Lexus IS200 insurance group

The Lexus IS200 is a four-door saloon, produced during the early 2000s. There’s little that sets this apart from classy saloons like the Audi A4 or the Mercedes C-Class, although you may be able to pick up a second-hand model at a great price these days. In this guide, you’ll learn how much it could cost to insure a Lexus IS200 based on your age and location.

What insurance group does the Lexus IS200 fall under?

All vehicles are assigned a specific insurance group that helps insurers determine a suitable premium from you. These groups range from 1 (cheapest to insure) to 50 (most expensive). Lexus IS200 models appear in insurance groups ranging from 24 to 30, meaning this car will cost slightly more than the average vehicle to insure.

However, the costs may vary depending on the specific model of Lexus IS200 you have and the insurance group it falls under. As an example, a 30-year-old driver in an average postcode could pay around £815 for cover on a Lexus IS200 200d Advance 4d that is in insurance group 24 or around £680 for a Lexus IS200 250 SE 4d CVT Auto that is in insurance group 29. From this comparison, we can see the impact of premium pricing when one car is in a higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Lexus IS200 insurance cost by location

The table above reveals the average cost of insuring a Lexus IS200, based on insurance groups and driver age. However, there are more factors that will determine your car insurance premiums.

Your location is one of the most significant factors considered by insurance companies. To show the potential impact of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Lexus IS200 250 SE 4d.

• Expensive: £1,600 (London SE1)
• Average: £680 (Newcastle NE1)
• Cheap: £733.72 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Lexus IS200 insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. As a general rule, the bigger the engine, the more it will cost to insure your vehicle. For example, it may cost £1,338 for insurance for a Lexus IS200 200d Advance 4d, while you may pay £2,154 for a Lexus IS200 250 SE-L Sunroof 2009 4d Auto.
• Driver location. Your premium will dip or rise depending on how likely motorists from your neighbourhood are to claim on their policy, based on previous data. For example, a 30-year-old in central London may pay £1,600 for insurance for a Lexus IS200 250 Sport 4d, while the same 30-year-old in Newcastle may only pay £680. This £135 difference occurs because Londoners are historically more likely to claim on their car insurance than those living in Newcastle.
• Driver age. The youngest drivers are the most likely to claim on their car insurance and that’s why they are charged more than experienced drivers. As an example, the average 20-year-old driver in London may pay £7,670 for the Lexus IS200 250 Sport 4d Auto, while the average 40-year-old Londoner will only pay £1,356. As you can see, the average 20-year-old would have to fork out almost double to insure a Lexus IS200, compared to their 40-year-old self.

Other factors that influence the cost of your insurance include:

• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security features
• Any extra anti-theft precautions you have installed
• Your annual mileage
• Your driving history and activity, including your no claims discount
• Your marital status
• Your credit history and job

How can I save on my Lexus IS200 premiums?

When hunting for car insurance, there are plenty of actions you can take to lower the cost of your premiums. We’ve listed some of the best ideas below:

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Paying annually you can secure you a nifty discount, as a lot of insurance companies charge interest on monthly premium payments.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. That’s why many insurers will offer premium discounts for doing so.
• Don’t blindly accept your renewal quote. Use a price comparison website to find the best deal across the whole market. There is likely to be cheaper options out there.

Frequently asked questions

• What is the top speed of a Lexus IS200?

  Depending on the model version, you can potentially expect a Lexus IS200 to reach a top speed of 134 miles per hour.

• Is the Lexus IS200 safe?

  In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating for protecting adult occupants and 4 stars for protecting child occupants.

• How much car tax do I have to pay for the Lexus IS200?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Lexus IS200?

  You can buy this vehicle at dealerships, from online sellers or from current owners across the UK.

• Is the Lexus IS200 any good?

  This car was designed to compete with luxury vehicles like the BMW 3-Series, Audi A4 and Mercedes C-Class, although there’s not much that immediately sets it apart as a better purchase than these vehicles.

• Where can I find Lexus IS200 car insurance?

  You can compare the costs of Lexus IS200 car insurance using any price comparison website.

• Is a Lexus IS200 expensive to insure?

  Lexus IS200 models can be found in insurance groups ranging from 24 to 30, meaning it will cost slightly more than the average vehicle to insure.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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