The Mazda 5 was first sold as a compact MPV in 2005, before eventually being transformed into a minivan. It was discontinued in 2015, due to poor sales. The Mazda 5 doesn’t have as many choices of engine and trim levels as its immediate rivals. With that said, you should be able to pick up a second-hand model at an affordable price and you’ll pay reasonable insurance costs. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.
What insurance group does the Mazda 5 fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Mazda 5 models range from insurance group 14 to 21. This means you will pay less to insure this car, compared to the average vehicle. As an example, a 30-year-old driver in an average postcode could pay around £712 for cover on a Mazda 5 1.8 TS 5d that is in insurance group 14 or around £701 for a Mazda 5 2.0d Sport 5d that is in insurance group 20. This shows the impact on premium pricing when one car is in a much higher insurance group.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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There are a range of factors that affect the cost of your car insurance premium, including your location. In fact, this is one of the most crucial factors.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Mazda 5 2.0 Sport 5d.
Expensive: £1,465 (London SE1)
Average: £674 (Newcastle NE1)
Cheap: £630 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Along with insurance group, here are some other factors that have a large impact on your insurance premium costs:
Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £1,092 for insurance for a Mazda 5 1.8 TS2 5d, while you may pay £1,122 for a Mazda 5 2.0 Takara 5d Auto. In this example, you’ll pay an extra £47 for the same vehicle with an engine that’s 0.2 litres bigger.
Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,465 for insurance for a Mazda 5 2.0 Sport Nav 5d, while the same 30-year-old in Newcastle may only pay £674. In this example, the Londoner will pay £151 extra per year to insure the same car.
Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £3,988 for the Mazda 5 2.0d Furano 5d, while the average 40-year-old Londoner will only pay £1,007. In this scenario, the younger driver will pay an extra £795 per year to insure this vehicle.
Other factors that influence the cost of your insurance include:
Car insurance can be expensive, but there are plenty of things you can do to ensure it doesn’t break the bank. With that in mind, here are some ideas to lower the cost of your premium.
Limit your annual mileage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
Install extra safety precautions. By adding additional safety measures, you make your car less risky to insure. That’s why many insurers are happy to offer you a discount when you do so.
Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price offered to you. There is likely to be a better deal available by switching to a competitor.
Bottom line
The Mazda 5 isn’t too costly to insure for a compact MPV, especially when you consider the engine size. Better yet, the tips in this guide will help you to decrease your premiums even further.
Frequently asked questions
You can expect the fastest Mazda 5 model to reach a top speed of 120 miles per hour.
In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating for protecting adult occupants and a 3-star rating for protecting child occupants.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Mazda 5 at dealerships, using online sellers or from a current owner.
Engine sizes range between 1.8 litres and 2 litres.
You can compare the costs of Mazda 5 car insurance using any price comparison website.
Mazda 5 models can be found in insurance groups ranging from 14 to 21. This means you will pay less to insure this car, compared to the average vehicle.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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Danny has written 350 Finder guides across topics including:
Read our comprehensive guide and find out how much it may cost you to insure a Mazda 2 and some top tips on how to save on your car insurance premiums.
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