully, some of the tips in this guide will help you to reduce your premiums.

Frequently asked questions

• What is the top speed of a Mazda 6?

  Mazda 6s can reach a top speed of 142 mph.

• Is the Mazda 6 safe?

  The Mazda 6 was awarded five stars out of five under the 2019 Euro NCAP safety analysis. The Mazda 6 scored well across the board, with high scores for both adult occupant safety (95%) and child occupant safety (91%).

• How much car tax do I have to pay for the Mazda 6?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Mazda 6?

  You can buy a Mazda 6 by visiting your local Mazda retailer. There is also a range of used Mazda 6s available to buy through various motor resellers and websites such as Auto Trader or Motors.

• Where can I buy a Mazda 6?

  You can buy a Mazda 6 from dealerships, online sellers or a current owner.

• Where can I find Mazda 6?

  You can compare the costs of Mazda 6 car insurance using any price comparison website.

• Is a Mazda 6 expensive to insure?

  The Toyota Hilux can be found in insurance groups ranging from 16 to 30. This means you can pay slightly below or slightly above the average rate to insure it.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 336 Finder guides across topics including:

• Car, home and business insurance
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