Mazda 2 insurance group and cost

The Mazda 2 is a small family car produced by the Japanese manufacturer since 2002. It’s not as cheap to buy and insure as other vehicles in this class, but it packs more of a punch than most of these cars when it comes to power and acceleration. In this guide, you’ll learn the key facts about insuring a Mazda 2, including how to keep your insurance premium costs down.

Mazda 2 insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Mazda 2 models range from insurance groups 13 to 20, so you can generally expect the cost of insurance to be fairly reasonable.

However, the the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £704 for cover on a Mazda 2 1.5 (75bhp) SE 5d (insurance group 13), or around £701 for a Mazda 2 SkyActiv-G 115ps GT Sport 5d which falls in insurance group 20.

You can find the insurance group, and likely premium cost, of your Mazda 2 model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Average Mazda 2 insurance cost

To provide you with an idea of how much it may cost you to insure your Mazda 2, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mazda 2 with a comprehensive policy for the monthly price of £73.74, or an annual sum of £776.16.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.5 litre engine
  • Car has 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years no claims discount
  • No driving or other convictions in the last 5 years

Mazda 2 insurance cost by location

The table above shows the average cost of Mazda 2 insurance based on insurance groups and driver age. However, there are other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda 2 1.5 Sport Nav (Leather) 5d.

• Expensive: £1,059 (London SE1)
• Average: £646 (Newcastle NE1)
• Cheap: £610.16 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Mazda 2 insurance rate?

Along with the insurance group, there are a few key factors that impact on your insurance premium costs:

• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,465 for insurance for a Mazda 2 1.5d Sport 5d, while the same 30-year-old in Newcastle may only pay £674.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £3,286 for the Mazda 2 SkyActiv-G 90ps GT Sport Nav+ 5d, while the average 40-year-old Londoner will only pay £901.

Other factors that influence the cost of your insurance include:

• Your vehicle’s engine size
• Your marital status
• Your credit history
• What type of job you have
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Mazda 2 car insurance?

Whilst car insurance is a necessary expense, you don’t want it to leave you out of pocket. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are a few tricks you can try in order to save on your car insurance premiums, and we’ve listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £108.72 a year.
• Install extra safety measures on your vehicle. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Mazda 2 facts and trivia

• The Mazda 2 won the World Car Of The Year award in 2008.
• In North America, most new versions of this vehicle are sold as a Toyota Yaris

Bottom line

There’s a lot to enjoy about the Mazda 2, including the fact you can significantly reduce the cost of your car insurance premium with the tips in this guide.

Frequently asked questions

• How much does a Mazda 2 cost?

  In the United Kingdom, the on-the-road price of a new Mazda 2 starts at £12,540.

• What is the top speed of a Mazda 2?

  Depending on the model version, a Mazda 2 can reach top speeds between 106mph and 129mph.

• Is the Mazda 2 safe?

  The Mazda 2 was awarded 4 stars out of 5 under the Euro NCAP safety analysis. Mazda 2 models scored well across the board with 86% on adult occupant safety and 78% for child occupant safety.

• How much car tax do I have to pay for the Mazda 2?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Mazda 2?

  You can buy a Mazda 2 online or by visiting your local Mazda retailer. You can also buy Mazda 2s through various motor resellers and websites.

• Is the Mazda 2 expensive to insure?

  This depends on the specific model of Mazda 2 you have and the insurance group it falls under. Mazda 2 models can range between insurance groups 13 and 20, so in general the insurance costs should be fairly reasonable in comparison to other car insurance groups.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 347 Finder guides across topics including:

• Car, home and business insurance
• Helping people save money on their insurance
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• Giving valuable insights to website visitors